Alyssa Neblett is a financial advisor with Citigroup Global Markets who holds a Series 66 designation and has 10 years of industry experience. She previously worked at Raymond James Financial Services and T. Rowe Price. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with oversight committees and provides bespoke discretionary solutions for large relationships.

Jervand Asatrjan is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has worked at CITI Private Bank since 2022. Prior to that, he held roles at Raymond James Financial Services and Raymond James & Associates from 2017 to 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees to select and monitor managers, and it operates with a scale and market role that includes in-house research and derivatives services.

Carolyn Yamada is a CFP® professional with 28 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2008. She also has a long-term association with Hoa, spanning over 30 years. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which combines goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm implements portfolios using proprietary mutual funds and ETFs with an emphasis on tax-aware strategies and interactive planning tools.

Michael Olivia is a CFP® professional with 27 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities in Tampa, FL. He has worked with Guardian Life and its subsidiaries since 2014 and has been with Park Avenue Securities since 2017. Outside of his advisory role, he serves as an assistant coach and fundraiser for a local Little League, helping raise money for field improvements. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers tailored financial planning, discretionary and model-based investment management, and access to proprietary and third-party advisory programs.

Sonya Ranker is a CFP® professional with 12 years of industry experience, currently serving at Integrated Wealth Concepts LLC. Her prior roles include positions at Purshe Kaplan Sterling Investments, Questmont Virtual Family Office, Kestra Advisory, Kestra Investment Services, and Royal Alliance Associates. She holds a leadership role as president of Questmont Virtual Family Office and is also licensed to provide fixed insurance and annuity advice. Integrated Wealth Concepts LLC serves a diverse client base including individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios primarily comprised of mutual funds, ETFs, equities, and fixed income with a long-term investment approach.

Jason Frizzell is a financial advisor with TIAA-CREF in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with TIAA-CREF and TIAA since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with employer retirement plan relationships, as well as to trusts, estates, partnerships, and corporate entities. The firm offers a range of services including model portfolio management and customized portfolio solutions under a fiduciary standard and acts as adviser to a donor-advised fund.

Kevin Manning is a financial advisor with Independent Financial Partners in Tampa, FL, holding a Series 63 credential and 34 years of industry experience. His prior work includes roles at LPL Financial Corporation and IFP Securities, LLC. Outside of advising, he is involved in real estate sales through his sole proprietorship with Coldwell Banker Realty. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm supports a multi-advisor platform serving a wide range of clients and offers a decentralized advisory model alongside notable retirement-plan and pension consulting capabilities.

Steven Fox is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo Clearing. Outside of his advisory role, he serves as President of the Park Ridge Rotary and Co-President of the Montvale Chamber of Commerce, both community and philanthropic organizations in New Jersey. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse range of clients, including individuals, families, trusts, estates, and institutional entities. The firm offers brokerage, financial planning, and advisory services through in-house and third-party portfolio management across multiple wrap programs and unified managed accounts.

Elizabeth Roman is a financial advisor at Fifth Third Securities, Inc. based in Tampa, FL, holding Series 63 and Series 65 designations with two years of industry experience. Her prior roles include positions at Fifth Third Bank, Mutual of Omaha Mortgage, Chase Bank, and Publix Supermarkets. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutional investors through both investment advisory and brokerage services. The firm offers multiple program types on the Passageway Managed Account platform, combining third-party portfolio managers with advisor-directed strategies, and operates as a subsidiary of Fifth Third Bank with extensive municipal-advisor and broker-dealer activities.

Dorothea Cole is a financial advisor at J. W. Cole Advisors, Inc. based in Tampa, FL, holding a Series 66 credential with 25 years of industry experience. She has worked at J.W. Cole Advisors since 2019, following prior roles at Royal Alliance Associates and Signator Investors. She is also the managing partner and owner of Compass Consulting & Financial, an independent financial planning and insurance business. J.W. Cole Advisors operates a large network of independent advisers and provides fee-based portfolio management, financial planning, retirement plan services, and access to multiple third-party managers and digital advice platforms for individuals, high-net-worth clients, and institutions.

Michael Shaver is a financial advisor with Principal Financial Services in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Principal Securities Inc and Principal Life Insurance Company since 2016, and previously worked at Oppenheimer. Outside of his advisory work, he volunteers as a cameraman assistant for the Valspar Golf Tournament, a PGA event. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, and charitable organizations, offering financial planning, retirement plan consulting, and access to third-party money manager programs.

Matthew Lochrane is a financial advisor with Truist Advisory Services in Tampa, FL, holding Series 63 and Series 65 designations and having 10 years of industry experience. His career includes roles at Truist Advisory Services, SunTrust Advisory Services, SunTrust Bank, Wells Fargo, and Wells Fargo Clearing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary approaches, supported by third-party platforms and research tools, to manage investments and provide fiduciary support.

Brooke Thiel is a Series 66-licensed financial advisor with J. W. Cole Advisors, Inc. in Tampa, FL, bringing one year of industry experience. Prior to joining J.W. Cole Financial, Inc., Brooke held various roles including client services coordination and has worked in both educational and retail settings. J.W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm offers portfolio management, financial planning, and access to multiple managed account solutions with investment decisions implemented on a discretionary or non-discretionary basis.

William Hamm Jr. is a CFP® and ChFC® with over 42 years of industry experience. He has been associated with Independent Financial Partners since 2000 and currently serves at IFP Securities, LLC, with prior experience at LPL Financial. Outside of advisory work, he is president of IFP Advisors, Inc., where he is involved in the sale and service of life insurance products and financial planning. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform with a decentralized advisory model, formal retirement-plan advisory and pension consulting capabilities, and partnerships to provide directed trustee services.

Anthony Javarone is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. His prior roles include positions at International Assets Investment Management, Morgan Stanley, and Citigroup Global Markets. He is also the managing director and owner of Javarone Group, LLC, Insight Private Wealth, and Insight Institutional Consulting. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services through a network of approximately 286 advisors and employs a customized, primarily long-term investment approach using a range of asset classes and sub-advisory arrangements.

Stephen Bielke Jr. is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 19 years of industry experience. His work history includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services, Waddell & Reed, and Wells Fargo Advisors Financial Network. Outside of finance, he owns businesses specializing in consulting services and the sales of boat docks and lifts. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios utilizing ETFs, mutual funds, and alternative investments, supported by sub-advisory relationships and integrated operational tools.

Jeremy Martin is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. His prior roles include positions at Northwestern Mutual and service in the U.S. Army. He also has an ongoing academic affiliation with the University of Colorado Denver. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm utilizes proprietary software and model portfolios from Morningstar Investment Management to provide personalized asset allocation and retirement guidance to a large client base.

David Cottrell is a financial advisor at J. W. Cole Advisors, Inc. in Tampa, FL, with 23 years of industry experience. He holds the CFP® and ChFC® designations and has worked at several firms including Park Avenue Securities, Guardian Life Insurance Company, and Ameriprise Financial Services. Outside of his advisory role, he is involved in offering insurance products beyond those provided through Guardian and its subsidiaries. J. W. Cole Advisors serves a wide range of clients including individuals, high-net-worth clients, and institutional accounts through fee-based portfolio management, financial planning, and retirement services. The firm combines fundamental and technical analysis with model- and manager-based strategies, and supports both discretionary and non-discretionary account management.

Joseph Rossman is a financial advisor with Principal Financial Services holding a Series 66 designation and one year of industry experience. His prior work includes roles at One Source Advisory and various positions before entering the financial industry. Outside of his advisory duties, he sells annuities, long-term care, and life and disability insurance through Crump and PPN under his current firm. Principal Securities offers brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, and corporations. The firm provides direct advisory programs, financial planning, retirement consulting, and access to third-party money managers, with investment implementation typically carried out on a discretionary basis by these managers.

Nicholas Klein is a financial advisor with Concurrent Investment Advisors, LLC in Tampa, FL, holding a Series 66 designation and having nine years of industry experience. He has previously worked at Raymond James Financial Services and Purshe Kaplan Sterling Investments. Outside of his advisory role, he is a co-founder of Knapp Klein Holdings, a business involved in property management and financial operations. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by internal due diligence and various operational tools.