Aadarsh Jagadish is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 63 designation and over 25 years of industry experience. His work history includes roles at LPL Financial, Independent Financial Partners, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is also a life, accident, and health insurance agent. Independent Advisor Alliance serves a diverse range of clients including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm utilizes both discretionary and non-discretionary portfolio management strategies and integrates technology platforms to support estate planning and account aggregation.

Laura Williams is a financial advisor at Transamerica Financial Advisors with 23 years of industry experience and holds a Series 66 designation. Her previous work includes a long tenure at Wells Fargo Advisors and roles with several organizations focused on insurance, estate planning, and student loan repayment services. She also refers clients periodically to businesses specializing in estate planning and student loan repayment assistance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Albert Macdonald III is a CFP® professional with 26 years of industry experience. He is currently with MAI Capital Management, LLC, where he has worked since 2014, and previously held positions at Fidelity and Foreside Fund Services. Outside of his advisory role, he serves as commissioner of T-Ball for the PVAA Baseball League in Ponte Vedra Beach, FL. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages a wide range of portfolios utilizing various strategies and serves roles as both product sponsor and adviser, including managing mutual funds and private investment vehicles.

Adam Osterman is a financial advisor with Empower Advisory Group based in Jacksonville, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. Prior to joining Empower in 2023, he worked at Citigroup, Valic Financial Advisors, JP Morgan Securities, and several other financial firms. Outside of his advisory role, he is involved in real estate activities through Heron Real Estate in Jacksonville and occasionally provides notary public services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors, their participants, and certain retail clients. The firm delivers services via an integrated platform focused on long-term portfolio returns and offers both planning and managed account solutions.

Thomas Galvin Jr. is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Raymond James & Associates for nine years. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering a range of brokerage, financial planning, and advisory services.

Crayton Adams is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and GWFS Equities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates through point-in-time financial plans and optional managed account solutions.

Lavendel Williams is a financial advisor at Citigroup Global Markets with six years of industry experience. Williams holds Series 63 and Series 66 licenses and has worked previously at Fidelity Brokerage Services, Merrill Lynch, and KASA Inc. Outside of financial services, Williams has been affiliated with Florida State College at Jacksonville since 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and unique market roles, supporting both discretionary and non-discretionary investment solutions.

Dylan Vastardis is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments and Apple Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as security-based swap dealing and futures commission merchant activities.

Katherine Sanjuan is a Series 66-licensed financial advisor with Citigroup Global Markets, based in Jacksonville, FL, and has four years of industry experience. Her career includes roles at Citigroup since 2022 and Fidelity Investments from 2021 to 2022. She has also worked in educational and recreational settings prior to entering the financial industry. Citigroup Global Markets serves a broad client base, including individual and institutional investors across multiple wealth segments. The firm offers a wide range of investment advisory programs and brokerage services, employing multi-asset, multi-manager strategies with both discretionary and non-discretionary options.

Ford Stokes is a financial advisor at Brookstone Capital Management LLC with 9 years of industry experience. He holds a Series 65 designation and has previously worked at Amerilife, Foundations Investment Advisors, Retirement Wealth Advisors, Talon Wealth Management, and The Stokes Agency. Outside of his advisory role, he owns a cheer and gymnastics gym in Fort Walton, Florida. Brookstone Capital Management is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions. The firm offers fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Mccarthy Crenshaw III is a financial advisor at Commonwealth Financial Network with 24 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Cetera Advisors LLC and First Allied Advisory Services. Crenshaw is also the owner of Physicians Advantage, LLC, which provides asset protection service scheduling. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance support to its affiliated advisors.

Madeleine Rose is a CFP® and holds a Series 66 license, currently advising clients at Janney Montgomery Scott with three years of industry experience. She has worked at multiple firms including Equitable Advisors and The Local before joining Janney Montgomery Scott. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a wide range of clients such as individuals, families, trusts, corporate and retirement plans, and offers various brokerage, financial planning, and advisory services.

Gene Maszy is a CFP® with 27 years of experience in the financial industry, currently serving with Truist Advisory Services in Jacksonville, FL. His career includes roles at SunTrust Investment Services and SunTrust Advisory Services since 2009. Outside of financial services, he acts in commercials and print media and serves on the board of Clean Up Today's Society Inc., a nonprofit focused on mentoring at-risk youth. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plans, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager relationships supported by AI-enabled research and inter-affiliate resources.

Mark Bergman is a financial advisor at First Command Advisory Services with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with First Command and its affiliated entities since 2002. Outside of his advisory role, he is president of Bergman Consulting Inc., a non-investment-related business. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Nathan Rogero is a financial advisor at Commonwealth Financial Network with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors and Mass Mutual Investors Services. Outside of advising, he is involved in entrepreneurial ventures such as co-owning AR Medical Sales and managing several private holding companies. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors. The firm offers a comprehensive platform including managed-account programs, third-party asset manager access, and custody services for individual and institutional clients.

Robert Sadberry is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 66 designation and previously worked at Merrill from 2013 to 2021 before joining Citigroup in 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Jose Perez is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2006 to 2022 before joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, and it operates with significant institutional scale and specialized market roles.

Niklas Schaffner is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to his current role, he was a student for ten years. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm’s approach includes tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Michael Siders is a financial advisor at First Command Advisory Services with 14 years of industry experience. He has been with First Command in various capacities since 2011, including his current role since 2015. Siders holds Series 63 and Series 65 licenses. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to manage portfolios with a range of mutual funds, ETFs, and third-party managers.

Lucius Milam IV is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and UBS Financial Services. Milam serves as a committee member for the 4th Circuit of Florida Unlicensed Practice of Law Committee. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm offers comprehensive operational, trading, compliance, and practice-management support while allowing advisors discretion to construct client portfolios using various securities and insurance products.