James Unger is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. He holds the Series 66 designation and has been with Mass Mutual Investors Services and MASSMUTUAL Life Insurance Company since 2017. Prior to his advisory career, he attended Pennsylvania State University from 2014 to 2018. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, goal-focused approaches and firm-approved software tools.

Zachary Mawson is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

James Johnson is a financial advisor at Merrill Lynch Wealth Management, operating under the FSA designation. He provides wealth management services to clients through Merrill Lynch. James holds a Bachelor's Degree from Liberty University. Details about his specific areas of expertise or additional professional credentials are not provided.

John Stiner is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its related entities since 2006. Outside of his advisory work, he self-publishes fiction through platforms such as Amazon. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and algorithmic tools.

Nancy Littleton is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. She holds the ChFC® designation and Series 63 and 66 licenses. Nancy has worked at Mass Mutual Investors Services since 2017 and has been with Massachusetts Mutual Life Insurance Company since 2016. She serves as Membership Chair for the National Association of Insurance and Financial Advisors (NAIFA) Delaware chapter and is active as an insurance agent specializing in life, property/casualty, health, and group health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Robert Watson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2021 and has been associated with M & T Securities since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research from internal and third-party sources.

Max Coughenour is a financial advisor with Cetera, holding a Series 66 designation and beginning his career in 2026. His professional background includes roles at Diamond State Financial Group and Cetera Wealth Services, along with earlier experience in hospitality and education sectors. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and unaffiliated investment managers.

James Baker Jr. is a financial professional with Cetera who holds a Series 66 credential and has 10 years of industry experience. He has worked at Cetera and its affiliates since 2023 and has been associated with Diamond State Financial Group and Securian Financial Services Inc. since 2016. Outside of his advisory role, he is also active as an insurance agent and broker. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Sandra Strudwick is a financial advisor at Edward Jones with 14 years of experience, holding a Series 66 designation. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Richard Sterling III is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Mass Mutual Investors Services and has previously worked at firms including Lincoln Financial Advisors and Pacer Advisors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using a collaborative, goal-based approach with firm-approved analytical tools.

Joshua Shaver is a financial professional at Cetera with 19 years of industry experience. He holds a Series 66 designation and has worked at Diamond State Financial Group since 2007, as well as at Securian Financial Services and Minnesota Life Insurance from 2007 to 2023. Shaver serves as vice president of DSFG CARES, a charitable board focused on local giving initiatives. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of advisory services to individuals, retirement plans, corporate and charitable clients, and institutions. The firm operates a multi-manager platform offering portfolio management, financial planning, and access to various third-party managers across discretionary and non-discretionary programs.

Herbert Rosenberg is a financial advisor at LPL Financial with 35 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Guardian Life Insurance Company, Park Avenue Securities, and Northwestern Mutual. He is also involved in selling non-variable insurance products such as term life, whole life, long-term care, disability, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services and supports both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Ron Snyder is Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2022. He brings 26 years of experience in the financial services industry, working in various roles including Branch Leader and Field Training Director at Fidelity Investments, Regional Vice President at Mercer Advisors, and Retirement Advisor at Vanguard. His expertise includes wealth planning and investment strategy development. Throughout his career, Ron has focused on creating personalized financial plans tailored to individual family needs and goals. He collaborates closely with clients to implement and monitor these plans over time, ensuring they adapt to changing circumstances. His professional journey reflects a commitment to leveraging extensive industry experience and resources to support clients' financial objectives. Outside of his professional life, Ron enjoys boating, family activities, golf, hiking, music, and running.

Emma Lytle is a financial advisor with Mass Mutual Investors Services in Lincoln University, PA, holding a Series 66 designation and having two years of industry experience. Her work history includes roles at MassMutual Life Insurance Co, Mass Mutual Investors Services, Jennerspond, Messiah University, and Avon Grove High School. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved tools to analyze client goals and deliver recommendations focused on investment categories and strategies.

Grant Gaugler is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and three years of industry experience. He has worked at Cetera and related entities since 2024 and previously at Citadel Federal Credit Union and CUSO Financial Services. Cetera Investment Advisers LLC is a nationwide registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christopher Hewlett is a financial advisor with Primerica Advisors in Newark, DE, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has been affiliated with Primerica Financial Services since 2010 and PFS Investments Inc. since 2011. Outside of his advisory role, he is president of Hewlett & Company, Inc., which provides tax preparation, bookkeeping, and payroll services, and he is a minority partner in Iterum Physical Therapy, LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Kevin Kolmer Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2004 and the current team in 2007, he has developed a wide-ranging clientele that includes individuals in the early stages of their careers as well as those nearing retirement or seeking to sell their enterprises. Kevin's approach is centered on disciplined, risk-managed strategies to help clients meet their financial goals. He holds a Bachelor's Degree in Business Management from Gettysburg College and the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, among other professional designations. Kevin was named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019 and to Forbes/Shook's "America's Top Next-Generation Wealth Advisors" list in 2018. His planning-based approach involves assessing risks related to cash flow, liability management, and tax consequences, and he works closely with clients to educate and involve their families in wealth management discussions. Outside of his professional role, Kevin is involved with the Berwyn Paoli Area Little League, where he has coached for four years. He resides in Berwyn, Pennsylvania with his wife, two children, and dog. His personal interests include golf, paddle tennis, running, following Philadelphia sports teams, and spending family time at Ocean City, New Jersey.

Anatol Maxwell is a financial advisor with LPL Financial in Wilmington, DE, holding a Series 66 designation and 23 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 18 years before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Eric Etshman is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Richard Miller is a financial advisor at Cetera with 26 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. His prior roles include positions at HD Vest Insurance Services and Metropolitan Life Insurance. Outside of advising, Miller provides tax preparation and consulting services through Van Buren Financial Group LLC and operates as an independent health insurance agent. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary program structures.