Lance Cummings is a ChFC® and holds the Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Scott Cumbie is a financial advisor with Raymond James & Associates in Oklahoma City, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. He has been with Raymond James & Associates since 2012. He serves as a trustee of the Oklahoma County Utility Services Authority, a public trust that provides water to rural and underserved areas of Oklahoma County, Oklahoma. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Gregory Smith is a CFP® professional with 38 years of experience in the financial industry. He is currently with LPL Financial, joining in 2024, and previously worked at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Smith is also involved with GWS Investments, LLC, a non-investment related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies across various platforms.

Dennis Packard is a CFP®-certified financial advisor with 23 years of industry experience. He currently works at Edelman Financial Engines and has previously been affiliated with Align Wealth Management, LLC and TD Ameritrade, Inc. Packard operates out of Oklahoma City, OK. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary management options with an emphasis on diversified portfolios and long-term investing.

Erikka Moore is a financial advisor with LPL Financial in Oklahoma City, holding a Series 66 designation and 10 years of industry experience. Her prior experience includes five years at Merrill and ten years at Robert W. Baird & Co., Inc. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Meredith Varner is a financial advisor with Wells Fargo Clearing in Edmond, OK, holding a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo in 2021, she worked at MidFirst Bank for nine years. She is a 50% owner of Oklahoma Speed Shop LLC, a small automotive business she manages alongside her spouse by handling clerical responsibilities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of advisory and brokerage services, utilizing research and analytics to support diversified investment approaches.

Lillie West Long is a financial advisor with Wells Fargo Clearing in Edmond, OK, holding Series 63 and Series 65 licenses with 14 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she co-owns an investment company, West Long Investments LLC, which holds interests in restaurants and commercial rental properties. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by in-house and third-party research.

Sandre Naumoski is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has worked at Bank of America and Merrill since 2015. Outside of his advisory role, Naumoski serves as a high school soccer coach for the Edmond School District. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brent Remerowski is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He previously worked at Merrill for 12 years before joining LPL Financial in 2009. Remerowski is also a registered notary with the State of Oklahoma for official business purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a large network of advisors with proprietary research and technology tools.

Cody Cabler is a financial advisor with Mass Mutual Investors Services in Oklahoma City, holding Series 63 and Series 65 credentials and six years of industry experience. His prior work includes positions at MassMutual Life Insurance Company, MidFirst Bank, and Allstate Insurance Company. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements utilizing firm-approved software and recommends investment strategies without discretionary authority.

Grayson Johnson is a financial advisor with Morgan Stanley in Oklahoma City, holding a Series 66 designation and six years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2017. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning services through both direct and corporate agreements.

Nicole Hughes is a financial advisor with Primerica Advisors in Oklahoma City, Oklahoma, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience since 2001. She is also a partner in Hughes International USA, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors serves primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients, offering a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers.

Gabriel De Campus is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as an Engineer Staff Officer in the U.S. Army National Guard. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joseph Hendrix is a CFP® professional affiliated with Raymond James Financial Services Advisors, Inc. in Oklahoma City, OK, with 11 years of industry experience. He previously spent nine years at Mariner Wealth Advisors before joining Raymond James in 2024 and founding Wealth Planning, a support company related to his Raymond James affiliation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports a range of advisory programs, including municipal finance and SIMPLE IRA employer advisory services.

Phillip Elliott is a CFP® professional with 16 years of experience in the financial services industry. He is currently with Morgan Stanley and has previously worked at UBS Financial Services and Edward Jones. Outside of his advisory role, Elliott is a silent owner of a beverage import business based in Santa Monica, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and various advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment research in its financial planning process.

Kelly Witters is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch for 10 years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Linda Kissler is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in developing personalized financial strategies that align with clients’ individual goals and adapt to changing market conditions. Linda provides clients access to Merrill’s investment insights along with the banking and lending solutions offered by Bank of America. Her professional credentials include designations as a Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Linda holds a bachelor's degree from the Oklahoma State University System. Committed to community involvement, Linda follows the Merrill tradition of volunteering with organizations in the communities she serves. Her approach centers on working one-on-one with clients to help them pursue their long-term financial objectives.

Suzanne Baxter is a CFP® with 34 years of industry experience, currently affiliated with Cetera. She has been working at Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Baxter serves as a board member and treasurer for Tactus, Inc., a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of investment and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diversified portfolio management options, financial planning, and access to third-party managers within a multi-manager platform.

Joni Hill is a financial advisor at Raymond James Financial in Oklahoma City, OK, with three years of industry experience. She holds the Series 66 designation and previously worked at Lasalle St. Securities, L.L.C. from 2014 to 2017. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary advice using risk profiling and analytical tools and supports its clients through various advisory programs and institutional consulting.

James Bertsch is a Financial Advisor and Retirement Benefits Consultant with Merrill Lynch Wealth Management, specializing in tailored financial strategies for individuals, businesses, endowments, foundations, and nonprofits. After an 18-plus year career culminating as the Institutional Client Advisor for the state of Oklahoma, he now focuses on bringing institutional discipline to personal financial strategies. He works directly with families, business owners, nonprofit organizations, and retirement plan sponsors, providing disciplined guidance and transparent advice to help clients navigate financial complexities with clarity and confidence. James holds a Bachelor's degree from the University of Oklahoma and an MBA from Oklahoma City University. He has earned several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His approach reflects a commitment to integrity and a respect for the trust placed in him, values shaped by his faith and upbringing. Beyond his professional work, James is involved with several community organizations including Crossings Community Church, Rotary Club 29 Oklahoma City, the Arts Council of Oklahoma City, OU President's Associates, and the Oklahoma Zoological Society. He enjoys a variety of personal interests such as baseball, cooking, football, golfing, hiking, reading, skiing, spending time with his family, traveling, and watching movies.