Justin Musselman is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 12 years of industry experience. He has worked at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Cetera and leading Musselman Financial Solutions as Vice President of Operations, where he provides financial services including assistance with Medicare Part D plans. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients nationwide, offering a variety of portfolio management and retirement services through a multi-manager platform with both discretionary and non-discretionary strategies.

Orlando Maldonado is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 designations and over 45 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also involved in managing a living facility for elders in Nevada as part of his non-investment business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Kenneth Kussay is a Series 66-licensed financial advisor with over 31 years of experience, currently associated with LPL Financial in Colmar, PA. He has worked at Linsco/Private Ledger Corp. since 2006 and previously spent two years at Hornor, Townsend & Kent, LLC. He operates under the DBA Granite Financial Solutions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Christopher Crail is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has held roles at Primerica Advisors since 2012 and also teaches at Penn State Abington. Outside of his advisory work, he receives compensation for referrals related to home security and automation products through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited selection of separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm focuses on curated third-party asset managers and uses an independent consultant to oversee manager selection and model implementation.

Matthew Adams is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He previously worked at GQR Global Markets for three years before joining Wells Fargo Advisors in 2017. Outside of his advisory role, Adams is a co-owner of Fishtown Connect LLC, a networking group based in Philadelphia. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis. Advisors develop tailored recommendations using firm research and tools, with clients selecting implementation through brokerage or advisory programs as desired.

Evan Levitsky is a Series 66-licensed financial advisor with LPL Enterprise, based in Warrington, PA, and has three years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has worked in retail security and functions as a sports referee and coach. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Elizabeth Fizell Jenkins is a Wealth Management Advisor at Merrill Lynch Wealth Management. She assists clients in managing their wealth in a manner aligned with their individual needs and values, focusing on a comprehensive approach that includes Sustainable, Responsible and Impact (SRI) investing and Environmental, Social and Governance (ESG) analysis. Elizabeth works with clients to incorporate impact investing and faith-based investing considerations into their strategies, pursuing measurable social and environmental impact alongside financial objectives. With a background that includes a 25-year career in technology and consulting, Elizabeth transitioned to financial advising to have a greater impact on individuals, families, and businesses. She holds a B.A. in Economics from the University of Virginia and has earned several professional designations including Certified Divorce Financial Analyst (CDFA), Chartered SRI Counselor (CSRIC), and Certified Private Wealth Advisor (CPWA). Elizabeth has experience working with clients navigating divorce and non-traditional family dynamics and is particularly focused on women, LGBT community members, and socially responsible investing. Elizabeth is active in her community, having served on the board of the Cancer Support Community of Greater Philadelphia and held leadership roles in various organizations including the Delaware Friends of Folk and cBridge Divorce Support. She lives in Bucks County with her husband and enjoys live music, crocheting, and attending ice hockey games.

Denise Martin is a Wealth Management Advisor, First Vice President, and Portfolio Advisor at Merrill Lynch in Doylestown, Pennsylvania. She has provided integrated wealth management and financial advice for over three decades, serving affluent individuals, business owners, and corporate executives. Denise focuses on retirement income planning and analysis, distribution options for employer-sponsored retirement plan assets, estate planning issues, and strategic investment processes. She leads a team that delivers annual in-depth strategic analyses of portfolios, considering risk tolerance, time horizon, liquidity needs, and asset allocation to support clients in pursuing their financial goals. Denise holds several professional designations, including Accredited Asset Management Specialist (AAMS®), Certified Plan Fiduciary Advisor (CPFA®), Chartered Retirement Planning Counselor (CRPC™), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA®). She is a licensed long-term health care and life insurance agent, including annuities, and is a member of the Bucks County Estate Planning Council. Denise earned her bachelor's degree from LaSalle University, where she also studied in Switzerland at the University of Fribourg. She graduated from Villa Joseph Marie High School in Holland, Pennsylvania. In addition to her professional work, Denise is involved with various non-profit organizations in the Bucks County community. She enjoys biking, cooking, football, music, reading, running, spending time with her family, swimming, traveling, and yoga. Denise values meeting clients face-to-face and fostering an educational environment through webinars and in-person events to facilitate shared learning and financial growth.

Susan Schmidt is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. Prior to joining Ameriprise in 2022, she worked at Wells Fargo Clearing for six years. She serves on the Board of Directors and acts as Clerk for the Fairview Village Seventh Day Adventist Church. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written recommendations and annual advice focused on dependable income and tax-aware withdrawal strategies.

Richard Storms is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and having 26 years of industry experience. His prior roles include positions at Securities America Advisors and National Planning Corporation. Outside of his advisory work, he owns Naturally Rofo, a farm store distributing beef and produce, and is involved in farming operations through Heritage Farming LLC and Family Tradition Farming LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supported by a large network of investment adviser representatives who utilize customized strategies and advanced tools.

Frank Staves is a financial advisor with Ameriprise, holding Series 63, 65, and 66 licenses and 27 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. He serves on the Board of Directors and as Treasurer for the Knights of Columbus Governing Board. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Benjamin Levine is a financial advisor with LPL Financial, holding a Series 66 designation and with 15 years of industry experience. He has worked at LPL Financial since 2014 and previously at National Planning Corporation from 2011 to 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, combining advisory services with a broad range of non-advisory financial activities.

Brian Lee is a financial advisor with LPL Enterprise holding Series 63 and Series 65 designations and 13 years of industry experience. His previous roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Axa Advisors, LLC. He is also an agent authorized to sell health insurance commissions through Emerson Reid. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning services, and insurance products through affiliated entities.

John West is a financial advisor with Ameriprise in Doylestown, PA, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its related entities since 2011. Outside of his advisory work, West is a board member of the Fanny Chapman Pool Board and owns a consulting business, 27teen Consulting, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides tailored, non-discretionary recommendations focused on sustainable income and tax-aware withdrawal strategies, leveraging the firm’s investment research and proprietary tools.

Christopher Roberts is a financial advisor with LPL Financial in Horsham, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He previously worked at Wells Fargo Clearing for eight years before joining LPL Financial in 2024. Outside his advisory role, he is associated with CP Roberts & Associates, a business entity established for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, providing solutions through a large network of investment adviser representatives.

Kathleen Lansing is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Advisors since 2019 and previously spent six years at Oppenheimer & Co Inc. and one year in a position listed as Home. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, and specialized planning such as business-owner transition and special-needs analysis. The firm supports advisors with proprietary research and planning tools while integrating advisory services with various financial products and referral channels.

Brooks Guzman is a Financial Consultant at Fidelity Investments, where he works directly with clients to develop personalized financial plans. He aims to serve as a long-term partner, providing ongoing guidance as markets and life circumstances change. Brooks utilizes Fidelity's resources to help clients feel heard, understood, and confident in their financial strategies. Prior to becoming a Financial Consultant in 2024, Brooks worked as an Investment Consultant at Fidelity Investments from 2023 to 2024. Before that, he was a High Net Worth Client Representative at Vanguard from 2021 to 2023. This experience has provided him with expertise in investment consulting and client relationship management. Outside of his professional work, Brooks enjoys cooking and baking, participating in family activities, exploring food culture as a foodie, and engaging in sports such as football and golf. He also has an interest in music.

Jeffrey Gunder is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services for nearly 19 years before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services primarily delivered by investment adviser representatives utilizing a range of strategies including discretionary and non-discretionary approaches.

Jerome Free Jr. is a financial advisor with Ameriprise in Lansdale, PA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset criteria, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm uses a combination of research, modeling, and tax-efficiency analysis to generate recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Tracey Herring is a financial advisor with Wells Fargo Clearing in Doylestown, PA, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has worked at several firms, including Morgan Stanley and Cambridge Investment Research Advisors, and has been with Wells Fargo Clearing since 2019. Outside of her advisory role, she consults for PureHaven, a company that sells nontoxic home and personal care products. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.