Kelly Nilsen is a financial advisor at Merrill with Series 63 and Series 66 credentials and 30 years of industry experience. She has been with Merrill Lynch since 2000. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies implemented by affiliated managers and integrated within Bank of America’s broader corporate platform.

Timothy Kent is a Series 66-credentialed financial advisor with Merrill, based in Princeton, NJ. He has 17 years of industry experience and has worked at both Merrill Lynch and Bank of America since 2008. Outside of his advisory role, he is the owner of the Kent Family Gift Fund, a donor-advised fund through which he and his spouse make charitable donations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Richard Tighe Jr. is a financial advisor with LPL Enterprise, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Wells Fargo Advisors, and the New Jersey Economic Development Authority. He also has experience in public service with the Township of Hamilton. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products, supported by an integrated platform that combines advisor programs with other financial services.

Owen Black is a financial advisor at UBS Financial Services with five years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank. Owen has a Series 66 designation and is based in Princeton, NJ. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Kharmia Powell is a Wealth Management Advisor with Merrill Lynch Wealth Management. She leads a team that assists individuals and families in identifying their financial goals and implementing tailored wealth management strategies. Her work includes collaboration with other family advisors on estate planning matters, such as strategic philanthropic giving. Prior to joining Merrill Lynch in 2001, Ms. Powell was a bond analyst at J.P. Morgan Securities in New York. Before her tenure at J.P. Morgan starting in 1994, she served as president of an international management consulting firm based in New York City. Ms. Powell holds a Bachelor of Arts degree from Smith College and has studied law and finance at the University of Pennsylvania Law School and New York University Stern School of Business. She holds the Certified Private Wealth Advisor (CPWA) designation and a Personal Investment Advisor (PIA) designation, maintaining ongoing education in finance and ethics. Ms. Powell has served on the board of directors of the Gift Planning Council of New Jersey, a professional organization dedicated to education and training in philanthropy. Her approach emphasizes collaboration to create personalized financial plans aligned with clients’ life priorities, family goals, and aspirations.

John Bondea is a financial advisor at Wells Fargo Advisors in Princeton, NJ, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has worked with Wells Fargo Advisors since 2013 and also owns and operates J Bondea Wealth Management. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services across a broad range of areas, including retirement, education, risk, and wealth-transfer planning. The firm offers tailored recommendations supported by proprietary research and planning tools, with optional implementation through various brokerage and advisory programs.

Yan Pollack is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Asset Management and Goldman Sachs. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and comprehensive investment research.

Eric Schwam is a financial advisor with UBS Financial Services in Marlboro, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to a wide range of investment products supported by proprietary research and institutional trading capabilities.

Stephen Council is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2010. Outside of his advisory role, he is the owner of PBD Productions, a photography and videography business, and serves as an officer delivering magazines for The Positive Community Magazine. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gregory Polhemus is a Senior Financial Advisor and Portfolio Manager with Loughran, Condit & Associates, a wealth management team based in Princeton, New Jersey. He has been with Merrill Lynch Wealth Management since 2005 and brings over 20 years of experience in the financial services industry. Gregory focuses on wealth management planning for high-net worth individuals, families, businesses, and foundations, providing customized financial strategies tailored to clients' goals. Gregory's expertise spans a wide range of areas including retirement and education planning, equity award and stock option programs, retirement plans such as 401(k) and defined benefit pensions, concentrated stock management, cash and fixed income management, alternative investments, trust and estate planning services, insurance needs, and tax strategies. He is a qualified Portfolio Manager and facilitates access to investment strategies from Merrill and approved third-party managers. His clients include senior executives, private and public companies, 401(k) and equity compensation plans, foundations, and trusts. He holds a Bachelor of Arts degree in Economics from Lafayette College and an MBA from Villanova University. Gregory also holds the Certified Plan Fiduciary Advisor® (CPFA) designation, is a Retirement Benefits Consultant (RBC), and maintains FINRA Series 7 and 66 registrations. He resides in Ewing, New Jersey with his wife.

Dustin Illgen is a financial advisor at RBC Capital Markets with 18 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and organizations with tailored investment strategies through various advisory programs, combining in-house and third-party managers to provide discretionary and non-discretionary portfolio management and financial planning services.

Tara Naldi is a financial advisor with LPL Financial in Jackson, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. Her prior roles include extensive tenures at Invest Financial Corporation and Northfield Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Chad Goerner is a CFP® professional with 28 years of industry experience, currently with RBC Capital Markets and City National Bank since 2021. He previously worked at UBS Financial Services Inc. for 12 years. Outside of his advisory role, he serves on the board of the New Jersey Conservation Foundation and the Hopewell Valley Arts Council, and he operates a farm-based hobby business, Mount Rose Farm & Distillery LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides tailored advisory programs with discretionary and non-discretionary portfolio management, integrating in-house and third-party investment managers, and offers a range of investment and financial planning services.

David Ball is a Financial Advisor at Merrill Lynch Wealth Management who works with high-net-worth individuals, families, and business owners. His role focuses on goals-based planning and long-term decision-making aligned with each client's priorities. He specializes in areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and retirement income. David approaches financial advising with comprehensive wealth planning and investment management, emphasizing a planning-based strategy to help clients navigate complexity and bring structure to their financial lives. He often assists clients during transitional periods such as business succession and multigenerational wealth discussions, providing guidance through coordination of investment strategy and long-term wealth considerations. He collaborates with internal specialists at Merrill to address complex planning needs while delivering personalized strategies. He holds a Bachelor's Degree from the University of Massachusetts System and an MBA from Lehigh University. David is a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor. Outside of work, he enjoys golfing, soccer, spending time with his family, and traveling.

Dipak Shah is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has worked with Prudential Insurance Company of America since 1998 and transitioned to LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment programs through a platform that integrates advisory and brokerage channels.

Jeffrey Mote is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Princeton, New Jersey. He provides a wide range of financial services aimed at simplifying complex financial situations for his clients. Jeff focuses his practice on assisting a select group of corporations, non-profit organizations, and high net-worth families and trusts. Jeff has been a financial advisor since 1999 and joined Merrill Lynch Wealth Management in 2006. Prior to this, he worked as an advisor with UBS Financial Services and Wachovia Securities. He holds several professional designations including the CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Jeff graduated from Villanova University with a Bachelor of Science degree in Finance. He specializes in managing new wealth, personal retirement planning, and retirement income. Outside of his professional work, Jeff enjoys golfing, tennis, music, traveling, and spending time with his family. He resides in Doylestown, Pennsylvania with his wife and four sons.

Maryann Lim is a Planning Consultant at Fidelity Investments, where she has been working since 2020. In her role, she partners with individuals and families to assist them in planning for their financial futures. She is a Certified Financial Planner (CFP4) professional committed to taking a holistic approach to financial planning by understanding each client's unique needs, goals, and opportunities. Maryann's expertise involves integrating various aspects of clients' financial lives to create comprehensive plans. Outside of her professional work, she enjoys hiking, outdoor adventures, parenthood, reading, and traveling.

Owen Stauffer is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has been with LPL Enterprise since 2026 and has prior work experience in various roles including at Kay Jewelers and Provident Bank. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Yahui Lu is a financial advisor at LPL Enterprise with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, Bank of America, Merrill Lynch, and Morgan Stanley. LPL Enterprise serves a diverse client base including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated advisory and brokerage platform.

Peterson Decoteau is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles with PricePoint Valuations, Lincoln Appraisal Services, Douglas Elliman Realty, and Fillmore Real Estate. In addition to his advisory work, he serves as a financial counselor with the New York Legal Assistance Group. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven strategies overseen by third-party asset managers.