Seth Yanik is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity divisions since 2001. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI-driven research.

Glenn Kimmel is a financial advisor with Edward Jones in Grand Rapids, MI, holding Series 63 and Series 66 credentials and having 25 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, he is the sole member of Kimmel Holdings LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Alex Goodwin is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several related Raymond James entities as well as Columbia Management Investment Distributors, Inc. Outside of advisory roles, he is a partner in multiple real estate businesses involved in buying, managing, and selling properties. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting through non-discretionary, fact-finding-based approaches.

Ashley Dunn is a financial advisor with Ameriprise in Grand Rapids, MI, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, she worked at LPL and U S Tax Service for ten years each. She serves on the Board of Directors for the Grand Rapids Early Discovery Center. Ameriprise provides a retirement-income planning service tailored for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Johnson is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining Ameriprise in 2026, he worked at LPL Financial LLC and Members First Credit Union for seven years each, as well as The Huntington Investment Company and Huntington National Bank. Outside of his advisory role, he owns Great Lakes Sporting Goods LLC. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income planning and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Kirsten Terpstra is a financial advisor with Robert W. Baird & Co. in Grand Rapids, MI, holding Series 63 and Series 66 licenses and with 25 years of industry experience. She has been with Robert W. Baird since 1997. Outside of her advisory role, she is an owner/member of CK Kalamazoo Holdings LLC. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, employing a variety of traditional and non-traditional investment strategies.

William Johnson is a CFP® professional with 35 years of industry experience, currently serving at Ameriprise Financial Services. He has been with Ameriprise since 2009 and is based in Grand Rapids, MI. Outside of his advisory role, he serves as an Associate Pastor at Daybreak Church and is a member of a local board of directors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, emphasizing dependable income sources and tax-aware withdrawal strategies.

Tammy Brouwer is a financial advisor at Robert W. Baird & Co. with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Robert W. Baird since 2009. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

David Westphal is a CFP® professional with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds Series 63, 65, and 66 licenses and is based in Grand Rapids, MI. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Joseph Freiburger is a financial advisor with J.P. Morgan Securities in Grand Rapids, MI. He holds a Series 66 designation and joined the firm in 2025. His prior experience includes positions at PwC, PNC Bank, and Grand Valley State University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

John Shubert is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His work history includes roles at Charles Schwab Bank, CUSO Financial Services, and Waddell & Reed Inc. located in Grand Rapids, MI. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with discretionary separately managed accounts, offering multi-asset model portfolios, alternative investments, and an integrated custody and brokerage platform.

Carrie Horlings is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at UBS Financial Services for 26 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

Richard Leist is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and possessing 42 years of industry experience. His work history includes roles at Cetera Wealth Services and Summit Financial Group. He serves as an elected board member of Shoreline Christ Fellowship, advising on future planning and building maintenance. Cetera Investment Advisers LLC is a nationwide network of independent advisors managing over $256 billion in assets, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with both discretionary and non-discretionary options.

Kyle Diephuis is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 designations and four years of industry experience. His prior roles include positions at PMCF Advisors LLC, Cascade Partners, and Ernst & Young LLP. Outside of finance, he has been involved with The Pantry of Forest Hills for two years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Steven Wallock is a financial advisor with LPL Enterprise in Grand Rapids, MI, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, with tenure spanning from 2007 onward. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing financial planning, consulting, and access to model wealth portfolios and third-party asset management arrangements through an integrated platform that combines advisory services with brokerage and insurance products.

Randall Lanning is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has been with Raymond James & Associates since 2002. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing non-discretionary wealth advisory planning, investment consulting, and institutional consulting services.

Chad Wight is a financial advisor with Raymond James Financial Services Advisors, Inc. and Kapteyn Wealth Partners in Grand Rapids, MI, holding Series 63 and Series 65 designations with 13 years of industry experience. He has been associated with Raymond James and affiliated firms since 2015. Outside of advising, he serves as a professor at Cornerstone University, a role he has held since 2008. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a collaborative approach with clients and providing access to various investment solutions through its Wealth Advisory Services and Institutional Fiduciary Solutions division.

Timothy Wells is a CFP® professional with 13 years of experience currently affiliated with Cambridge Investment Research Advisors. He has been with the firm since 2013. Outside of his advisory role, Wells serves as treasurer for Truth 78 and is a board member of Grace Community Church in Hudsonville, MI. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individual investors, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a broad network of independent financial professionals, utilizing a range of proprietary and third-party investment strategies.

Matthew Soderdahl is a financial advisor at Edward Jones based in Wyoming, Michigan. He holds a Series 66 designation and has a year of industry experience. His prior work history includes roles at Edward Jones, Colorado School of Mines, Hillsdale College, Buckle, and Center Grove School Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Douglas Cloutier is a Financial Advisor with Merrill Lynch Wealth Management, committed to building deep relationships with clients by understanding their unique ambitions and priorities. Drawing on his experience as a Merrill Financial Solutions Advisor, he focuses on developing tailored strategies that address clients’ short-, mid-, and long-term financial goals. His approach includes offering guidance on areas such as retirement planning, investing, college education funding, legacy planning, and wealth management, while providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Douglas holds a Personal Investment Advisor (PIA) designation and completed his education with a High School Diploma/GED from Lanse Creuse, an Accredited Certificate Program from Kaplan Financial Education, and a Bachelor's Degree from Northwood University. He is also involved with the Michigan Sober Social organization, reflecting a commitment to community engagement. Outside of his professional role, Douglas enjoys a variety of recreational activities including baseball, boating, bowling, fishing, football, pickleball, reading, traveling, volleyball, and spending time with his family.