Robert Beese is a ChFC® and holds a Series 66 license with 25 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2023 and has had a long tenure at Pioneer Financial Group since 2000. Outside of his advisory role, he owns A & E Investments, LLC, an expense management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Robert Lafitte II is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill for over a decade. Outside of finance, he has been involved with Bryant University and performs with the musical group Rockin' Soul Horns. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Lauren Bernardo is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and three years of industry experience. She has held roles at PFS Investments Inc. and Primerica Financial Services since 2018 and has additional work experience in various industries including seafood and food services. Bernardo is involved with the W.A.&R. Ouellette Post 8502 VFW. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-based investment strategies while outsourcing trade execution and custody.

Kenneth Kirwin is a Financial Consultant at Fidelity Investments, where he has been working since 2021. In this role, he partners with clients to create customized financial plans aimed at helping them achieve their long-term goals. He focuses on understanding the priorities of his clients and their families to serve as their advocate. Kenneth has extensive experience in the financial services industry, having held multiple positions at Fidelity Investments since 2000. His previous roles include Director Retirement Planner, Senior Regional Investment Consultant, Client Manager, and Retail Service Representative. Prior to joining Fidelity, he worked as a Retirement Service Representative at Putnam Investments in 2000.

Stephen Karam is a financial advisor with LPL Financial in Fall River, MA, holding the ChFC® and Series 63 credentials with 34 years of industry experience. He has been with LPL Financial since 2005 and is also affiliated with Global Retirement Partners, LLC since 2019. Outside of his advisory roles, he serves as president of Karam Insurance Agency, a traditional insurance brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Bradford Corbett is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Santander Securities, Santander Bank, and TD Ameritrade. Outside of his advisory role, he serves as head of the Sakonnet East Professional Center Condo Association in Tiverton, RI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Aaron Hurst is a financial advisor at Ameriprise with six years of industry experience. He previously worked at MetLife Investors Distribution Company for five years and has a background that includes time at Quidnessett Country Club. He holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice, utilizing a centrally produced analysis that incorporates investment research, third-party data, and algorithmic tools.

Glenn Grilli is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in his current role as a financial advisor for over twenty-five years, beginning his career in investments in 1992. Glenn has experience with several legacy organizations prior to Bank of America's acquisition of Merrill Lynch. He works with individuals and businesses to define and pursue their financial goals. Glenn's responsibilities include providing personalized recommendations in areas such as retirement planning, trust and estate planning services (collaborating with family tax accountants and attorneys), corporate cash management solutions, asset allocation and investment selection, and individual wealth preservation and insurance planning strategies. Glenn holds a Bachelor of Science degree in business administration obtained in 1991 and a Master of Business Administration in finance earned in 1998, both from Bryant University. He also holds the Personal Investment Advisor (PIA) designation. Originally from Rhode Island, Glenn currently resides in Southern Massachusetts with his wife Karen and their children Nicholas and Jenna.

Richard Santos is a financial advisor with Merrill in Boston, MA, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Merrill since 2015. Merrill offers managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment strategies with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Katelynn Lynch is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, she was with Merrill from 2016 to 2018 and Ladder 133 Inc. from 2013 to 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Michael Falcon is a financial advisor with Cetera who holds a Series 66 designation and has 23 years of industry experience. His prior work includes roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. He is also president and 50% owner of Falcons Financial & Tax Services Corp. and serves on the board of directors for St. Michaels Federal Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients, utilizing a multi-manager platform with access to affiliated and third-party investment managers.

Bram Berkowitz is a financial advisor with Merrill, holding a Series 66 license and nine years of industry experience. He has worked at Merrill since 2008 and has been affiliated with Bank of America, N.A. since 2019. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional entities. The firm integrates with Bank of America’s broader platform, providing access to a range of products and services through its managed account offerings.

Arthur Rozzero is a financial advisor at Merrill with Series 63 and Series 65 credentials and 48 years of industry experience. He has worked at Merrill since 1978 and has also been affiliated with Bank of America, N.A. since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jesse Rathier is a financial advisor at Edward Jones in Bristol, RI, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work includes roles at LPL Enterprise LLC and Fidelity Investments, along with employment in the foodservice and real estate sectors. Outside of his advisory role, he is involved with Penrose Realty, providing mortgage and real estate services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Christopher Hodgson Jr. is a financial advisor with Mass Mutual Investors Services who holds Series 65 and Series 63 licenses and has 11 years of industry experience. He previously worked at Harwood Advisory Group, UBS Financial Services, and Fidelity Charitable. Outside of his advisory role, he services existing fixed index annuity contracts as part of outside insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships that focus on recommending investment categories and strategies.

Stephanie Munoz is a financial advisor at Merrill with 11 years of industry experience. She holds Series 66 and Series 63 licenses and has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s platform, providing access to a broad set of products and services.

Sal Bustillo Jr. is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Fidelity Investments, Amica Mutual Insurance Company, and Citizens Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Stephanie Mondro is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has held positions at UBS Financial Services, Chelsea Groton Bank, Raymond James Financial Services, and other firms prior to joining Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with broader Bank of America platforms, providing access to a wide range of products and services.

William Munnerlyn is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill and Bank of America N.A. since 2022 and 2023, respectively. Munnerlyn is also a co-founder of Udanta, Inc., a tech recruiting firm, where he provides strategic advice on a quarterly basis. Merrill offers managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates various investment strategies and is part of Bank of America’s broader platform, providing access to a wide range of financial products and services.

Jennifer Thorpe is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2021, following a 21-year tenure at Merrill. Thorpe also serves as a trustee and co-trustee for a trust in East Greenwich, Rhode Island. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients. The firm offers tailored financial planning supported by structured tools and investment research, managing approximately $2.74 trillion in client assets.