Markku Happonen is a CFP® and ChFC® with 16 years of experience in the financial services industry. He is currently with Modern Wealth Management, LLC, where he has worked since 2024. Prior to this, he was with Wealth Management Solutions LLC and Mutual Securities, Inc. Modern Wealth Management provides investment advisory and integrated planning services to individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model with an Investment Committee, utilizing model portfolios and third-party managers, and offers a range of services including discretionary investment management, financial and tax planning, estate-planning assistance, and insurance solutions.

Emily McGuire is a financial advisor with Capital Analysts, holding Series 66 and Series 63 licenses, and has three years of industry experience. Her prior work includes roles at Lincoln Investment, Northwestern Mutual, and The Vanguard Group. The firm serves a diverse client base, including individuals, high-net-worth investors, retirement plans, trusts, and charitable organizations, offering discretionary and non-discretionary portfolio management through various programs and access to third-party managers.

Ryan Conlin is a CFP® with 16 years of experience in the financial services industry. He is currently with Wealthcare Advisory Partners LLC and has previous experience at IAM Advisory LLC, Investment Advisors Asset Management, LLC, and Royal Alliance Associates, Inc. He is also owner of a sole proprietorship that offers life, health, and accident insurance products. Wealthcare Advisory Partners LLC serves individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses, providing investment advisory and financial planning services through a goals-based approach that incorporates proprietary software, behavioral economics, and both passive and active investment strategies.

Steven Jolley is a financial advisor with The Ascent Group, LLC, holding a Series 66 credential and 14 years of industry experience. He has worked at The Ascent Group since 2019 and is also employed by OSAIC and Triad Advisors. Outside of finance, Jolley serves as a radio color analyst for Red Bull New York and acts as a matchday evaluator for Major League Soccer, along with coaching youth soccer locally. The Ascent Group is a registered investment adviser managing approximately $4.93 billion, offering a range of services including investment management, financial planning, and retirement plan consulting to individuals, trusts, charitable organizations, and corporate clients. The firm utilizes mutual funds, ETFs, individual securities, and model portfolios, delivering services through a network of advisor representatives and third-party managers.

Grant Boyle is a CFP® and Series 65-registered advisor with six years of industry experience. He has been with Kathmere Capital Management, LLC since 2018, following earlier roles at Northwestern Mutual and USLI. Boyle also worked at Germantown Cricket Club and Saint Joseph’s University prior to his financial services career. Kathmere Capital Management provides investment management, financial planning, family office services, and retirement plan consulting to individuals, including high-net-worth clients, as well as institutional sponsors such as pension plans, endowments, and foundations. The firm employs a top-down, model-portfolio approach primarily utilizing ETFs and no-load mutual funds, while offering discretionary and non-discretionary account management.

John Cisick is a financial advisor at On Investment Management Company with three years of industry experience. He holds Series 65 and Series 63 credentials and has worked previously at Burton. Outside of advisory work, he is involved in individual life insurance and group benefits sales through various companies. On Investment Management Company is a multi-team SEC-registered investment adviser serving individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors. The firm offers financial planning, portfolio management, and retirement-plan advisory services, utilizing a mix of discretionary and non-discretionary third-party investment programs.

John Gray is a CFP® and Series 66-registered financial advisor at MissionSquare Retirement with 13 years of industry experience. He previously worked at T. Rowe Price and CITI Private Bank. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by providing deferred compensation and qualified retirement plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and nondiscretionary Fund Advice developed in partnership with Morningstar Investment Management.

Erik Lindholm is a financial advisor with Independence Square Holdings, LLC and holds Series 63 and 65 licenses. He has 30 years of industry experience, including roles at LPL Financial, Private Advisor Group, and Ameriprise Financial Services. Outside of his advisory role, he provides fixed insurance services. Independence Square Holdings, LLC offers investment advisory, financial planning, pension consulting, and portfolio management to a diverse client base that includes individuals, retirement plans, corporations, charitable organizations, and government entities. The firm employs a range of investment strategies and combines in-house portfolio management with third-party manager selections and algorithmic tools, featuring a strong digital and platform orientation.

George Lex is a financial advisor at Quartz Partners Investment Management with 29 years of industry experience. He holds the ChFC® and Series 63 designations. His prior work includes roles at Etico Partners, LLC, Etico Wealth Management LLC, and Dinosaur Securities. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries by providing model-based investment management through separately managed accounts, model portfolios, and a digital investing platform. The firm combines top-down macro analysis with bottom-up stock selection and monitors portfolios via an investment committee.

Charles Boinske is a CFA® charterholder with 33 years of industry experience. He has worked at Modera Wealth Management, LLC since 2021 and previously spent 11 years at Independence Advisors, LLC. Modera Wealth Management, LLC serves individuals, trusts, corporations, and plan sponsors with wealth management, portfolio management, retirement plan consulting, and financial planning. The firm combines a diversified asset allocation approach based on Modern Portfolio Theory with in-house accounting and tax services, business coaching, and other ancillary offerings.

Matthew Creciun is a CFP® professional with two years of experience, currently serving as an advisor at Bison Wealth, LLC. Prior to joining Bison Wealth, he spent eight years at Key Bank. He is also an independent licensed insurance agent specializing in life and health insurance. Bison Wealth, LLC serves a diverse clientele including high-net-worth individuals, family offices, and retirement plans, offering discretionary and non-discretionary portfolio management along with a turnkey asset management platform for unaffiliated advisers. The firm employs outcome-focused model portfolios that incorporate both tactical and strategic allocations across liquid and private-market investments, including alternative strategies and option-based overlays.

Eric Hough is a financial advisor at Great Valley Advisor Group, LLC with 19 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for Credit Suisse Securities (USA) LLC for 15 years and Scire Capital Partners, LLC for 7 years. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting through a network of approximately 190 advisors, employing a mix of in-house strategies and third-party managers across various platforms.

Christine Mcewan is a financial advisor at Independence Square Holdings, LLC with 12 years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial, Truist Investment Services, Suntrust Advisory Services, Sun Trust Investment Services, and BB&T Securities. Independence Square Holdings, LLC offers investment advisory, financial planning, pension consulting, and portfolio management services to individuals, retirement plans, corporations, charitable organizations, and government entities. The firm utilizes a mix of fundamental, quantitative, technical, and modern portfolio theory approaches to create customized or model-based portfolios and combines in-house portfolio management with third-party managers and algorithmic guided wealth portfolios.

James Krause is a financial advisor with Wealthcare Advisory Partners LLC in West Chester, PA, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior roles include positions at LPL Financial and Hornor Townsend & Kent, Inc. He provides investment advisory services through Wealthcare Advisory Partners LLC, an independent registered investment advisor. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets with a team of over 150 advisors, serving individuals, trusts, retirement plans, charitable organizations, and businesses. The firm employs a goals-based planning process supported by proprietary software and integrates quantitative measures with fundamental and technical analysis to construct long-term portfolios.

Stephen Peters is a financial advisor at IPI Wealth Management, Inc. with one year of industry experience. He holds a Series 66 designation and has additional professional roles as a partner and tax accountant at Advantage Tax Prep & Services and as an insurance agent and controller at Advantage Insurance Group, both of which he has been involved with for over a decade. IPI Wealth Management serves a diverse client base including individual investors, charitable and corporate clients, and retirement plans. The firm employs an open-architecture investment platform with proprietary risk-based models and offers a range of portfolio management, financial planning, and retirement plan services.

Suzanne Malik is a financial advisor at Modera Wealth Management, LLC with eight years of industry experience. She holds a Series 65 designation and has worked at Modera since 2021, following prior roles at Independence Advisors, LLC and Trinity Wealth Management, LLC. Outside of finance, she was involved with The International Society of Hypnosis and The Greater Philadelphia Society of Clinical Hypnosis. Modera Wealth Management provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, using diversified portfolios supplemented by independent managers, private-placement opportunities, and optional ESG integration.

Christopher Ouimet is a CFA® charterholder with five years of industry experience. He has been with Logan Capital Management, Inc. since 2019 and previously worked at Manulife/John Hancock from 2011 to 2019. Logan Capital Management is an SEC-registered adviser managing approximately $2.73 billion for a diverse client base, including high-net-worth individuals, institutions, retirement plans, and public funds. The firm integrates macroeconomic analysis, proprietary quantitative screening, fundamental research, and technical analysis across multiple equity and fixed-income strategies.

Timothy Bolinski is a CFP® professional with 12 years of industry experience. He has worked at CliftonLarsonAllen Wealth Advisors, LLC since 2018 and previously at Janney Montgomery Scott from 2015 to 2018. CliftonLarsonAllen Wealth Advisors, LLC provides wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension plans, corporations, and charitable organizations. The firm emphasizes strategic asset allocation through model portfolios using mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning and implementation.

Scott Lavelle is a CFA® charterholder and holds a Series 63 license. He is currently with Diversified, LLC and previously worked at PNC Bank for 14 years. He has one year of experience in the advisory industry. Diversified, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, retirement plans, and pooled investment vehicles. The firm employs a comprehensive planning process with ongoing portfolio oversight and utilizes both third-party managers and proprietary strategies, managing approximately $2.79 billion in assets.

Eric Long is a CFP® with 21 years of industry experience, currently serving at Independence Square Holdings, LLC since 2019. He previously worked at Private Advisor Group, LLC and LPL Financial, LLC. Independence Square Holdings, LLC is a multi-team firm with 37 advisors that provides investment advisory services through independent and hybrid structures.