Patrick McGuire is a financial advisor at RBC Capital Markets with six years of industry experience. He holds a Series 66 designation and previously worked at Rupp Baase Pfalzgraf Cunningham LLC from 2016 to 2020. McGuire serves as a Professional Advisor Council Member for the Community Foundation for Greater Buffalo. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with customized portfolio management, financial planning, custody, and brokerage services. The firm integrates in-house and third-party investment managers and offers a range of advisory programs tailored to clients’ risk profiles.

Mark Beardi is a CFP® professional affiliated with Cambridge Investment Research Advisors with 16 years of industry experience. His prior roles include positions at Ic Advisory Services Inc, The Investment Center Inc, and Invest Financial Corp. He is involved as an agent in insurance and benefits as well as through SY Associates LLC. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals across wealth levels, retirement plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, delivered through independent Financial Professionals using multiple custody platforms and both proprietary and third-party investment strategies.

Michael Evereth is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Janney Montgomery Scott for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Steven Goodwin is a financial advisor with OSAIC and holds a Series 63 designation. He has 44 years of industry experience, including 27 years at Signator Investors, Inc. and over three decades managing his own insurance and wealth management businesses. Outside of finance, he works as a certified adaptive ski instructor and trainer with the Lounsbury Adaptive Ski Program at Holiday Valley Ski Resort. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charities, providing integrated brokerage, advisory, and financial planning services through a large network of advisers and multiple platforms.

Ryan Timmons is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2007. Outside of his advisory role, he manages a vacation rental property in the Buffalo area. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and provides both advisory and brokerage/insurance services.

Andrew Radziwon is a financial advisor with Ameriprise, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Kovack Advisors, Kovack Securities, Krieger & Associates, and Dhr Consulting. He has been with Ameriprise in various capacities since 2008. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Ryan Liddell is a CFP® professional with 14 years of experience in financial advising. He is currently affiliated with Raymond James Financial and has been a part of the firm since 2016. He also leads the Scheff Liddell Wealth Group, providing financial advice to clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting using analytical tools to support client goals, with additional capabilities in municipal advising and specialized retirement plan consulting.

James Cappiello is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1988, beginning his career immediately after earning his bachelor's degree from Canisius College. Over his 35 years in the investment field, James has gained extensive experience navigating market cycles and providing investment guidance. His areas of expertise include family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. As a Personal Investment Advisor (PIA), James focuses on connecting all aspects of a client's financial life to help prioritize and pursue their most important goals. Outside of his professional role, James enjoys cooking, gardening, and spending time with his family.

Blake Rickan is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2017. Outside of his advisory role, Rickan coaches youth lacrosse with several local organizations in the Buffalo area. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.

Zachary Damstetter is a financial advisor with LPL Financial in West Seneca, NY, holding the ChFC® designation and Series 66 license with 10 years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Peter Breitsch is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 66 designation and 15 years of industry experience. His prior work includes roles at AXA Advisors and Primerica Financial Services. Outside of advising, he is involved in the sale of loan products and home security and automation services through Primerica-affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

William Sharp is affiliated with LPL Enterprise and holds a Series 66 designation. He has recently begun his career in financial advising and has prior experience in various roles including work at Walmart, a local pizzeria, and educational institutions. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, model wealth portfolios, and access to third-party asset management, combining these services with brokerage and insurance products on an integrated platform.

Maria Zinter is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Patricia Sargent is a CFP®-designated financial advisor with 23 years of industry experience. She is currently with LPL Financial and has previously worked at Cadaret, Grant & Co., Inc., Mass Mutual Investors Services, and MetLife in various capacities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting supported by research and a variety of portfolio management options.

Ronald Willis is a financial advisor with LPL Financial based in Buffalo, NY, holding a Series 66 designation and possessing 18 years of industry experience. He has worked at LPL Financial since 2010 and has been affiliated with Northwest Bank since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with access to model portfolios, third-party research, and various investment strategies.

William Wyrozub is a financial advisor at Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 licenses with 22 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and with Massachusetts Mutual Life Insurance Company since 2016, alongside his tenure at MetLife Resources beginning in 2006. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented planning using firm-approved analytical tools.

Joseph Lipsitz is a financial advisor at OSAIC with 20 years of industry experience. He holds the CFP® and Series 63 designations and has worked with Securities America Advisors, Inc. and Securities America, Inc. Prior to joining OSAIC, he has been involved in insurance advisory services through L&M Financial Services since 2005. He serves as Treasurer of the Williamsville Education Foundation, a nonprofit supporting educational programs in the Williamsville Central School District. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and third-party resources to manage diversified portfolios tailored to clients' needs.

David Weigand is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 34 years of industry experience. His prior roles include positions at Silver Grove Advisory Services and LPL Financial LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Dominic Stutz is a Series 66-licensed financial advisor with three years of industry experience, currently associated with LPL Enterprise. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Equitable Advisors. Outside of finance, he has worked as a seasonal scare actor at Six Flags Darien Lake. LPL Enterprise serves a diverse clientele including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Peter Grimm is a financial advisor with LPL Financial and holds Series 63, 65, and 66 licenses. He has 31 years of industry experience, including 17 years with NEXT Financial Group prior to joining LPL Financial. He is also licensed as an insurance agent, providing fixed annuities and life/health insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, third-party research, and technology-driven investment strategies.