Darryl Teal is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he owns Fourstardave, LLC, a business related to managing his Ameriprise practice. Ameriprise is an institutional firm that offers retirement-income planning services for individuals with significant investable assets, combining research and modeling with tax-efficient strategies to generate personalized recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

John Petrus is a financial advisor with LPL Financial in Albany, NY, holding the ChFC® designation and Series 63 license. He has 46 years of industry experience, having worked previously at Metlife Securities Inc. and Mass Mutual Investors Services. He also operates Rosemont Financial Group as a DBA related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research and model portfolios.

Kyle Moffitt is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to joining LPL Financial, he worked at Goldman Sachs & Co. LLC for five years and has held roles at several other financial firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and various investment strategies.

David Roche is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Cetera since 2019 and previously served at Foresters Advisory Services and Foresters Financial. Additionally, he provides financial advisor coaching and consulting and is the owner of Roche Capital Enterprises. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

George Marshall is a financial advisor with LPL Financial based in Clifton Park, NY, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. Prior to joining LPL Financial in 2025, he spent 23 years at Next Financial Group, Inc. He serves as a FINRA arbitrator and is involved in tax preparation and accounting, as well as non-variable insurance through his associated business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources, and offers both discretionary and non-discretionary management across its offerings.

Lars Olson is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services. Olson also serves as a Chief Warrant Officer 2 in the New York Army National Guard. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with diversified investment options supported by LPL Research and third-party subadvisors.

George Harrienger Jr. is a financial advisor at OSAIC with 41 years of industry experience. He holds a Series 63 designation and has worked at Securities America Advisors, Inc. and Securities America, Inc. before joining OSAIC. He is also involved with Diamond Financial Services, where he assists in the sale of fixed annuities and life insurance as a financial consultant. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and investment advisory services through multiple platforms and uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios.

Gregory Bruno is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2016. Prior to this, he has worked at Capital Bank, a division of Chemung Canal Trust Co, since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management supported by in-house and third-party research.

Sarah Ryle is a financial advisor at LPL Financial in Latham, NY, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at Cetera, Foresters Financial, and Villa Italia. Outside of financial advising, she operates a craft business as an Etsy seller. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with access to model portfolios and research from multiple sources.

Andrew Altieri is a Vice President and Financial Consultant at Fidelity Investments. He partners with clients and their families to develop and implement personalized financial plans tailored to their specific needs. His approach is based on a clear process emphasizing integrity and candor. Andrew has been with Fidelity Investments since 2015, progressing through roles including Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President. Prior to joining Fidelity, he worked as a Financial Advisor at Northwestern Mutual from 2013 to 2015.

James Coker is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in June 2012 and has been working in the financial services industry since 2009. He specializes in developing strategies for institutions, businesses, and high-net-worth individuals and their families to help them pursue their short- and long-term goals. James holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Investment Management Analyst® (CIMA®) designation, which he earned in conjunction with the Yale School of Management. He earned a master's degree in music and a post-graduate diploma from Purchase College, State University of New York, as well as a bachelor's degree and a master's degree from The College of Saint Rose. In his leisure time, James performs on the double bass with local symphony orchestras at venues such as Troy Music Hall. He also has interests in boating, golfing, ice hockey, racquetball, skydiving, traveling, and woodworking.

Dan Danahy is a financial advisor at Primerica Advisors in Albany, NY, holding a Series 63 designation with 31 years of industry experience. He has been with Primerica Advisors since 1994, following a year at Primerica Financial Services. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses a curated selection of third-party asset managers and employs a tiered wrap-fee structure.

Katarzyna Merrill is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. She previously worked at Morgan Stanley for four years and has experience outside finance in the automotive and hospitality industries. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Brenda Brown is a financial advisor with Raymond James Financial in Schenectady, NY, holding Series 63 and Series 65 designations and 22 years of industry experience. Her work history includes roles at Raymond James Financial Services Advisors, LPL Financial, and Financial Advocates. Outside of her advisory career, she has also been employed part-time in retail sales. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and specialized programs for small businesses, supported by a wide institutional network and municipal finance capabilities.

Michael Macdonald is a financial advisor with Primerica Advisors in Albany, NY, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of his advisory role, he is a partner in Triple MK, LLC, an investment-related entity. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while employing a tiered wrap fee structure.

Craig Davis is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 credential with four years of industry experience. Prior to his advisory career, he spent 16 years at Price Chopper Supermarkets. Davis is also a commissioned notary. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of advisory programs, retirement plan consulting, and brokerage services through its network of investment adviser representatives. The firm provides both discretionary and non-discretionary management utilizing model portfolios and research from multiple sources.

Paul Wajda is a financial advisor with Mass Mutual Investors Services in Latham, NY, holding Series 63 and Series 65 licenses and with 31 years of industry experience. He has worked with MassMutual Life Insurance Company and its investment services subsidiary since 1996. Wajda also serves as an insurance agent specializing in life, disability, long-term care insurance, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, ongoing financial planning engagements supported by firm-approved analytical tools.

John Gattulli is a financial advisor at LPL Financial with 40 years of industry experience. He holds a Series 63 designation and has worked previously at Cadaret, Grant & Co., Inc. and Capital Education Network. Outside of his advisory role, he is involved with Albany Tax Service, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Dominic Garrant is a financial advisor with Edward Jones in Ballston Spa, NY, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment products supported by a large national network of financial advisors and branch offices.

Matthew Gallant is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in March 2016. Prior to joining Merrill Lynch, he worked in product management at Travelers Insurance Company. Matthew focuses on developing and maintaining goals-based strategies and recommendations for clients, providing measurement and follow-up on progress toward specific client goals. Matthew's areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He holds a Bachelor's degree from Virginia Polytechnic Institute and State University, with a major in mechanical engineering and a minor in economics. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Outside of his professional work, Matthew's personal interests include basketball, biking, football, golfing, skiing, spending time with his family, and watching movies.