Christopher Harris is a financial advisor at LPL Financial in San Rafael, CA, holding a Series 66 designation with eight years of industry experience. His prior roles include positions at Financial Advocates Investment Management, Bank of America, and Merrill. Outside of his work with LPL, he provides investment advisory services through Financial Advocates Investment Management, an independent advisory firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research, third-party subadvisors, and various portfolio management strategies.

Griffin Barash is a financial advisor with OSAIC in San Rafael, CA, holding Series 63 and Series 66 credentials and 20 years of industry experience. He worked at Woodbury Financial Services, Inc for 12 years before joining OSAIC in 2024. Barash also owns a sole proprietorship focused on fixed insurance research and sales. OSAIC serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporations, offering integrated brokerage, advisory services, and access to third-party investment platforms. The firm utilizes asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Cristofer Lopez Vargas is a CFP® certificant with four years of industry experience. He is currently with Charles Schwab in Corte Madera, CA, having held positions at Fidelity Investments and J.P. Morgan Securities LLC among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers both non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Denise Easterby is a financial advisor with Charles Schwab in Corte Madera, CA, holding Series 63 and Series 66 credentials and six years of industry experience. Her prior roles include positions at TD Ameritrade, Principal Securities Inc., and law offices specializing in legal services. She previously worked at Principal Life Insurance, where she continues to receive residuals from former insurance product engagements. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Raymundo Othon Galvez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jackson Joyce is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. In this role, he collaborates closely with clients to analyze their portfolios and assist them in making informed financial decisions aligned with their life and family goals. Jackson's experience at Fidelity Investments spans several roles, including Investment Consultant (2022-2023), Planning Consultant (2021-2022), and Financial Representative (2020-2021). This progression reflects his ongoing commitment to supporting clients in their financial planning and investment needs. He holds a California Insurance License, which complements his financial advisory capabilities.

Louis Hudson is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Morgan Stanley and E*TRADE. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach.

Scott Geller is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 66 credentials and 18 years of industry experience. His work history includes roles at Wells Fargo Clearing, Bank of America, and Merrill prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and provides a structured planning process that utilizes firm-approved tools and modeling techniques.

Jack Caswell is a financial advisor at Morgan Stanley in San Rafael, CA, holding a Series 66 designation with two years of industry experience. His prior work history includes roles at Mirador, Inc., Rookie Road, Inc., and Fiddlehead Brewing Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

John D'amico is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining UBS in 2019, he worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Kim Meek is Vice President and Financial Consultant at Fidelity Investments, a position held since 2020. She has over 27 years of experience in financial planning, focusing on helping clients understand and achieve their individual priorities and goals through an approach grounded in trust and integrity. Prior to her current role, Kim worked at Fisher Investments from 1999 to 2020 in positions including Investment Counselor and Vice President as well as Vice President, Client Services. She holds a California Insurance License. Outside of her professional work, Kim's personal interests include family activities, social events with friends, gardening, outdoor adventures, and sailing.

Sheri Benjamin is a financial advisor with LPL Financial in Mill Valley, CA, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. She has been with LPL Financial since 2013. Outside of her advisory role, she is involved with Cammarano Insurance Services, focusing on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to provide both discretionary and non-discretionary portfolio management.

Jennifer Bottalico is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2016. She holds Series 63 and Series 65 licenses and is based in Belvedere Tiburon, CA. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting services to individuals, institutional clients, and public entities through a range of programs, including firm-sponsored wrap fee offerings and institutional consulting.

Mark Lavan is a CFP®-designated financial advisor with Edward Jones, where he has worked since 2001, accumulating 24 years of industry experience. He serves on the board of Summit Adventure, assisting with organizational guidance and fundraising efforts. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Yahweh Khao Sok is a financial advisor at Merrill with Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked at New York Life Insurance Company and NYLife Securities LLC. He serves as treasurer and a board member for Futures Explored, a nonprofit that supports individuals with intellectual and developmental disabilities. Merrill provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving a broad client base that includes individuals, institutions, and charitable organizations.

Cassandra Pate is a financial advisor with Morgan Stanley in San Rafael, CA, holding a Series 66 credential and seven years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Starbucks Coffee Company for five years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm‑approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Christel Robbins-Whittier is a Financial Consultant at Fidelity Investments, a role she has held since 2019. She has been with Fidelity Investments since 1998, with previous positions including Retirement Planner, Relationship Manager, Financial Representative, and Senior Investment Data Analyst. Her experience spans various aspects of financial planning and client relationship management within the firm. Robbins-Whittier holds a California Insurance License, which supports her work in the financial services sector. She is committed to partnering with clients and their families to work towards their financial goals. Outside of her professional career, she has personal interests that include cars, family activities, movies, pets, Pilates, and traveling.

Paul Schieber is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63, 65, and 66 licenses and 34 years of industry experience. His prior roles include positions at Fidelity Investments and Principal Funds Distributor. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Grace Ngai is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She previously worked at Charles Schwab Co., Inc. and Charles Schwab Bank, SSB for 12 years. Outside of her advisory role, she manages a rental property in Napa, California. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Alexander Taft is a financial advisor at UBS Financial Services in Mill Valley, CA, holding Series 63 and Series 65 designations with 36 years of industry experience. He has been with UBS since 1989. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.