Michael Brown is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with First Command Advisory Services since 2015 and has also worked at affiliated First Command entities since 2007. Brown is the owner of MGENTRY LLC, an investment-related business established in 2024. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Geovanny Galindez Otero is a financial advisor at Citigroup Global Markets with a Series 66 designation and several years of experience in the banking and financial services industry, including prior roles at Bank of America and TD Bank. His background also includes brief employment in the restaurant and retail sectors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities alongside specialized market roles and arrangements.

Jose Negron is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He has been affiliated with New York Life Insurance Company since 2013 and has worked at Nylife Securities LLC since 2014. Outside of his advisory role, Negron owns Wire Up Technology Corp., a company specializing in optic fiber and network installation. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers various program types, including fee-based advice and retirement plan consulting, with an emphasis on tailored recommendations and predominantly non-discretionary asset management.

Grace Rocha is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 licenses and 28 years of industry experience. She has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services with a multi-asset, multi-manager approach. The firm integrates in-house research and operates in unique market roles, providing scalable and bespoke solutions.

William Merrigan is a financial advisor with Truist Advisory Services holding a Series 66 designation and 14 years of industry experience. His prior work includes positions at Morgan Stanley Smith Barney LLC, E*Trade Capital Management LLC, and J.P. Morgan Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary strategies, supported by third-party platforms and manager relationships, to implement customized investment solutions.

Raul Gonzalez is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds the Series 66 designation and has worked at firms including JPMorgan Chase Bank NA, JPMorgan Securities LLC, OFX-US Forex, EncoreFX, and Western Union Business Solution. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and extensive market roles.

Angela Leal Garcia is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2017, following two years at Resmac Inc. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including research, derivatives, and futures services.

Armando Acosta is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2016. Acosta has served in the US Marine Corps Reserves since 2004. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

Christian Chang is a financial advisor at Transamerica Retirement Advisors, LLC with 25 years of industry experience. He holds the Series 63 and Series 65 licenses and has been associated with Diversified Investors Securities Corp. since 2006. Chang is based in Hialeah, Florida. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education services. The firm utilizes Morningstar Investment Management’s proprietary technology and model portfolios to deliver personalized asset allocation and retirement guidance, operating at scale with over 212,000 clients and 301 advisors.

Richa Sadana is a ChFC® credentialed financial advisor with nine years of industry experience, currently with Eagle Strategies (NY Life) since 2026. She has held roles at Mahoney Financial Organization, LLC, NYLIFE Securities LLC, and New York Life Insurance Co. Richa is based in Miami, FL. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, with a focus on non-discretionary asset management and tailored recommendations.

Felipe Lara is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at CITIBANK and Bc Forward, as well as positions with the International Labor Organization and various municipal governments in Colombia. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale and unique market roles, including swap dealer and futures commission merchant activities.

Santiago Cruz is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to his advisory role, he served in the U.S. Army at Fort Sill, Fort Bliss, and Cadet Command from 2013 to 2024. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select funds and third-party managers from approved lists.

Carlos Fernandes is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with Citibank N.A. and CITI International Financial Services LLC since 2017, following a brief tenure at Foresters Financial Services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging in-house research and a range of proprietary oversight committees.

Daniel Singer is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Kestra Advisory. His prior work includes 13 years at Summit Equities, Inc. and 12 years at Summit Financial Resources, Inc. Since 2018, he has been a board member of Big Apple Performing Arts. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services that include fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves very large institutional investors and utilizes multiple management platforms and third-party solutions within its supervisory framework.

Manny Borras is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked at Citigroup since 2018 following three years at JPMorgan Chase & Co. Outside of his advisory role, he is a partner and owner of two small businesses focused on apparel goods and floral arrangements, and he also engages in resale activities on eBay. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and manages both discretionary and non-discretionary portfolios, combining large institutional scale with specialized market roles and arrangements.

Steven Leshner is a ChFC® with 47 years of industry experience. He has been with Private Advisor Group, LLC since 2012 and has also worked at LPL Financial LLC since 2004. Leshner has operated several related business activities, including entities focused on investment management and insurance products. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering both discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes a fiduciary-based advisory model and a range of investment strategies implemented through proprietary and third-party platforms.

Juan Fernandez is a Series 66-licensed financial advisor with two years of industry experience, currently with Citigroup Global Markets. His prior experience includes roles at Citibank, Macquarie Group, and Landmark Properties. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security-pricing activities, and provides a broad range of advisory and execution services.

German Saborio is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Citigroup since 2004. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering diversified investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research and derivatives services.

Lizeth Jimenez is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citibank since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains distinctive market roles including in-house research and acting as a security-based swap dealer and futures commission merchant.

Adolfo Anzola is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds the Series 66 designation and previously worked at Alex. Brown, a subdivision of Raymond James, and Quirch Foods, LLC. He has also been involved in educational roles at the University of Florida, Kumon Math and Reading Centers, and Christopher Columbus High School. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and provides both discretionary and non-discretionary programs supported by in-house research and unique market roles.