Benjamin Whitford is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and with eight years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also worked with MassMutual Life Insurance Company since 2016. Whitford serves as a board member and participates on both the Audit and Investment Committees of Aspire of WNY, a nonprofit that assists individuals with disabilities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented client engagements.

Ashley Nichols is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2022, following prior roles at Equitable Advisors LLC and Akron Central School District. Outside of her advisory work, she manages a social media presence as a content creator on TikTok. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios built from mutual funds, ETFs, and ETPs.

Mande Pignataro is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Merrill in 2020, Pignataro worked at UBS Financial Services Inc. for nine years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Makey is a financial advisor at Thrivent Investment Management with 12 years of industry experience. He holds the Series 66 designation and has been with Thrivent since 2014. Outside of his advisory role, Makey serves on the Executive Committee of Trinity Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering broad financial planning without portfolio management for institutional clients.

Patrizia Laughton is a financial advisor with RBC Capital Markets in Williamsville, NY, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. She has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Sean Huff is a financial advisor with LPL Financial in Williamsville, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and AxA Advisors. Outside of his advisory work, Huff is the owner of Encompass Property Group LLC and is involved in several other investment-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, with account management supported by research and technology tools.

Tony Watson II is a Series 66-licensed financial advisor with Equitable Advisors, based in Williamsville, NY. He has three years of industry experience and also works as a color commentator for University at Buffalo men's basketball. Prior to joining Equitable Advisors, he was involved with Pro Training Basketball, Inc. for eleven years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a mix of third-party advisory programs and proprietary offerings, focusing on tailored investment solutions and ERISA fiduciary services.

Robert Vogel is a CFP® with 44 years of industry experience, currently advising at OSAIC since 2023. He previously worked at FSC Securities Corporation for 14 years and Advantage Capital Corporation for 2 years. Vogel serves as Treasurer for the Erie County Law Enforcement Foundation and is a Director of the 100 Club of Buffalo, both nonprofit organizations supporting law enforcement and emergency service communities in Western New York. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, affiliate network, and recent consolidation activity.

Genna Chmiel is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 63 designation and has worked at Cetera since 2019, following four years at Foresters Financial Services. Outside of her advisory work, she serves as executor of her parents' will. Cetera is an SEC-registered advisor that serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing over $256 billion in assets.

Colden Hollins is a financial advisor with Wells Fargo Advisors in Orchard Park, NY. He holds a Series 66 designation and has three years of industry experience, including time at Wells Fargo Clearing prior to joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Matthew Boss is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 designations and five years of industry experience. His prior roles include positions at CitiGroup and Orthobrain, as well as experience working at Case Western Reserve University. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party advisory models to tailor investment solutions.

Joseph Curatolo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He previously worked for Royal Alliance Associates, INC. for 36 years and has been associated with Georgetown Capital Group since 1987. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, with a notable scale of operations and diverse financial service offerings.

Carmen Tonellato is a financial advisor with Ameriprise in Williamsville, NY, holding Series 63 and Series 66 licenses and having six years of industry experience. Prior to joining Ameriprise in 2022, she worked at Bank of America and Merrill from 2019 to 2022, and at FedEx Trade Networks from 2013 to 2019. She serves as Co-Chairman on the Board of Directors for the Niagara County Youth Bureau. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, which includes written Recommendation Reports and annual advice utilizing proprietary research, third-party data, and algorithmic tools.

Thomas Cannavo is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 11 years of industry experience and has worked with firms including Pillar Wealth Solutions and AXA Advisors, LLC. In addition to his financial advisory work, he is the owner of the Law Office of Thomas J. Cannavo, where he has provided legal services since 1994. Cambridge Investment Research Advisors serves a diverse group of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to proprietary model strategies and third-party advisers across multiple platforms.

Kevin Caffery Jr. is a financial advisor with Equitable Advisors, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2009, including time when the firm operated as Axa Advisors. He also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutions. The firm’s approach includes matching clients to program models or discretionary managers, utilizing both proprietary and third-party asset management solutions.

John Bannister is a financial advisor at Merrill with 8 years of industry experience. He holds Series 63 and Series 66 designations. His prior work experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, as well as Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Randall Clark is a financial advisor at Cetera with 21 years of industry experience. He has held roles at Foresters Financial and Foresters Advisory Services LLC prior to joining Cetera in 2019. Outside of his advisory work, Clark also works as a security guard at Holiday Valley Ski Resort. Cetera Investment Advisers LLC serves individuals across a range of wealth levels, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Diana Sparks Mickey is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked with Northwest Bank since 2016 and LPL Financial since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily through its network of investment adviser representatives.

Steven Kopf is a financial advisor at Edward Jones in Williamsville, NY, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large network of advisors and branch offices and provides services under a fiduciary standard.

Alexander Bianco is a financial advisor with Equitable Advisors in Williamsville, NY, holding the Series 66 designation and bringing 16 years of industry experience. He has been with Equitable Advisors since 2010 and was previously associated with Axa Advisors, LLC from 2010 to 2020. Equitable Advisors serves a broad client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs, utilizing a network of Investment Adviser Representatives and third-party asset managers to deliver personalized investment solutions.