Diane Muhler is a financial professional with 33 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 66 designations. Her prior work includes roles at Securian Capital of the Chesapeake, SunTrust Advisory Services, and Minnesota Life Insurance Co. Outside of financial advising, she works as an electrical sales associate at Home Depot and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various discretionary and non-discretionary program options.

Robert Naeny Jr. is a Series 63 and Series 65 registered advisor with Stifel in Hunt Valley, MD, where he has worked since 2007. He has 31 years of industry experience. Stifel serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services that incorporate proprietary investment analysis and asset allocation methodologies. The firm also provides services to private funds and municipal entities, operating alongside affiliated trust companies and banks.

Brian Jones is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding Series 63 and Series 65 designations and 32 years of industry experience. He has been with RBC Capital Markets since 2009. Outside of his advisory role, he manages a personal home rental property. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs providing portfolio management, financial planning, custody, and brokerage services, with tailored strategies based on clients' risk profiles and access to both in-house and third-party investment managers.

Amalia Rockafellow is a financial advisor at RBC Capital Markets with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at notable firms including Morgan Stanley, UBS Financial Services, and Hightower Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with customized portfolio management, financial planning, and brokerage services. The firm offers a range of advisory programs and utilizes both in-house and third-party investment managers to implement strategies tailored to each client’s risk profile.

Funmilayo Nyambi is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She previously worked at First Bank of Nigeria for seven years before joining Merrill in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Katherine Ciccimaro is a Series 66-registered financial advisor with Morgan Stanley, based in Hunt Valley, MD. She has seven years of industry experience, including roles at Morgan Stanley Private Bank, The Prudential Insurance Company of America, and Pruco Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Nicholas Schiavone is a financial advisor with Raymond James & Associates holding a Series 65 credential and three years of industry experience. Prior to joining Raymond James, he worked at Verdence Capital Advisors for five years. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and governmental entities, offering tailored financial planning and consulting through various advisory programs.

Gordon Margerum is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2001. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee model for its services.

William Boykin V serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He works closely with clients to connect them with people, plans, and processes tailored to their unique financial ambitions. His approach encompasses helping clients plan for college education funding, retirement, philanthropic endeavors, and family wealth management, emphasizing simplicity and transparency in the complex field of investing. William's expertise spans various client focus areas including managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and portfolio management services. He is committed to collaborating with clients and coordinating all aspects of their financial affairs through a disciplined process to help them achieve their goals. He holds a Bachelor's Degree from Cornell University and has earned the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. In addition to English, he is proficient in Japanese. William is involved with the One Love Foundation and has interests in boating, fishing, football, golfing, hunting, skiing, and traveling.

Victor Folayan is a financial advisor with Cetera, holding a Series 66 credential and bringing 10 years of industry experience. His prior roles include positions at Kinnect Wealth Management, Securian Capital of the Chesapeake, and New York Life. Outside of his advisory work, he serves as Treasurer on the board of ANPA DMV and volunteers with the FGC Idoani Alumni Association. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and supports various program structures with discretionary and non-discretionary management options.

Ascenza Meyer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. She has worked at Raymond James since 2013 and previously supported Fusco Financial Associates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and tailored approaches to support client goals and offers specialized advisory programs along with municipal and public finance services.

Brittnay Larrimore is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and seven years of industry experience. She has worked at RBC Capital Markets since 2018 and previously held roles at City National Bank and World of Beer Baltimore. Larrimore serves on the Board of Trustees finance committee for CASA Baltimore. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, corporate, and charitable clients with a range of advisory programs. The firm customizes investment strategies based on client risk profiles and offers both discretionary and non-discretionary portfolio management along with various financial services.

Brian Heffern is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has been with Merrill since 2017 and also works with Bank of America, N.A. Since 2019, he has been involved with both firms in roles related to investment advisory services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Patrick Leland is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. He has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Smith is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he helps clients pursue their financial goals by developing customized strategies tailored to their comfort level with risk. His services include personal retirement planning, portfolio management, tax minimization, and retirement income planning. He also integrates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Brian works closely with professionals on financial planning, tax mitigation strategies, and investments. He holds the professional designation of Personal Investment Advisor (PIA). His educational background includes a high school diploma from Loyola Blakefield and attendance at the College of Charleston and Towson University without degree conferral. Outside of his professional work, Brian is involved in his community as a Long-Term Recreational Coach (LTRC) Basketball Coach. He enjoys activities such as basketball, camping, golfing, hiking, music, skiing, spending time with his family, tennis, traveling, and volleyball.

William Winterstein is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding a Series 66 designation and 25 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets throughout his career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Paul Sorenson is a Series 66-credentialed financial advisor with eight years at LPL Financial and a total of seven years in the industry. His prior work experience includes a role with the 58th Presidential Inaugural Committee and co-ownership of a farm business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a nationwide client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by proprietary and third-party research and provides both discretionary and non-discretionary portfolio management.

Richard Denardi is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Nationwide Investment Services Corporation for nine years. Outside of his advisory role, he coaches amateur and high school baseball teams in Maryland. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a wide range of integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and access to third-party money managers.

Walter Megger is a Series 66 credentialed advisor at Merrill with 22 years of industry experience, including 29 years at Merrill. He is also a consultant and umpire for a recreational girls softball league through ArbiterSport LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

David Crabtree is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 licenses and 15 years of industry experience. His prior roles include positions at Bank of America, Blackstone, M&T Bank, and Fidelity & Guaranty Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.