Christian Burns is a CERTIFIED FINANCIAL PLANNER™ professional with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked six years at the United Methodist Foundation of Western North Carolina, Inc. He serves on the Development Committee of the Cornelius Arts Center, where he contributes to training board members on major gifts and may collaborate with board members on donor meetings. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory programs and affiliated investment products under a fiduciary standard.

Jon Neely is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 credentials. Outside of his advisory role, he contributes as a blogger providing information for boating enthusiasts and works as a ghostwriter for non-investment topics. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations and manages portfolios constructed mainly from Vanguard funds and ETFs.

Jean Basson is a financial advisor at Vanguard Advisers with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Vanguard entities since 2013 in various capacities including marketing and advisory roles. Based in Charlotte, NC, Basson’s background includes over a decade at The Vanguard Group and related affiliates. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, emphasizing scale and digital delivery through a large team of advisors.

Timothy Cosby Jr. is a Series 66-licensed advisor with Vanguard Advisers in Charlotte, NC, and has five years of industry experience. His work history includes roles at The Vanguard Group, Inc. since 2021 and prior positions in both financial services and retail. Outside of advising, he has a non-investment role as a drummer in a retail/service capacity. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supporting customization and tax-aware strategies.

Maria Franco Archila is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill and Bank of America, she worked at Solid Roofing for five years and taught at South Iredell High School and Mount Mourne Middle School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Emily Morgenthaler is a Series 66 licensed financial advisor with four years of industry experience, currently with Vanguard Advisers in Charlotte, NC. Prior to joining Vanguard in 2022, she worked in various roles at companies including Sona Dermatology and Stuart Weitzman. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through both automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through a digital platform.

Stephen Abercrombie is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Fidelity, he worked at The Vanguard Group, Inc. for 17 years. Fidelity’s affiliate Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also manages multiple registered investment companies and utilizes systematic methodologies and long-term asset allocation benchmarks.

Ra'shanda Williams is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and having 12 years of industry experience. She has been with The Vanguard Group, Inc. since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, offering goal-based, algorithm-driven portfolio management primarily using Vanguard funds and ETFs. The firm combines digital delivery with a large advisor team, managing hundreds of thousands of client relationships.

Justin Marshall is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 12 years of industry experience. He has been with Vanguard Advisers since 2016 and is also associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. in Charlotte, NC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and extensive advisor team.

Adam Mielke is a financial advisor with Vanguard Advisers and holds a Series 66 designation. He has five years of experience in the industry, including roles at Vanguard Advisers and The Vanguard Group, Inc. Prior to that, he worked at Northwestern Mutual Life Insurance Company and was self-employed. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of advisors and digital delivery.

Matthew Shaw is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and operates a rental property and manages an LLC related to Airbnb and car rental services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and uses research and analytics informed by diversification principles and modern portfolio theory.

Luke Eubank is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation with one year of industry experience. His prior work includes roles at US Tech Solutions Inc, Stepping Stones Advisory, and Shellback Capital. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

Adam Unterseher is a financial advisor at Vanguard Advisers in Charlotte, NC. He holds a Series 66 designation and has been in the industry since 2025, with prior experience at Raymond James Financial and other companies. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction using proprietary methodologies and offers a range of customization options, managing a large client base through its digital platform and team-based service model.

Christopher Horton is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. Prior to joining Raymond James in 2025, he worked at Edward Jones for eight years and spent a year with Learfield/NC State Wolfpack Sports. Horton is also the CEO of Horton Wealth, an independent financial advisory business. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting services to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored, non-discretionary advice using analytical tools and supports a wide network of advisors, with specialized capabilities in municipal finance and employer retirement plan consulting.

Ken Carlson is a CFP® with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has held roles within The Vanguard Group and Vanguard Marketing Corporation since 2021 and has prior experience at Techtronic Industries and Delta Airlines. Carlson is also the owner of an investment-related rental property business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to deliver personalized asset allocations, with portfolios largely composed of Vanguard funds and ETFs.

Steven Choo is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of experience at Vanguard and its affiliated entities. His prior work includes positions at WOW Payments and involvement with the Summer Youth Employment Program in Chinatown. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a large scale of client relationships.

Robert Fox is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked with Vanguard Advisers since 2019 and has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. He also serves as an executor for an immediate family member’s estate. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Lily Waters is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and beginning her advisory career in 2025. Prior to joining Wells Fargo, she worked in healthcare-related roles at Bayada, Autumn Care of Cornelius, and Autism Learning Partners. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm offers a broad range of brokerage and advisory solutions and manages approximately $671 billion in assets.

Benton Holbrooks is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and five years of industry experience. His background includes roles at Digital Intelligence Systems LLC and prior teaching positions at Appalachian State University and Concord High School. He also operated an Animal Bed and Breakfast for ten years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Christopher Charte is a CFP® professional with nine years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. His career includes multiple roles at The Vanguard Group, Inc., along with prior experience at Selective Wealth Management and Barrett-Johnson & Associates. Vanguard Advisers provides automated and human-supported investment advice through services tailored for retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a large client base with a combination of digital platforms and advisor support.