Carlos Rodriguez is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previously worked at HSBC USA NA and JPMorgan Chase. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of investment adviser representatives and third-party managers.

Mario Antonio Eloy is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held roles at JP Morgan Chase & Co., Coldwell Banker, and several other organizations. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves retail and institutional investors and manages a variety of investment vehicles, including registered investment companies and model portfolios.

Adham Kaibni is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Bank of America, Merrill, Banc of America Investment Services, and Morgan Stanley. He is based in Coral Gables, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial solutions, including financial planning, model portfolio programs, and participant-level retirement advice, supported by both discretionary and non-discretionary strategies.

Carolina Cosculluela is a financial advisor with UBS Financial Services based in Coral Gables, FL. She holds a Series 63 designation and has 28 years of industry experience, including roles at UBS Financial Services, UBS International Inc., and Painewebber Incorporated. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Anthony Scicchitano is an International Wealth Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2011. He began his career in the financial services industry in 2005, initially working as an Analyst with an asset management firm specializing in fixed income products. Anthony holds multiple professional designations, including Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He is a qualified Portfolio Manager who provides traditional financial advice and manages personalized investment strategies, potentially incorporating individual stocks and bonds, model portfolios, and third-party investment strategies. Anthony's expertise includes family wealth management strategies, international wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He is known for a proactive and client-centric approach, emphasizing clear explanation of the risks, costs, and benefits of each recommended strategy to help clients make informed decisions. He holds a Bachelor's degree from Florida International University, where he double majored in finance and management information systems. Anthony is fluent in English and Spanish. He resides in the Miami area with his wife, Christina, and their two sons. Outside of work, he enjoys adventure sports, golfing, soccer, spending time with his family, and watching movies.

Denise Abi Fadel is a CFP® professional with 24 years of experience, currently with Mass Mutual Investors Services since 2017. She previously worked at American General Financial Advisors from 2001 to 2017. Outside of advising, she manages a business that provides life, fixed annuities, disability, long-term care, and health insurance solutions. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements.

Bryan Schimmel is a financial advisor with Ameriprise Financial Services in Miami, FL, holding Series 66 and Series 63 credentials and 11 years of industry experience. He has worked at firms including New York Life and AXA-Advisors and operates under the DBA names Monarch Grove Wealth Strategies and Insurance Solutions and Wealth Strategies & Insurance Solutions by AYC Capital LLC. Schimmel serves as a board member for Beit T'Shuvah, a nonprofit providing alcohol and drug rehabilitation treatment. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Ross is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He previously worked at JP Morgan Chase Bank NA for eight years before joining Wells Fargo in 2024. Outside of his advisory role, he manages rental properties in Florida. Wells Fargo Advisors is a national securities firm that offers investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory to evaluate investment options.

Raquel Trespalacios is a Financial Advisor with Merrill Lynch Wealth Management, committed to prioritizing clients' needs in her practice. She helps clients pursue personal financial goals such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and small business strategies. Raquel emphasizes simplicity and transparency in wealth planning, tailoring strategies that align with each client's unique ambitions and priorities. Raquel's approach integrates understanding individual client perspectives to create personalized financial plans that cover retirement lifestyle considerations, potential healthcare costs, and family long-term objectives. Her work supports clients through comprehensive planning and process connection to facilitate achieving financial goals. Outside of her professional role, Raquel enjoys baseball, basketball, football, soccer, interior decorating, woodworking, watching movies, and spending time with her family.

Diego Hoyos Farfan is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. He has 25 years of industry experience, including ten years at Raymond James & Associates before joining J.P. Morgan Securities in 2017. Based in Key Biscayne, FL, he provides advisory services through a well-established institutional firm. J.P. Morgan Securities offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Claudia Koenig Solazzo is a financial advisor at UBS Financial Services with 23 years of industry experience. She has been with UBS and its affiliated entities since 2004. Solazzo holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a network of Financial Advisors using proprietary research and model-based asset allocations.

Andres Ayala Gonzalez is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a planning process that uses structured discovery and advanced modeling tools.

Gonzalo Villena is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, including over a decade with Wells Fargo Clearing and its predecessor firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.

Kevin Higgins is a financial advisor at UBS Financial Services with 9 years of industry experience. He holds a Series 66 designation and has worked at firms including JP Morgan Chase Bank, BMO, LPL Financial, and UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Orlando Garcia is a financial advisor with Raymond James & Associates, Inc., holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is also involved in several rental real estate businesses as an owner. Raymond James & Associates is a large dually registered broker‑dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a variety of portfolio management styles supported by affiliated research and model managers.

Nelson Barreira Filho is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds a Series 66 designation and has been with UBS since 2011. He serves on the advisory board for the FIU Master of International Business (MIB) Program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor solutions to clients.

Noris Udiz is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven, incorporates modern portfolio theory, and includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Jonathan Goldstein is a financial advisor at Merrill with nine years of industry experience. His prior roles include positions at Bank of America, JPMorgan Securities LLC, and Element Pointe Advisors, LLC. He holds Series 63, Series 66, and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Valdes is a financial advisor at Morgan Stanley with 14 years of industry experience. He has been with Morgan Stanley since 2014 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

John Molkentin Jr. is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 65 registrations and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2013. Outside of his advisory role, he serves as a general partner and managing member of a limited liability company and holds a power of attorney position for a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.