John Gendreau is a financial advisor with Eagle Strategies (New York Life) based in Roseville, CA. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he worked at AT&T for thirteen years and has experience that includes a period at New England Law | Boston. Eagle Strategies serves a diverse client base, including individuals and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Quinn Carlsen is a CFP® professional with five years of industry experience currently with Allworth Financial, L.P. in Folsom, CA. Prior to joining Allworth, he held positions at State Street, Lagunitas Brewing Company, Get Fit Davis, and Morgan Stanley. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses customized portfolios, including model strategies such as core-satellite allocations and defined-outcome ETFs, and manages privately offered funds while offering both discretionary and non-discretionary asset management.

Elaine Chen is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and 18 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for 18 years before joining Principal Life Insurance Company and Principal Securities, Inc. in 2026. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach includes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by third-party managers.

Michael Millen is a financial advisor at Brookstone Capital Management LLC with a Series 65 credential. He joined Brookstone in 2025 and has prior experience managing a team focused on automation in the home health industry at Alita Systems, Inc. Millen previously worked with the Watchtower Bible and Tract Society. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Jack George is a financial advisor at Independent Financial Group, LLC with two years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Cetera and Strategic Advocates. Independent Financial Group is a large advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services, delivering advice through both in-house and third-party asset manager models under a dual registered adviser and broker-dealer structure.

Landon Tymochko is a CFP® professional with 12 years of experience, currently affiliated with Leslie Roper Day & Associates and Commonwealth Financial Network. He has also worked with E&J Gallo Winery for over two decades. In addition to his advisory role, Tymochko serves as an adjunct faculty member at Sacramento State University, teaching courses on retirement planning and employee benefits. Commonwealth Financial Network is a registered investment adviser that supports a national network of advisors with a range of advisory programs, including customized portfolio solutions and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support, while offering advisors discretion in portfolio construction and access to model portfolios managed by its Investment Management and Research team.

Matthew Neff is a financial advisor with Principal Financial Services in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Principal since 2007, working with both Principal Securities and Principal Life Insurance Company. Outside of his advisory role, he is involved in selling and servicing various insurance products, including long-term care, medical benefits, group health insurance, and Medicare insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under multiple advisory and promoter arrangements.

Susan Rosing is a financial advisor with Allworth Financial, L.P., holding a Series 65 credential and 12 years of industry experience. She has worked with Allworth Financial since 2020 and has been associated with Retirement Advisors of America since 2012. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology to manage held-away employer retirement accounts, while maintaining multiple affiliated businesses and specialized divisions.

Kerri Peterson is a financial advisor with Valic Financial Advisors in Roseville, CA, holding Series 63 and Series 66 designations and over 32 years of industry experience. She has been with Valic Financial Advisors since 2000 and also holds an agent position with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

John Dolan is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Allworth Financial since 2020 and Retirement Advisors of America since 2004. Outside of his advisory role, he serves as CFO of Expert Financial Systems, LLC. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, including model-based and specialized approaches, and utilizes third-party sub-advisers and technology to manage held-away retirement accounts.

Jonathan Levatino is a financial advisor at LPL Enterprise with a Series 66 designation and four years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Apple Inc. Outside of his advisory role, he also works as a rideshare driver for Uber and Doordash. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations, offering financial planning, advisory services, and access to model wealth portfolios and third-party asset management programs. The firm integrates advisory programs with brokerage and insurance product sales through its affiliated entities.

John Donahoe is a financial advisor with OSAIC based in Roseville, CA, holding a Series 66 designation and 12 years of industry experience. Prior to joining OSAIC in 2023, he worked at First Command Advisory Services and related First Command entities from 2014 to 2023. Outside of his advisory role, he is also licensed as an insurance agent, providing life, long-term care, disability, property/casualty, and annuity products as part of a comprehensive financial review. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct portfolios across multiple asset classes with discretionary or non-discretionary management options.

Stephen Taylor I is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at BancWest Investment Services for 20 years and LPL Financial for one year. Outside of his advisory work, he has a 50% ownership in a rental property in Cameron Park, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Melanie Morat is a financial advisor with Thrivent Investment Management in Folsom, CA. She holds Series 63 and Series 66 designations and has seven years of industry experience, all with Thrivent Financial since 2017. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides goal-based, holistic financial planning covering various areas such as retirement, tax, estate, and special needs planning, without managing assets directly for institutional clients.

Jeremy Maurer is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with Wells Fargo in various capacities since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Robert Groth is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Fidelity Investments and has prior experience at RBC Capital Markets, Bank of America, Merrill Lynch, and City National Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

Teodoro Uytingban is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ashley Tangeraas is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Thrivent Financial since 2019. Prior to her current role, she was employed by the State of California for 11 years. Tangeraas also maintains a California real estate broker's license for personal and family use. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning without discretionary trading authority, focusing on topics such as retirement, estate, and tax planning.

Rena Li is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 14 years. In addition to her advisory role, she operates a sole proprietorship introducing traditional life and health insurance and non-variable annuities tailored to clients’ needs. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services, utilizing various tools and platforms to construct portfolios across multiple asset classes.

Brandon Williams is a financial advisor with Equitable Advisors in Folsom, CA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Richmond American Homes for seven years and attended Colorado State University. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.