Joseph Gibbs is a financial advisor at Raymond James & Associates with 40 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James & Associates since 2012. The firm, managing approximately $501 billion in assets, serves a diverse client base including individuals, institutional clients, and charitable organizations. Raymond James & Associates offers a range of financial planning and consulting services, employing various portfolio management styles supported by firm research and affiliated sub-advisers.

Jordan Edmundson is a financial advisor with UBS Financial Services in Memphis, TN, holding a Series 66 designation and 14 years of industry experience. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Daniel Dennis is a financial advisor with Mass Mutual Investors Services in Memphis, Tennessee, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with MML Investors Services and MidSouth Financial Group/MassMutual since 2013. Outside of his advisory role, he participates in FLW Tour sanctioned fishing tournaments. Mass Mutual Investors Services, a subsidiary of MassMutual, provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software and collaborative annual planning processes.

Benjamin Hunter is a financial advisor with Mass Mutual Investors Services based in Memphis, TN. He holds the Series 66 designation and has three years of industry experience. Prior to his current role, he worked at LifeLinc Anesthesia and has been involved with educational institutions including the University of Tennessee, Knoxville, and Briarcrest Christian School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Raymond Lewallen is a financial advisor at Morgan Stanley with one year of industry experience. He has held positions at Morgan Stanley Private Bank and previously worked at Lumen and Stragistics Technology. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Terance Morgan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has worked with First Tennessee Brokerage, Inc. since 2003 and FTB Advisors, Inc. since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple investment strategies.

Frank Givens is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and over 20 years of industry experience. He has been with LPL Financial since 2005. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Levi Woodroof is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and bringing 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, Woodroof serves as treasurer for the Callie Ann Homeowners Association and acts as trustee for the Woodhaven Family Trust, managing farm holdings. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Heather Stephens is a financial advisor at UBS Financial Services with three years of industry experience. Prior to joining UBS in 2021, she worked for seven years with Shelby County Schools. Outside of her advisory role, she has written and self-published a book on motherhood titled "Mama Didn't Half-Step" and contributed a song to the soundtrack of the stage play "Her Needs His Needs." UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and capital market assumptions.

Jeremy Jones is a financial advisor at Cetera with 18 years of industry experience. He holds the CFP® and Series 66 designations and has worked at Shoemaker Financial since 2008. Outside of advisory roles, he owns Shoemaker Insurance Solutions, a fixed insurance sales business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a network of over 10,000 advisors and manages more than $256 billion in assets.

Joshua Murphey is a financial advisor at LPL Financial with three years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Park Avenue Securities and Guardian Life Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Jennifer Brown is a financial advisor at Raymond James Financial with 10 years of industry experience. She holds the Series 65 and Series 63 designations. Prior to joining Raymond James in 2022, she worked at Ftb Advisors, Inc./First Horizon Advisors, Inc. for 12 years. Outside of her advisory role, she serves as Director of Administration for Fountain Financial Group and Pinnacle Asset Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Wilson Moore is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles.

Charles Bryan is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He has worked at Raymond James Financial Services, Inc. and Raymond James & Associates since 2015, with a brief tenure at B. Riley Wealth Management. Outside of finance, he owns and operates a cattle farming business in Arlington, TN. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a range of portfolio management and research resources.

Mark Loftis is a financial advisor with MassMutual Investors Services in Memphis, TN, holding the CFP®, ChFC®, and Series 63 credentials. He has 30 years of industry experience, including over a decade with Massachusetts Mutual Life Insurance Company and nine years with MassMutual Investors Services. Outside his advisory role, he is involved in the sales and service of non-variable insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements using advanced analytical tools and offers specialized services such as divorce planning and estate-settlement programs.

Bradley Cobb is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he serves on the Ruch Cobb & Associates wealth management team. Since joining Merrill in 2012 after earning a bachelor's degree in finance from Christian Brothers University, Bradley and his team focus on helping clients preserve and grow assets by providing customized wealth management solutions tailored to each individual's financial goals. Their approach emphasizes listening carefully to client needs, minimizing risk, and delivering high-quality service to build trust and confidence. Bradley and his team utilize a comprehensive, four-step wealth planning process designed to identify and quantify client concerns and objectives, creating actionable plans that guide investment decisions. Their multi-generational perspective benefits from the diverse ages, resources, and professional designations within the team, including Bradley’s credentials as a Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). The group also leverages the broader resources of Merrill, Bank of America, and trusted external advisors to develop a strong financial network for their clients. Outside of his professional work, Bradley has lived in Memphis his entire life and engages in activities such as attending Memphis Grizzlies basketball games and enjoying water sports and boating at the lake.

Kevin Rea is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and 15 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, providing non-discretionary financial planning and consulting through multiple advisory programs and supported by extensive research and portfolio management resources.

Gerald Lovett is a financial advisor with LPL Financial in Memphis, TN, holding Series 63, 65, and 66 licenses and bringing 11 years of industry experience. His prior experience includes seven years at Raymond James & Associates and one year at The Men’s Wearhouse. Outside of his advisory role, he works part-time in food delivery and rideshare services with companies such as Uber, Lyft, DoorDash, GrubHub, and Instacart. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and financial planning services, employing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Andrew Metcalf is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley for six years before joining LPL Financial in 2021. Outside of his advisory role, he is involved with the Germantown Legends Soccer Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Joseph Wilder is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial. He previously worked at Lincoln Investment and CFH Financial, among other firms. Wilder serves on the board of the Financial Planning Association of Greater Memphis. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios and research from multiple sources.