Kevin Cotherman is a financial advisor with Ameriprise in Annapolis, MD, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. His prior work includes roles at Bank of America and Merrill. He serves on the board of directors for Hope Connections, a nonprofit organization. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, with an emphasis on assets held in Ameriprise managed accounts.

Walter Crowell Jr. is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets Corporation since 2008 and City National Bank since 2017. Crowell was previously a passive owner of Classic Colonial Reproductions LLC, a small private organization. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, tailoring investment strategies to clients’ risk profiles through a combination of in-house and third-party managers.

Tuan Luu is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served in various capacities at Fidelity Investments, including Planning Consultant, Relationship Manager, and Financial Representative between 2022 and 2024. He began his financial career as an Investment Analyst at Vietnam Investments Group from 2015 to 2016. In his professional approach, Tuan emphasizes understanding clients' priorities such as family, goals, and vision for the future to develop personalized financial plans. He aims to serve as a trusted partner and advocate, helping clients navigate financial decisions with clarity and confidence. Outside of his professional work, Tuan's personal interests include comedy, cooking and baking, fitness, food, photography, and reading.

Andrew Shaver is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and nine years of industry experience. He has worked with Ameriprise since 2019 and previously was with Cetera Investment Services and Foresters Financial Services. Outside of Ameriprise, he is involved with River Hills Consulting Services, LLC, where he acts as a paraplanner managing an advisory business. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service featuring written recommendation reports and annual retirement income planning advice focused on tax-aware withdrawal strategies and dependable income sources.

Alec Cronin is a financial advisor with LPL Financial in Annapolis, MD, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Freedom Mortgage Corporation and Atlantic Prime Mortgage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Denise Allen is a financial advisor with Ameriprise in Gambrills, MD, holding a Series 66 designation and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory work, she holds a leadership role in the Poker League of Nation, where she leads poker classes, hosts free tournaments, and organizes casino ladies poker events. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Arianne Rodriguez is a financial advisor with Merrill in Annapolis, MD, holding a Series 66 designation and nine years of industry experience. She has worked at Merrill since 2013, including her current role at Bank of America, N.A. from 2018 onward. Outside of finance, she operated a cleaning business for ten years. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jenny Logsdon is a CFP®-certified financial advisor with 25 years of industry experience. She is currently with LPL Financial, where she has worked since 2018, and also holds roles at M&T Bank and M&T Securities, each since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Andrew Bergner is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Securities and C Beach Brown LLC. Outside of his advisory work, he has experience in the hospitality industry and academic settings. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with a range of model portfolios and research resources.

Robert Reedy is a CFP® and holds a Series 66 license with Edward Jones, where he has worked since 2010. He has 15 years of experience in the financial industry. Outside of his advisory role, he serves on the programming committee for the Annapolis Film Festival, helping to select films for the annual event. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Preal Haley is a CFP®-credentialed financial advisor with Ameriprise, bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Haley serves as Treasurer on the Board of Directors for the William Averette Anderson Fund. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining proprietary research, modeling, and tax-efficient strategies to provide tailored, written recommendations primarily for individuals approaching or in retirement.

Daniel Higgins is a financial advisor with Edward Jones in Pasadena, MD, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, Higgins serves as a lead facilitator at Arundel Christian Church and is a member of the board for Gold Flex Life Sciences, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Christopher Boyle is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds the Series 63 and Series 65 designations. His prior roles include positions at City National Bank and RBC Capital Markets Corporation. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and modeling techniques.

Larry Lavorini is a financial advisor at Ameriprise with 26 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service that supports advisors in delivering tailored retirement-income recommendations.

Thomas Lewandowski is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding Series 63 and Series 65 designations and 25 years of industry experience. His prior roles include positions at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Charles Bailey is a financial advisor at OSAIC with 22 years of industry experience and holds the Series 66 designation. His prior work includes positions at Securities America Advisors, Ameriprise Financial Services Inc, and Chapin Davis. Outside of advisory work, he serves as executor of his parents’ estate. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and investment advisory services supported by firm-provided asset-allocation tools, third-party portfolio management, and a range of investment products.

Charlotte Wall is a financial advisor with Cetera holding a Series 66 license and four years of industry experience. She has worked at multiple entities within the Cetera network as well as Premier Planning Group, where she also manages office operations and coordinates events. Additionally, she is involved in the sale of fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary strategies across multiple custodial relationships.

Eladio Santiago is a financial advisor with LPL Financial in Columbia, MD, holding a Series 66 designation and 28 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2018 to 2026, and UBS Financial Services from 2012 to 2018. Santiago is also president and CEO of Strategic Investments Corp., where he serves as an independent insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Douglas Potash is a financial advisor with LPL Financial in Annapolis, MD, holding a Series 66 designation and 22 years of industry experience. He previously worked for Cambridge Investment Research Advisors and Cambridge Investment Research from 2012 to 2026. Outside of his advisory work, Potash is the owner of a social networking group called Shidoobee with StonesDoug. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, including retirement plans and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from multiple sources.

John Wirth Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2006. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured discovery process supported by firm-approved planning tools and modeling techniques.