Anthony Recupero is a financial advisor with Primerica Advisors in Doylestown, PA, holding Series 63 and Series 65 licenses and having one year of industry experience. He has worked at Primerica Financial Services and PFS Investments Inc. since 2024 and serves as a board director for CytoGene Therapeutics. In addition to advising, he is involved in non-investment activities through CytoGene Therapeutics and refers home-related services for Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of financial advisors using model-driven investment strategies and partners with third-party asset managers and custodians to execute and manage client portfolios.

Conor Watson is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America N.A. and involvement with Touchcare LLC and the New York State Department of Health. Watson has also worked in education at Monmouth University and Iona Preparatory. Merrill offers managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm provides model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Norman Collier is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been affiliated with Cetera and Everest Wealth Management since 2010 and is also a shareholder in Everest Tax Consulting, Inc., an accounting and tax services firm. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through a multi-manager platform, supporting both discretionary and non-discretionary accounts.

Rachel Foti is a Planning Consultant at Fidelity Investments, a position she has held since 2025. In her role, she works closely with clients to develop customized financial plans tailored to their family's unique needs, emphasizing ongoing communication and strategic plan improvement. Her professional experience includes roles as an Associate Producer and Paraplanner at The Garback Agency in 2025, and as an Associate Producer at Dennis R. Hahn Financial and Insurance Services from 2017 to 2025. Earlier in her career, she worked as a Registered Phone Representative at Merrill Lynch from 2015 to 2017. Rachel holds a California Insurance License. Outside of her professional work, Rachel is involved in family activities and social events with friends. She also enjoys snowboarding and traveling.

David Fallas is a Series 66-licensed financial advisor with Merrill, based in Pennington, NJ, and has 18 years of industry experience. He has been with Merrill Lynch since 2008 and with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based, discretionary, and tax-aware investment strategies to a wide range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated with Bank of America’s corporate platform, providing access to a broad array of investment products and services.

Bradley Parker is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies. The firm serves a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries, and is integrated into Bank of America’s broader platform.

William Sheehy III is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with LPL Financial since 1993 and also maintains Sheehy Associates, a firm he has been involved with since 1969. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a nationwide network of investment adviser representatives.

Tyler Di Mattia is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill since 2018 and has prior experience at the Federal Communications Commission and Hudson & Calleja, LLC. He also attended the University of Miami Law School from 2014 to 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Thomas North is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Bank of America and Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and tax-aware investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm leverages integration with Bank of America’s corporate platform to provide access to a broad set of financial products and services.

Jaime Harper is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill in 2019, Jaime worked at Prudential Financial from 2015 to 2018 and had brief roles including at Workforce Logiq. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s platform, providing access to a broad range of products and services beyond traditional investment management.

Sharon Harshbarger Kucera is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct relationships and corporate financial planning agreements.

Jason Natale is a financial advisor with LPL Financial in Bridgewater, NJ, holding a Series 66 designation and totaling 18 years of industry experience. His career includes roles at M&T Securities and Allied Wealth Partners, among others. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Daniel Michaluk is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill since 2013. Outside of his advisory role, he is involved in a family-owned multimedia production business, contributing to sales and client development. Merrill provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Ryan Cass is a financial advisor at Merrill with Series 66 credentials and seven years of industry experience. He has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated into Bank of America’s platform, which enables access to a wider set of products and services.

Polina Novozhilova is a CFP®-designated financial advisor at Charles Schwab with two years of industry experience. She has been affiliated with Charles Schwab and Charles Schwab Bank since 2023. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a blend of non-discretionary and discretionary investment management supported by a multi-asset model portfolio approach.

Lilly Peng is a financial advisor with Merrill in Rocky Hill, NJ, holding a Series 66 designation and three years of industry experience. She has been with Bank of America and Merrill since 2022. Outside of her advisory role, Peng has engaged in homemaking since 2005. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader platform, providing access to a wide range of products and services.

Gary Moody is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2020 and previously spent 17 years with Glen Eagle Advisors LLC and 4 years with Glen Eagle Wealth, LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America's corporate platform, providing access to a variety of products and services beyond investment management.

Adam Kwietniak is a Series 66-licensed financial advisor with Merrill, based in Pennington, NJ, and has been with the firm since 2018. He has prior experience at Icon Information Consultants LP, Dynamic Engineering Consultants, PC, and has held academic roles at Rutgers Business School and Rider University. Merrill provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Brian Santosuosso is a financial advisor at Merrill, holding a Series 66 designation. He has been with Merrill since 2025 and has prior experience in diverse roles across industries including retail, physical therapy, and education. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Michael Knipe is a financial advisor with LPL Enterprise in Warrington, PA, holding Series 63 and Series 65 credentials and 14 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for a combined total of nine years before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products, supported by an integrated platform that combines adviser programs with active sales of other financial products.