Project Management for your financial life. Single Point Partners, a fee-only financial planning firm located in Boston, MA, was founded for families who strive to make decisions that are better than “good enough”. We help you attain context and clarity to the planning, investing, and organization of your entire balance sheet. In 2012, Shaun was driven to found Single Point to build a firm that was focused on the agenda of our clients. The name of our company was born from the idea of being a “single point of contact” for our clients. We recognize that we do not have all of the answers, therefore, we have built our business around a great network of experts and resources for our clients. We place an important focus on researching, vetting, and collaborating with various professionals and services for our clients. When we don’t have the answer, we pride ourselves on knowing the right questions to ask, and who to ask them of. Our clients utilize us as a partner to help them feel confident in the decisions they make in life. An ideal client for us share the following characteristics: – We want to be engaged in the financial decision-making process – We have the ability to manage our own finances, but, don’t have the bandwidth – We are willing to be completely transparent about our financial life – We recognize that there are currently overlooked areas in our financial life – We have complexity in life where there is a gap in analysis which is creating uncertainty in decision making – We embrace the use of technology – We prefer low-cost index investments What Makes Us Different? ✔️Tech Forward: We do planning on your terms. No sitting in traffic for an hour each way to listen to someone blab on about pie charts for an hour. ✔️Execution: We are your Accountability Partner. A relationship with us is about more than just advice, it’s about execution. A key component of our role is to be here with you ensuring everything gets done. ✔️ Tax Planning: We believe this is one of the most overlooked areas of many financial plans. Tax planning needs to happen on a proactive basis throughout the year, not at tax filing time. ✔️ Our Fees: Our unique fee structure is what empowers our process to be so different. Our flat fee is the cornerstone of our belief that clients shouldn’t have to wonder “what’s in it for their advisor?” when making decisions.

Dimitri Rodrigo is a financial advisor at Frec with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Frec and its affiliated entities since 2022, as well as previously at M1 Finance and Ustocktrade Securities. Frec Advisers provides automated, software-based discretionary portfolio management primarily for retail individuals, trusts, and other U.S. resident entities. The firm uses an online platform to deliver services such as direct indexing, tax-loss harvesting, hedging strategies, and portfolio allocation, differentiating itself by operating exclusively through automated technology and maintaining a mandatory in-house broker-dealer affiliation.

Malik Smith is a financial advisor at Commons Capital, LLC with 14 years of industry experience. He holds a Series 66 credential and has previously worked at Raymond James & Associates, Morgan Stanley, and Merrill. Outside of his advisory role, he served as a board member and treasurer of the Urban League of Eastern Massachusetts. Commons Capital is a team-based investment adviser that provides wealth management, portfolio management, and financial planning services to individuals, high-net-worth families, trusts, and estates. The firm uses a long-term investment process grounded in Modern Portfolio Theory and employs quantitative, fundamental, and technical analysis alongside a risk management discipline that includes position-size limits and explicit hedging strategies.

George Beal is a financial advisor with Boston Family Office LLC, holding 27 years of industry experience. He has been with Boston Family Office since 1996. Beal serves as a trustee of Northeast Investors Trust, a mutual fund, and has been on the advisory board of Breckinridge Capital Advisors since 2011. Boston Family Office provides personalized investment advisory services primarily to individuals, family groups, trusts, and charitable organizations, managing approximately $1.87 billion in assets across roughly 335 clients. The firm emphasizes fundamental analysis and assigns portfolio managers to specific economic sectors to construct diversified portfolios tailored to client needs.

Thomas Brennecke is a financial advisor at Timber Creek Capital Management, LLC in Boston, MA, holding a Series 65 designation with 17 years of industry experience. He has been with Timber Creek Capital Management since 2008. Timber Creek Capital Management provides discretionary investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and business entities. The firm employs a long-term, valuation-driven investment approach focused on asset allocation, diversification, and risk management, serving a selective client base with portfolios constructed from individually selected equities, fixed income, and alternative holdings.

Adrian Becker is a financial advisor at Savvi Financial LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at Savvi Financial since 2013. Becker is also a partner at LRMS LLC, a consulting firm. Savvi Financial provides technology-driven financial advice primarily to individual users and employees through employer-sponsored programs, using a tiered online platform that combines automated recommendations with human support. The firm focuses on goal-based financial planning and delivers its services mainly via employers and benefit administrators.

Richard Joyal is a financial advisor with Flagship Wealth Advisors, LLC, holding a Series 63 designation and eight years of industry experience. He has been involved with Joyal Capital Management since 2000 and Seacost, L.P. since 1996. Outside of advisory work, he is principal of Joyal Insurance Agency, which provides insurance sales and estate planning services. Flagship Wealth Advisors serves individuals, high-net-worth households, trusts, estates, corporations, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes long-term asset allocation using mutual funds and ETFs, with regular account reviews and a combination of advisor-managed and model portfolio programs.

Andy Mai is a CFA® charterholder with 11 years of industry experience. He is currently with Mariner Managed Account Solutions, where he has worked since 2024. His prior experience includes roles at Baystate Wealth Management and Mass Mutual Investors Services. Mariner Managed Account Solutions provides fee-based discretionary and non-discretionary portfolio management and wrap-fee program services to a diverse client base, including individuals, corporate pension plans, trusts, and professional athletes. The firm emphasizes asset allocation, downside protection, and active management of passive investments within a structured Investment Policy Statement.

Paula Pienkowska is a financial advisor at Riverview Capital Advisers LLC with 16 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Riverview Capital Advisers since 2006. Riverview Capital Advisers serves individuals, high-net-worth families, and business owners, providing investment management, wealth management, financial planning, family office services, and business advisory services. The firm manages client portfolios primarily on a discretionary basis using strategic asset allocation and fundamental analysis and oversees approximately $624 million in assets under management and $2.75 billion in assets under advisement.

Robert Oneil is a CFA® charterholder with 23 years of industry experience. He has been with Birch Hill Investment Advisors LLC since 2007. Outside of his advisory role, he serves as Vice President and Audit and Investment Committee member for Louisa May Alcott's Orchard House Inc., as well as an Investment Committee member for the Foundation for MetroWest. Birch Hill Investment Advisors provides portfolio management and investment advisory services to individuals, trusts, IRAs, endowments, and foundations. The firm employs a fundamental, quality-oriented investment approach with integrated ESG factors and customizes portfolios to client-specific objectives and constraints.

Daniel Doherty is a financial advisor with Financial Transparency, holding the PFS™ and Series 66 designations and bringing 25 years of industry experience. He has worked at Envision Financial Transparency since 2018 and previously spent nearly two decades with CSSC-affiliated firms. Doherty is a shareholder in the law firm Maclean, Holloway, Doherty, Ardiff & Sheehan, P.C., where he has practiced law for over 29 years. Financial Transparency provides investment advisory and financial planning services to individuals, families, retirement plans, businesses, and other organizations. The firm employs an asset allocation approach based on Modern Portfolio Theory and offers a range of investment programs including both passive and active management tailored to various client needs.

Rene Jarquin is a financial advisor with Single Point Partners in Boston, holding Series 66 and Series 65 designations and bringing 10 years of industry experience. He previously worked at BNY Mellon Wealth Management and Merrill before joining Single Point Partners in 2017. Jarquin serves on the boards of The Home For Little Wanderers, where he chairs the investment sub-committee, and MassVentures. Single Point Partners advises individuals, trusts, foundations, corporations, and endowments, offering portfolio management, financial planning, and business consulting through its Wealth Logistics service. The firm emphasizes client-specific asset allocation, primarily using index-based ETFs, and manages approximately $641 million in assets, predominantly on a discretionary basis.

Thomas Bator is a CFA® charterholder with over 30 years of experience in the financial and legal fields. He is a partner at Nichols & Pratt Advisers LLP and also practices as an estate planning attorney with Pratt, Bator & Popov, LLP. In addition to his advisory role, he serves as a trustee and handles trust administration. Nichols & Pratt Advisers LLP primarily advises trustees of private trusts, IRA owners, individuals, estates, and foundations, as well as select institutional clients. The firm employs a low-turnover, long-term investment approach focused on capital preservation and moderate income, implementing portfolios from a curated list of publicly traded companies, mutual funds, ETFs, and investment-grade bonds.

Robert Mestjian is a CFP® professional with 17 years of industry experience. He is a co-owner and advisor at Alliance Private Wealth, LLC, where he has worked since 2007. His prior experience includes 16 years at Commonwealth Financial Network. Alliance Private Wealth serves individuals, high-net-worth clients, families, trusts, retirement plans, and businesses with a five-advisor team managing approximately $466 million. The firm focuses on long-term discretionary wealth management, diversified portfolios, and comprehensive financial planning, including exit planning for business owners.

Ralph Wetmore II is a CFA® charterholder with seven years of industry experience. He is currently with Fiduciary Wealth Partners, LLC, where he has worked since 2021. His prior experience includes roles at Beacon Pointe Advisors and BNP Paribas Asset Management. Fiduciary Wealth Partners provides wealth management, financial planning, and investment advisory services primarily to high-net-worth individuals, family trusts, and institutions. The firm emphasizes customized planning and typically allocates assets among independent managers while offering both discretionary and non-discretionary portfolio management.

Matthew Lasker is a financial advisor with Wingate Wealth Advisors, Inc. in Lexington, MA, holding a Series 66 designation and 22 years of industry experience. He has been with Wingate Capital Corporation and Wingate Financial Group, Inc. since 1999. Wingate Wealth Advisors is an SEC-registered firm providing investment management and financial planning to individuals, charitable organizations, and retirement plan participants. The firm employs a fee-only model and combines active and passive strategies through model portfolios tailored to various risk objectives.

Michael Charland is a CFA® and CIC credentialed advisor with 25 years of industry experience. He has been with Wilkins Investment Counsel, Inc. since 1997. Wilkins Investment Counsel, Inc. provides discretionary portfolio management and consulting services to individuals, high-net-worth families, foundations, endowments, and outside trustees. The firm’s investment approach is fundamentally driven with a long-term orientation, emphasizing company fundamentals, valuation, and laddered high-quality bond portfolios typically held to maturity.

Grant Parisi is a financial advisor at Liberty Forge LLC with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual and Scott DeSantis. Liberty Forge LLC d/b/a Civic Financial provides discretionary investment management, financial planning, and retirement plan consulting primarily to high-net-worth individuals, trusts, business entities, and plan sponsors. The firm employs a long-term, allocation-driven investment approach using ETFs, third-party model portfolios, and selective individual securities, managing portfolios on a discretionary basis with tax-aware implementation and oversight by an internal investment committee.

John Cogswell Jr. is a CFA® charterholder with 30 years of experience in financial advisory. He is currently with Mariner Managed Account Solutions, where he has worked since 2024. His prior experience includes roles at Mass Mutual Investors Services, MetLife Securities Inc., and Baystate Wealth Management. Mariner Managed Account Solutions provides fee-based portfolio management and wrap-fee program services to individuals, corporate plans, trusts, foundations, family businesses, and athletes. The firm emphasizes asset allocation, downside protection, and active management of passive investments across a range of risk profiles.

Vincenzo Stuto is a financial advisor with Alta Wealth Advisors LLC, holding Series 63 and Series 66 credentials and 19 years of industry experience. His prior roles include positions at LPL Financial, Pinnacle Private Wealth, Santander Securities, and Merrill. He is involved in a business entity used for tax and investment purposes. Alta Wealth Advisors LLC serves individual and high-net-worth clients as well as business entities, managing approximately $665 million across several hundred accounts. The firm offers discretionary portfolio management, financial planning, and pension consulting, utilizing a variety of investment strategies that are tailored to clients’ goals and risk tolerance.