Lukas Baumgartner is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked with Schwab Wealth Advisory Inc. since 2015 and with Charles Schwab & Co., Inc. since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations utilizing Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Carlo Freese is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and associated with Charles Schwab since 2002. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program. The firm delivers advice through standard asset allocation models and Schwab research tools, offering annual financial reviews and investment recommendations while leaving final trading decisions to clients.

David Amstutz III is a CFP® professional with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Indianapolis, IN. He has been with Schwab Wealth Advisory since 2018 and has additional experience with Charles Schwab dating back to 2017. He is also affiliated with the University of Indianapolis since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to recommend investments while leaving final trading decisions to clients. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many other enterprise wealth managers.

Alexander Jarrett is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Charles Schwab, Tetra Tech Engineering Services, and Golars Environmental. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees or exercise discretionary trading authority.

Donald Graf is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2011, joining Schwab Wealth Advisory in 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations. The firm uses Schwab's asset allocation models and research tools, with advisors recommending allocations but leaving final trading decisions to clients.

Nicholas Hanson is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked with Charles Schwab since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, utilizing standardized asset allocation models and research tools while leaving final trading decisions to clients.

Michael Felmet is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 66 and Series 63 licenses and has been with Schwab Wealth Advisory since 2018, working within the Charles Schwab organization since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to deliver investment recommendations while leaving final trading decisions to clients, conducting annual account reviews without discretionary trading authority.

Hilary Bogard is a financial advisor at Cetera Planning Partners with two years of industry experience. She holds a Series 66 designation and has worked in various roles within Cetera and Avantax firms since 2024. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm also offers tax planning, bookkeeping, payroll support, and estate-planning services through a third-party provider, utilizing a diversified investment approach tailored to client objectives and risk tolerance.

James Mc Mahon is a financial advisor with Allworth Financial, L.P., holding a Series 63 license and 27 years of industry experience. He worked at Sheaff Brock Investment Advisors, LLC for 19 years before joining Allworth Financial in 2025. Outside of his advisory role, he owns a local business called Breakfast Club. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, including model-based allocations and specialized approaches, and manages both discretionary and non-discretionary engagements.

James Willard is a financial advisor with Fifth Third Securities, Inc. in Indianapolis, Indiana, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has been with Fifth Third Securities since 1999. Outside of his advisory role, he coaches the boys' golf team at Fall Creek Junior High. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and combines third-party portfolio managers with advisor-managed strategies, supported by features such as direct indexing and a tax-overlay service.

Alex Marshall is a financial advisor with Sanctuary Advisors, LLC in Indianapolis, holding a Series 66 license and one year of industry experience. His prior work includes roles at Sanctuary Securities, Inc., DoorDash, and Travis Matthew, as well as academic positions at the University of Cincinnati and various schools. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations, through over 400 independent advisers. The firm offers portfolio management, retirement plan consulting, and other services using a range of investment approaches and fiduciary oversight.

Michael Sherwood is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 designations and possessing 28 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has a longer tenure at Charles Schwab dating back to 1998. His prior work includes nearly two decades at Sherwood Property Group LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and does not engage in discretionary portfolio management.

Lesta Andersen is a financial advisor at Lincoln Investment with 39 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Legend Equities Corporation, Chase Investment Services Corporation, Wells Fargo Clearing, and A.G. Edwards & Sons. In addition to her advisory role, she prepares tax returns for a small number of clients. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm provides financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive strategies.

Andrew Fairman is a CFP®, CFA®, and holds a Series 66 license with 20 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2024. His prior experience includes roles at Strategic Benefit Consultants, Inc., LPL Financial, LLC, and UBS Financial Services. Cerity Partners is an SEC-registered investment adviser serving a broad range of clients including individuals, families, institutions, and corporations. The firm manages approximately $126.9 billion in client assets and offers services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments.

Richard Kane Jr. is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Charles Schwab since 1999 and within Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Charles Schwab ecosystem and does not exercise discretionary trading authority.

Steven Smith is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Delaware Life and Transamerica Life Insurance Company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through programs that offer managed and non-discretionary portfolio advice, relying on Morningstar Investment Management for portfolio construction and ongoing oversight.

Stephen Weick is a financial advisor at PNC Wealth Management with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining PNC Investments LLC in 2022, he worked at The Engledow Group and held roles in companies outside of finance, including Starbucks, Compass Group USA, Leelanau Coffee Roasting Company, and Java House Coffee. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithmic risk assessment and implements investments via approved mutual fund and ETF strategies.

Paul Barlow is a financial advisor at CWM, LLC with 28 years of industry experience. He holds Series 66 and Series 63 designations and has worked previously at Carson Group, Mercer Global Advisors, CornerCap, Charles Schwab, Park Avenue Securities, Guardian Life Insurance, and FTB Advisors. CWM, LLC is an SEC‑registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm utilizes a discretionary portfolio management approach with model portfolios governed by an in-house Investment Committee, combining fundamental and technical analysis alongside third-party sub-advisors and customization tools.

Cara Brasor is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. She holds the CFP® and Series 63 designations. Her prior experience includes roles at Valeo Financial Advisors, Centerstone Investors, and IVA Funds Distributors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients participating in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using standard Schwab asset allocation models and research tools.

Bradley Martin is a CFP® professional at Schwab Wealth Advisory with 14 years of industry experience. He has worked at Charles Schwab and its associated advisory firms since 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.