James Hinckley is a financial advisor at UBS Financial Services with 29 years of industry experience. He has been with UBS since 2013 and previously worked at Deutsche Bank Securities for six years. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to client goals.

Kenneth Lemas is a Series 66-credentialed financial advisor with 12 years of industry experience, currently with LPL Financial since 2021. He previously worked at Lincoln Financial Advisors for eight years and has been involved with the Dublin Unified School District as a wrestling coach since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, utilizing a range of financial planning and asset management solutions.

Pei Gu is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding Series 63 and Series 66 licenses and 33 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, Pei worked at Metlife Securities Inc. for 25 years. Outside of financial advising, Pei is involved in managing a rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing a range of services including specialized event-driven planning programs.

Andrew Yadegar is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has prior experience at Bank of America, N.A., as well as diverse roles in the automotive and transportation sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ranjeev Hira is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and U.S. Bancorp Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies to support client goals.

Kurt Miyamura is a financial advisor with LPL Financial in San Ramon, CA, holding Series 63 and Series 65 licenses and totaling 25 years of industry experience. He has been with LPL Financial since 2009 and previously worked at FSC Securities Corporation, Strategic Wealth Advisors Group, Associated Securities Corp., and Associated Planners Investment Advisory Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Patrick Van Hien is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2012, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and currently serving as Vice President since 2022. With over 12 years of experience, Patrick works with clients to co-create comprehensive financial plans that incorporate tax-efficient investing, estate planning considerations, capital preservation, and income generation. He is dedicated to understanding his clients' needs and leveraging both his experience and Fidelity's resources to assist each individual. Patrick holds a California Insurance License. Outside of his professional work, he has interests in food and traveling.

James Deboer is a financial advisor with Osaic Wealth, Inc. based in Pleasanton, CA, holding a Series 66 designation and 26 years of industry experience. He previously worked at Securities America Advisors, Inc. and Foothill Securities, Inc., and has been involved in insurance sales and individual income tax preparation for over a decade. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to various managed account platforms. The firm employs advanced asset-allocation tools and risk-tolerance analysis to develop portfolios across multiple asset classes and supports both discretionary and non-discretionary account management.

Gia Luu Phan is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill, Phan worked at Bank of America, J.P. Morgan Securities, and JPMorgan Chase Bank. Additionally, Phan has been affiliated with Mission College since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Runtao Liu is a financial advisor at Merrill with Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and positions outside the financial industry such as with Shanghai Flavor and the American Academy of English. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Shahmir Moussavi is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on connecting clients to tailored strategies and processes that align with their unique financial ambitions. His work involves helping clients plan for significant milestones, including funding education, preparing for retirement and potential healthcare expenses, and developing personalized plans to support long-term family goals. Shahmir holds the professional designation of Personal Investment Advisor (PIA). He earned a High School Diploma from Hillsdale High School and attended the California State University System without completing a degree. His approach emphasizes simplicity and transparency in wealth management, aiming to make the investment process straightforward and aligned with each client's personal perspectives and priorities.

Patrick Fanning is a financial advisor at Cetera with 39 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and its affiliates since 2013. Prior to joining Cetera, he founded and continues to operate PTF Financial Services. Outside of his advisory work, he serves as a board member and archivist for the Diablo Advisory Committee, a country club committee focused on planning and zoning matters. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors.

Min Myo is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2010, progressing from Investment Consultant to Financial Consultant before his current role. Prior to joining Fidelity, Min worked as a Financial Advisor with MML Investors Services and Ameriprise Financial Services. With over 15 years of planning experience, Min specializes in retirement planning, estate planning considerations, and wealth planning. He focuses on establishing long-term planning relationships and creating customized plans that adapt to the changing needs of his clients. His professional approach is informed by his understanding of the multiple financial goals faced by families. Min holds a California Insurance License.

Mitchell Bertonneau is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Charles Schwab with five years of industry experience. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and a centralized operational structure.

Christopher Dao is a financial advisor with Charles Schwab in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2016 and served in the Army Reserves from 2006 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers multi-asset model portfolios supported by centralized supervisory and operational infrastructure.

Blake Harmer is a financial advisor with Ameriprise in Pleasanton, CA, holding a Series 66 designation and approximately one year of industry experience. Prior to joining Ameriprise, he worked at Renaissance Financial and Larson Lawnscape, and he attended the University of Kansas. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies.

Charles Prestigiacomo is a financial advisor with LPL Financial in Alamo, CA, holding a Series 63 designation and 38 years of industry experience. He has worked previously at Advantage Wealth Advisors and First Allied Advisory Services. He also provides investment advisory services through Advantage Wealth Advisors, an independent registered investment advisor separate from LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of investment approaches through its extensive network of advisors and emphasizes operational and research tools without relying on automated investment decisions.

Rania Israel is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and nine years of industry experience. She has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017 and previously worked at Pruco Securities, LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and a centralized operational structure.

Malina Satyajit Kumar is a financial advisor at Merrill with Series 63 and Series 65 credentials and two years of industry experience. Her work history includes roles at Merrill since 2022, with prior positions at Lincoln Financial Group and Ameriprise Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Jordan Bohn is a Series 66-licensed financial advisor with Edward Jones in Pleasanton, CA. He began his advisory career at Edward Jones in 2025. Outside of his advisory role, he is active as a Twitch streamer. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and advisory services with a nationwide network of financial advisors and extensive affiliated capabilities.