Patricia Trapp is a Series 66-licensed financial advisor with 25 years of industry experience. She has worked at UBS Financial Services since 2001 and joined OSAIC in 2024. Outside of her advisory role, she is involved in selling annuities and life insurance through various vendors. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm utilizes firm-provided asset allocation tools and supports both discretionary and non-discretionary portfolio management.

Jeffrey Ferry is a financial advisor at LPL Enterprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Pruco Securities, LLC from 2000 to 2025. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and brokerage products, utilizing model portfolios and third-party asset managers within an integrated platform.

Brandon Roche is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in providing goals-based wealth management services to high net worth individuals and businesses. He began his career with Merrill Lynch in 2017 and focuses on delivering customized financial solutions tailored to clients' risk tolerance, time horizons, liquidity needs, and personal investment goals. His areas of expertise include corporate executive services, executive and equity compensation, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and retirement income strategies. Brandon holds a Bachelor's Degree from Coastal Carolina University and holds the professional designations of Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He works alongside a team committed to helping clients understand and plan for what they value most, serving a range of clients including retirees, small businesses, foundations, private and public companies, and 401(k) and equity compensation plans. Outside of his professional responsibilities, Brandon enjoys spending time with family and friends and is an avid golfer. He is actively involved in community volunteer work and seeks to build long-term relationships with his clients while assisting them in pursuing their financial goals.

Georgeanne Moss is a financial advisor with Wells Fargo Clearing in Princeton, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she serves as a power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Charu Chandna is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and six years of industry experience. Charu has worked at Merrill since 2019 and has been associated with Bank of America, N.A. since 2023. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s corporate platform, allowing access to a broad set of financial products and services.

Brennan Warwick is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes positions at Bank of America, N.A. and roles associated with Duquesne University School of Law and The College of New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, allowing access to a wide array of financial products and services.

Stephen Alburtus is a financial advisor at Merrill with 28 years of industry experience. He has been with Merrill since 1999 and holds Series 63 and Series 65 designations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm’s integration with Bank of America’s corporate platform allows access to a broad set of products and services.

Michael Wiley is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds the Series 63 designation and previously worked for Morgan Stanley Smith Barney for 17 years before joining Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, with a focus on non-discretionary planning and active involvement in municipal and public finance.

Christian Issa is a financial advisor with Merrill in Yardley, PA, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked at Estee Lauder and KBRA Holdings Inc and has experience in academic and senior management roles. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Gregory Brez is a CFP® professional with 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds a Series 63 license and is based in Princeton, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options in its offerings.

Pargev Ayvazyan is a financial advisor with Merrill and holds Series 63 and Series 66 designations. He has eight years of industry experience, including roles at Bank of America and HSBC Bank. Outside of his advisory work, he owns and operates Exceluserform.com, a site that sells Excel VBA tools and publishes his book titled *Beyond Prediction*, with future projects focusing on AI-powered tools to detect synthetic video content. Merrill provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Sean Christman is a financial advisor with Merrill, holding a Series 66 credential and bringing 16 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader platform, providing access to a wide range of financial products and services.

Shelley Mau is a CFP® professional with 31 years of experience in the financial services industry. She has been with Ameriprise since 2005, currently serving as an advisor at their Langhorne, PA office. Outside of her advisory role, she serves on the Board of Directors for Divine Grace Condominium and works as an independent consultant through Generational Partners, LLC. Ameriprise provides a range of advisory, brokerage, and insurance solutions, with a notable retirement-income planning service designed for clients approaching or in retirement who meet specific asset criteria. The firm employs a centralized consulting team that uses research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Kevin Dobes is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at Parx Casino/Sportsbook and Rutgers University Athletics. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and approved tools, offering a range of investment and financial services without providing individual security recommendations as part of standalone plans.

Victoria Seica is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Bank of America and Merrill since 2014. Merrill offers managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates model-based and discretionary investment strategies and is part of Bank of America’s broader corporate platform, providing access to a wide range of financial products and services.

Christine Peli is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2006. Outside of her advisory role, she participates in a family antiques business, Bristol Antiques Market, where she sells antiques and refurbished furniture. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Daniel Braile is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America. Outside of his advisory role, he is a co-founder of Pax America, a charitable organization focused on promoting social and economic liberty as well as civic engagement. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Megan Smallwood is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2019 and Bank of America, N.A. since 2021. Prior to her career in finance, she was employed at The College of New Jersey and Lambertville Station Restaurant and Inn. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Alec Maraio is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2022 and Bank of America, N.A. since 2024. Prior to his advisory roles, he spent time as a lecturer at Monmouth University and a teacher at Howell High School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates services within Bank of America’s broader platform, providing access to a wide array of products and services.

Allison Faust is a financial advisor at Morgan Stanley with 20 years of industry experience. She has worked at Morgan Stanley and its affiliated firms since 2007. Outside of her advisory role, she is involved in customer service for a restaurant and nightlife business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.