Carolyn Bizilia is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by a structured process and proprietary tools.

Kamille Larrabee is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Her prior work includes roles at Magellan Federal and the University of Denver, as well as a position at Coopers Hawk Winery and Restaurant. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that blends proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolios delivered to intermediary platforms.

Matthew Melton is a Series 66 licensed financial advisor with six years of industry experience. He is currently with Edward Jones in Herndon, VA, where he has worked since 2022. Prior to that, he held positions at RBC Wealth Management, United Brokerage, and other firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Elizabeth Winstedt is a CFP® with 27 years of industry experience, currently practicing at Cetera since 2010. She has worked with Cetera Financial Specialists LLC since 2003 and operates Winstedt Business Services, providing tax, accounting, and planning services to individual small businesses. She serves as co-financial secretary at Community of Faith United Methodist Church in Herndon, VA. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Nabil Mufti is a CFP® with 33 years of experience in the financial industry. He has worked at Osaic since 2024 and previously spent 19 years at Woodbury Financial. Mufti also serves as an adjunct professor teaching investments for the CFP program at Virginia Commonwealth University. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth individuals and pension plans, offering integrated brokerage and advisory services. The firm employs asset-allocation tools, automated rebalancing, and multiple advisory platforms to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Maynur Karluk is a CFP® professional with 16 years of industry experience. He has worked at OSAIC since 2024 and previously spent 15 years at Woodbury Financial Services, Inc. He is a senior partner at Miye Wire LLC, where he develops and delivers financial plans and meets with clients to provide investment advice. OSAIC serves a wide range of retail and institutional clients through an extensive network of affiliated advisors and multiple advisory platforms. The firm employs asset-allocation tools and risk-tolerance analysis to construct diversified portfolios and offers integrated brokerage, advisory, and third-party managed account services.

Jennifer Abate is a Senior Financial Advisor at Merrill Lynch Wealth Management with nearly 20 years of experience in the financial services industry. She specializes in helping clients achieve financial freedom and reach their objectives, including retirement, income planning, and wealth management. Jennifer's areas of expertise encompass college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jennifer holds a Bachelor's Degree from the University of Virginia and a Master of Business Administration (MBA) from Tulane University's AB Freeman School of Business. She has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in both English and Spanish, Jennifer serves a diverse client base. Outside of her professional role, Jennifer is involved in her community as a volunteer with Ashburn Volunteer Fire & Rescue. She enjoys cooking, running, and spending time with her family.

Melanie Kelly is a Financial Advisor at Merrill Lynch Wealth Management, where she has been practicing since 2005. She works with individuals, families, and businesses to develop strategies and provide advice through a goals-based planning process. Her client focus areas include education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. With over 20 years of experience in the financial services industry, Melanie applies a comprehensive approach to wealth management that begins with listening to her clients' needs and priorities. She specializes in creating personalized, goals-based strategies and collaborates with clients' tax and legal advisors to facilitate clear communication and understanding, especially concerning estate planning. Melanie holds a Bachelors Degree from the University of Delaware and the CERTIFIED FINANCIAL PLANNER® (CFP) certification. She is a member of the CFP Board. Residing in Clifton, Virginia, Melanie enjoys spending time with her husband and two daughters, participating in family activities such as hiking, soccer, swim team, and dance.

Michael Brennan is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Brennan is involved in acting, participating in theater productions and various media projects. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Kanad Tiwari is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been a member of The Greene, Metcalfe, Cole, and Associates Team since 2007 and initially started his career at Merrill in 2001 as an intern. In his current role, Kanad serves as a key point of contact for business development, client relations, and trade activities related to client portfolios. He also supports The Greene, Metcalfe, Cole, and Associates Team with their syndicate portfolios. Kanad holds an Accredited Certificate from George Mason University and maintains the designation of Personal Investment Advisor (PIA). Outside of his professional responsibilities, he is engaged in charitable and nonprofit organizations including the US India Security Forum and Pratham USA. Kanad lives in Washington, DC with his wife, Seema, and they share interests in traveling, playing tennis, snowboarding, and spending time with their families. He is also active in his homeowners association in Reston, VA.

Christopher Claps is a financial advisor with Merrill in Leesburg, VA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Merrill since 2017 and previously spent three years with Archer Distributors, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joe Bartosic is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he partners with clients to develop customized financial plans tailored to their specific goals and needs. He has been with Fidelity Investments since 2019, progressing through several roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before becoming Vice President. His experience encompasses various aspects of financial consulting and client relationship management. Joe emphasizes the importance of having a sound financial plan as a key element in preparing for the future.

Gabriel Short is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Merrell and Virginia Tech, among others. Outside of his financial advisory role, he works as an independent food courier for Uber Eats. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and utilizes a combination of discretionary and non-discretionary asset management strategies.

William Wallace is a financial advisor with Primerica Advisors in Ashburn, VA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of home security and automation products, as well as loan product referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.

James Wehr is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 45 years of industry experience. He has worked with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2001. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various investment programs tailored to client goals.

Thomas Stichter is a Financial Consultant currently employed with Fidelity Investments. He has been serving in this role since 2025, following a position as an Investment Consultant at the same firm from 2024 to 2025. Prior to joining Fidelity, Thomas accumulated experience as an Investment Associate at Halite Partner in 2018 and as an Investment Analyst at Cambridge Associates from 2014 to 2018. In his professional capacity, Thomas focuses on building strong, long-term relationships with clients by understanding their priorities and helping them make confident financial decisions. His background includes various roles concentrating on investment analysis and consulting, contributing to his expertise in the financial services sector. Outside of his professional activities, Thomas enjoys engaging in golf, hiking, reading, skiing, and surfing.

Ryan Shane is a Planning Consultant at Fidelity Investments, a position he has held since 2024. In this role, he collaborates closely with clients to develop financial plans that align with their individual priorities, values, and long-term objectives. Ryan employs a team-based approach to provide comprehensive guidance and customized strategies. Prior to his current role, Ryan served as a Financial Representative at Fidelity Investments in 2024 and worked as a Junior Financial Consultant at Tristate Financial Advisors in 2023. These experiences have contributed to his expertise in financial planning and client advisory services. Outside of his professional work, Ryan has personal interests in cars, golf, outdoor adventures, snowboarding, tennis, and traveling.

Scott Mann is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Prior to joining LPL in 2025, he worked at Raymond James & Associates, Wells Fargo Clearing, and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement consulting, and brokerage services, supported by research and technology solutions.

Deborah Okim is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. Prior to joining Raymond James in 2023, she spent 19 years at Edward Jones. She serves as a trustee for a 401(k) plan affiliated with her firm and is an officer and vice president of Okim Wealth Management LLC, which provides financial planning and client wealth management services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes non-discretionary planning and analytical tools tailored to client goals and maintains specialized services such as municipal advisory support and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Glozer is a financial advisor at Fisher Investments with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Fisher Investments, he worked at Churchill Management Group for 18 years and Focus Partners Wealth, LLC for one year. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process utilizing quantitative and qualitative research, and offers tax-aware strategies and risk management techniques.