Barbara Mulford is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. She previously worked at TD Ameritrade and has been involved in her own art-related business for over a decade, creating and exhibiting artwork as well as teaching occasional art classes. She volunteers regularly at a local art gallery. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment solutions supported by integrated custody, brokerage, and advisory services.

Michael Cook is a financial advisor with Merrill in Fort Myers, FL, holding Series 63 and Series 65 designations and over 29 years of industry experience. He has been associated with Merrill since 1996 and Bank of America, NA since 2009. Cook also serves as a board member of the Shell Harbor Property Owners Association in Sanibel, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Roger Solis is a financial advisor with Ameriprise in Cape Coral, FL, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Solis serves on the board of directors for WPII as a member at large and is involved with Solver LLC, a business related to office real estate management. Ameriprise offers retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to produce tailored recommendation reports. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Leonard Katz is a financial advisor with Morgan Stanley in Fort Myers, FL, holding Series 63 and Series 65 licenses and with 29 years of industry experience. His career includes roles at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, UBS Financial Services, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process that employs firm-approved tools and investment models while generally acting in an advisory capacity.

Joseph Tedesco is a financial advisor with Charles Schwab in Fort Myers, FL, holding Series 63, 65, and 66 designations and 30 years of industry experience. His work history includes roles at Charles Schwab Investment Advisory and Charles Schwab Trust Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and order-routing arrangements.

Sara Jones is a financial advisor with Raymond James & Associates, holding Series 66 and Series 63 licenses and over 26 years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney, Fifth Third Securities, and several other firms. Outside of her advisory work, she is a partner in two family-owned businesses where she manages lease and contract paperwork. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm provides non-discretionary financial planning and investment consulting, drawing on a variety of portfolio management styles and affiliated research to support tailored client plans.

Jeffrey Benaitis is a financial advisor with Ameriprise in Estero, FL, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement who meet specific asset criteria. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports tailored to clients' retirement income needs.

Susana Guerra Mandes is a financial advisor with J.P. Morgan Securities in Estero, FL, holding a Series 66 designation and seven years of industry experience. Her career includes roles at Bank of America and Merrill from 2016 to 2025, as well as six years at M Search LLC. She has been with J.P. Morgan entities since 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Mark Rocca is a financial advisor with Morgan Stanley in Estero, FL, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Ross Garing is a financial advisor with LPL Financial in Fort Myers, FL, holding a Series 66 designation and two years of industry experience. His background includes roles at Dfcu Financial Credit Union, Cetera Investment Services, Regions Bank, Park Avenue Securities, and Guardian Life Insurance Company. Prior to the financial industry, he worked in marine services and at a country club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Martin Peen is a financial advisor at Edward Jones in Ft Myers, FL, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked at AMP Global Investments LLC for 14 years and spent one year with the Lee County School District. He is also the CEO and managing member of AMP Global Investments LLC, an education services firm based in Estero, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Zachary Bock is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2019, progressing through roles including Investment Consultant, Central Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. His experience spans various aspects of financial consulting and client relationship management within the firm. In his current position, Zachary works with clients to help them pursue their financial goals, utilizing Fidelity's brand and planning tools to support financial success. Outside of his professional responsibilities, he has interests in golf, outdoor adventures, pets, and reading.

Kelly Johnson is a financial advisor with Wells Fargo Clearing in Cape Coral, FL, holding a Series 63 designation and 25 years of industry experience. He previously worked at Morgan Stanley DW Inc. from 2001 to 2003. Outside of advisory work, he owns SWANKSHACK, LLC, an online sales business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions.

Esai Ferguson is a financial advisor at Osaic Wealth with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including LPL Financial, Morgan Stanley, Raymond James Financial Services, and T. Rowe Price. Ferguson also serves as an instructor at FGCU Academy. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and offers a range of managed portfolio programs and retirement plan consulting.

Jeffrey Malavsky is a financial advisor with Stifel in Fort Myers, Florida, holding a Series 63 license and 28 years of industry experience. He has been with Stifel Nicolaus & Co. since 2010. Outside of his advisory role, Malavsky is involved with several wrestling organizations, serving as a board member and fundraising director for the National Wrestling Hall of Fame Florida Chapter and acting as a liaison between the National Wrestling Hall of Fame and the National Collegiate Wrestling Association. He also participates on the stewardship and finance committee of CityGate Ministries. Stifel serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis from its Investment Strategy Group.

Tina Richards is a financial advisor with Edward Jones in Cape Coral, FL, holding Series 63 and Series 66 licenses and five years of industry experience. She previously worked as a self-employed bookkeeper for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with both discretionary and non-discretionary strategies, supported by a nationwide network of financial advisors and branch offices.

John Schutz is a financial advisor with Robert Baird & Co. in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He previously worked for over three decades at J.J.B. Hilliard, W.L. Lyons, Inc. He serves as a board member on the Investment/Finance Committee of the University of Southern Indiana Foundation. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing various separately managed accounts and techniques such as tax management and direct indexing, supported by ongoing manager selection and internal research.

Danielle Lucht is a financial advisor with Cambridge Investment Research Advisors in Ft. Myers, FL, holding Series 63 and Series 66 licenses and with 21 years of industry experience. She previously worked at Park Avenue Securities, Guardian Life Insurance Co., and Alliance Financing Group. Outside of her advisory role, she owns The Girls Who Vacation Properly LLC, a company involved in real estate. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Karon Rathgeber is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. His prior roles include positions at Merrill from 1991 to 2004 and Citigroup Global Markets from 2004 to 2008. Outside of his advisory work, he serves as a power of attorney for his spouse, assisting with investment-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to support diversified investment strategies and offers a range of financial products through its bank and insurance affiliates.

Jacob Johnson is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan-related entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.