Michelle Letch is a financial advisor with Osaic Wealth, Inc. based in Arden Hills, Minnesota. She holds Series 63 and Series 65 licenses and has 28 years of industry experience. Her prior work includes positions at Valic Financial Advisors and Financial Dimensions Group, Inc. In addition to advisory services, she provides fixed insurance products to clients. Osaic Wealth, Inc. serves a diverse client base, including individual, high-net-worth, institutional, and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm utilizes asset-allocation tools and risk assessment methodologies to build portfolios that incorporate a broad range of investment options.

Logan Gacke is a CFP® professional with five years of experience in the financial services industry. He is currently affiliated with Cetera and has previously worked with firms including Minnesota Life Insurance Company and Securian Financial Services. Outside of his advisory work, he has experience in fixed insurance sales and has held roles in various other businesses. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, and institutional clients with services ranging from portfolio management to retirement plan consulting. The firm operates a multi-manager platform, offering clients access to a variety of investment strategies and program options under discretionary and non-discretionary authorities.

Tobias Kaplan is a financial advisor with Thrivent Investment Management in Lake Elmo, MN. He holds Series 63 and Series 65 licenses and has five years of industry experience. Kaplan has been with Thrivent and its affiliates since 2015. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning across a range of financial topics. The firm combines goal-based analyses with a managed-account program under a consolidated billing option, while maintaining separate planning and portfolio management services.

Robert Metcalf is a financial advisor with UBS Financial Services, holding the Series 66 designation and 24 years of industry experience. He worked at AllianceBernstein L.P. for 10 years before joining UBS in 2012. Metcalf serves on the board of directors and the investment committee for People Serving People Charities, an organization providing emergency shelter for homeless children and their families. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Monica Magnuson is a financial advisor at RBC Capital Markets with five years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets since 2019. Outside of her advisory role, Monica works annually as a baker at Sweet Martha's Cookie Jar during the Minnesota State Fair. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers advisory programs tailored to clients’ risk profiles, utilizing a mix of in-house and third-party investment managers, along with various portfolio management and financial planning services.

Richard Nilsen is a financial advisor with Ameriprise in Lakeland, MN, holding a Series 63 designation and 37 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Anne Kersten is a financial advisor with Thrivent Investment Management in Mendota Heights, MN, holding a Series 66 designation and bringing 15 years of industry experience. She has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2012 and 2013, respectively. Outside of her advisory role, she serves as treasurer for CGTA Research Group, a nonprofit organization focused on Huntington’s research. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial analyses and written recommendations across multiple planning areas. The firm’s approach separates planning from implementation and managed-account services, maintaining a focus on advisory relationships without discretionary trading authority.

Brian Smith is a financial advisor at Cetera with 19 years of industry experience. He holds a Series 63 designation and has worked at Cetera since 2021, previously serving at VOYA Financial Advisors. Outside of his advisory role, he is involved as a replay technician for the Big Ten Athletic Conference and officiates games for the National Football League. He also serves on the alumni board for Saint Thomas Academy. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Craig Twombly is a CFP® professional with 31 years of industry experience. He has been with Osaic Wealth, Inc., formerly Royal Alliance Associates, Inc., since 2006. Twombly is also a partner in a commercial real estate venture unrelated to investment activities. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios that include a wide array of investment products.

Phillip Gartner is a Series 66-licensed financial advisor at Edward Jones with 12 years of industry experience. He has been with Edward Jones since 2013 and concurrently serves in the Minnesota National Guard. Outside of his advisory role, he is involved as a youth soccer coach and trainer with the St Croix Soccer Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Michael Taube is a financial advisor with Ameriprise in Saint Paul, MN, holding a Series 63 designation and over 34 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, delivering detailed, non-discretionary Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Ryan Thimjon is a financial advisor at RBC Capital Markets with five years of industry experience. He holds Series 63, 65, and 66 licenses. Prior to joining RBC in 2025, he worked at Korn Ferry for eight years and Feltl and Co for three years. Outside of his advisory role, he serves on the board of directors for his condominium association. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual and institutional investors. The firm offers customized portfolio management and advisory programs through a blend of in-house and third-party investment managers and provides integrated financial planning, custody, and brokerage services.

Caleb Barrett is a Series 66 licensed advisor with Ameriprise in Lake Elmo, MN, and has 11 years of industry experience. He has worked at Ameriprise since 2017 and previously held roles at Thrivent Financial and Thrivent Investment Management Inc. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income and tax-aware withdrawal strategies.

Adam Laberda is a CFP® credentialed financial advisor with 12 years of industry experience, currently practicing at Ameriprise in Stillwater, MN. His previous roles include positions at The Huntington Investment Company, Allianz Life Financial Services, and Cetera Advisor Networks. Outside of finance, Laberda operates Life in Place LLC, a carpet cleaning business serving residential and commercial clients. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, notable for its specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

William Weyandt is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals, families, and businesses achieve complex financial goals by developing strategies tailored to their short- and long-term objectives. His approach includes managing discretionary custom investment strategies and selecting suitable portfolios from a wide range of Merrill and third-party investment options. Since beginning his career in finance in 2012 and joining Merrill in 2017, William has specialized in areas such as college education planning, executive compensation, legacy planning, retirement income, philanthropic planning, tax minimization, and small business strategies. He employs a rules-based, data-driven investment process utilizing research from Merrill Lynch and Bank of America resources. He also assists with advanced estate planning services and wealth transfer. William holds a Bachelor of Science degree from the University of Minnesota System and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He was born and raised in Minnesota and currently lives in the south metro area with his wife and two sons. Outside of work, he enjoys outdoor activities throughout the seasons, including camping, fishing, and hunting. He is involved in community organizations such as Delta Waterfowl, Habitat for Humanity, and the Saint Paul Area Chamber's Ambassador Committee.

Russell Bertsch is a financial advisor with Primerica Advisors in Arden Hills, MN, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1992. Outside of his advisory role, he serves as a Ramsey County Election Judge from 2022 to 2025. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing portfolio management primarily for individual investors rather than institutional clients.

Rhett Neuman is a financial advisor at RBC Capital Markets with 32 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at RBC Capital Markets since 2009, following an eight-year tenure at City National Bank. Outside of his advisory work, he assists his son with managing a family LLC involved in investment property. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients' risk profiles and utilizing a combination of in-house and third-party investment managers.

Jeffrey Schlesinger is a financial advisor with RBC Capital Markets in St. Paul, MN, holding a CFP® designation and over 32 years of industry experience. He has worked with RBC Capital Markets since 2008 and also has experience at City National Bank. He serves on the board of the Carl and Holly Jones Family Foundation, a nonprofit that awards scholarships and provides mentoring to students. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

Mark Rachac is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 32 years of industry experience. His career includes roles at VOYA Financial Advisors and Capital Street Financial Services, where he also serves as vice president. Outside of advising, he owns a family farm in Saint Paul, MN. Cetera Investment Advisers LLC provides services through a large network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning solutions, operating a multi-manager platform with discretionary and non-discretionary program options.

Christine Ansley is a financial advisor at OSAIC with six years of industry experience. She holds the Series 66 designation and has worked at Osaic Wealth, Inc. (formerly Royal Alliance Associates, Inc.) since 2020 and previously at Financial Dimensions Group Inc. from 2016 to 2024. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, utilizing various investment platforms and asset-allocation tools to construct and manage client portfolios.