Richard Paine Jr. is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 registrations, with 39 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2013. Outside of his advisory work, he occasionally conducts life, disability, and long-term care insurance business independently. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services along with financial and retirement planning. The firm employs a range of investment strategies, including proprietary models and third-party managers, and supports various account-level services such as lending solutions and donor-advised funds.

Lydia Asaf is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. Her prior roles include positions at BlackRock, Liberty Mutual Investments, Barclays Capital, and Zyon Capital Partners. She serves as a board member for the nonprofit Girls on the Run Worcester County and is a board advisor to Newton Wellesley Hospital. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and advisory programs utilizing both proprietary and third-party model portfolios.

Adam Willis is a financial advisor at Focus Partners Wealth, LLC with seven years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at The Colony Group, GW & Wade, Trust Advisory Group, Ltd., and Table Rock Infrastructure Partners. In 2018, he was involved in a US Senate election and also spent three years affiliated with UMass Amherst. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, providing wealth management and advisory services. The firm follows an enhanced open architecture investment approach that combines active and passive strategies, third-party managers, and private funds, emphasizing long-term, tax- and fee-sensitive portfolio construction.

Stephen Marsters is a financial advisor at Focus Partners Wealth, LLC with six years of industry experience. He holds a Series 65 designation and has worked previously at The Colony Group, LLC, GW & Wade, LLC, and KP Law, PC. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, including investment management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Christopher Stuart is a financial advisor with Allworth Financial, L.P., holding the CFA® designation and Series 63 and 66 licenses. He has 16 years of industry experience, including roles at Shorepoint Capital Partners and Commonwealth Financial Network. Allworth Financial is a fee-based SEC-registered adviser serving a range of clients, including high-net-worth individuals, trusts, and corporate entities. The firm offers customized portfolio management and financial planning services using a variety of model strategies and third-party sub-advisers, and it maintains specialized business divisions such as an Airline division and affiliated tax and brokerage practices.

Amy Lampert is the principal of The Lampert Advisory Group with 49 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, Lampert serves as a FINRA arbitrator, consults on organizational change and executive coaching, teaches courses at Brookline High School Community and Adult Education, and is a trustee of the Brookline Symphony Orchestra. The Lampert Advisory Group acts as an investment manager specializing in pooled investment vehicles and institutional accounts, utilizing alternative fee structures rather than percentage-of-assets-under-management fees. The firm maintains a compact operational profile with no individual clients or other advisors on record.

Kenneth Watt is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Commonwealth since 2012 and at Middlesex Savings Bank since 2007. Outside of advisory work, he is involved in fixed insurance sales conducted from his branch office. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs, investment management, and practice-management support. The firm offers multiple program structures and discretionary model portfolios, supporting advisors with operations, trading, technology, and compliance services.

Rebekah Pennell is a CFP® professional with nine years of industry experience, currently serving at Creative Planning. Her prior work includes roles at Ferris Capital, Fidelity Brokerage Services, and Hillsdale College. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base that includes individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting and selective private market exposure.

Todd Silverman is a financial advisor with Focus Partners Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at The Colony Group, Derby and Company, Ferris Capital, Siharum Advisors, and Kobren Insight Management. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a variety of wealth management and advisory services. The firm uses a long-term, tax- and fee-sensitive approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

William Bain is a CFP® professional with five years of industry experience. He currently works at Savant Wealth Management and previously held roles at Heritage Financial Services and Brown Brothers Harriman. Savant Wealth Management provides comprehensive wealth management and related services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with active management strategies and offers integrated accounting, legal, and trust services through affiliated entities.

Colin Christie is a Series 65-licensed financial advisor at Savant Wealth Management with one year of industry experience. Prior to joining Savant, he worked briefly at Heritage Financial Services and Scorpion Construction, and has a background in full-time education. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and operates affiliated legal, accounting, and trust service entities.

Armand Cote III is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Larson, Potter, Stratton & Cote Financial since 2018 and has been affiliated with Commonwealth since 2014. Outside of his advisory roles, he is a co-owner of Harte's Home, Inc., a furniture store. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice management, offering both discretionary model portfolios and customizable program options.

Donald Gottfried is a CFP® professional with 17 years of experience in the financial services industry. He is currently affiliated with Primerica Advisors and Park Avenue Securities, having held positions at Guardian Life Insurance Company and Park Avenue Securities since 2013. Outside of his advisory work, he serves as Fundraising Chair and Treasurer for the Andover Rotary. Park Avenue Securities serves a wide retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and retirement-plan consulting, utilizing a range of proprietary and third-party investment strategies across various account types.

Gary Peters is a financial advisor with Primerica Advisors in Needham, MA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 41 years of industry experience and has been with Primerica Advisors and Guardian Life Insurance since 2016. Peters is also the team leader of The Peters Group, LLC, which represents his Guardian and PAS business activities. Primerica Advisors is an enterprise-level firm with nearly 2,000 advisors serving a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing a mix of proprietary model portfolios, third-party managers, and digital advice platforms.

Justin Kumph is a financial advisor at NewEdge Advisors with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at NewEdge Advisors since 2021, with prior roles at Mid Atlantic Financial Management and Mid Atlantic Capital Corporation beginning in 2014. Outside of his advisory work, he is involved in presenting retirement seminars and operates Kumph Capital LLC, where he serves as president and manages client assets. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers various portfolio management and consulting services and employs a combination of in-house manager selection, third-party models, and advisor discretion supported by technology and centralized due diligence.

Oliver Scholle III is a financial advisor with Commonwealth Financial Network, holding a Series 65 designation and three years of industry experience. Prior to joining Commonwealth, he served in the U.S. Navy from 2013 to 2021 and worked at Harvest Wealth Management, LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs, technology, and operational support. The firm offers discretionary model portfolios and customizable investment solutions while maintaining a substantial clearing and custody relationship with National Financial Services LLC.

Edward Samp is a CFA® charterholder affiliated with Beacon Pointe Advisors, LLC, with 11 years of industry experience. He previously spent nine years with Sensible Financial Planning before joining Beacon Pointe Advisors in 2025. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension and profit-sharing plans, and other institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private markets.

Michael Santo is a financial advisor with Empower Advisory Group and holds Series 66 and Series 63 licenses. He has 21 years of industry experience, including over a decade with Empower Retirement. Empower Advisory Group provides financial planning and investment management primarily to employer‑sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders, using an integrated model connected to Empower’s recordkeeping and administrative platforms.

Lyman Jackson is a CFP® with 21 years of industry experience, currently advising at Beacon Pointe Advisors, LLC. He previously served at Financial Planning Solutions, LLC for 13 years and worked as an insurance producer for 16 years. Jackson is also involved in a non-investment business as the owner of Jackson Properties. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced CIO solutions to a diverse client base, including high-net-worth individuals, corporations, and institutional clients. The firm employs a combination of active and passive strategies supported by third-party managers and offers proprietary private funds alongside comprehensive performance reporting and participant education.

Eric Rosenberg is a financial advisor at Focus Partners Wealth, LLC with 28 years of industry experience. He holds the Series 66 designation and previously worked at G.W. & Wade, LLC and G. W. & Wade Asset Management Company, Inc. Prior to joining Focus Partners, he spent 28 years with these firms before moving to The Colony Group in 2024. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that blends active and passive strategies, third-party managers, and private funds.