Thomas Allers is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 1982, he has focused on providing strategic advice to individuals, families, and businesses, aiming to align their short- and long-term financial goals. His areas of expertise include managing new wealth, personal retirement planning, individual and corporate investment strategy, and retirement income. Thomas holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in Accounting from the State University of New York at Buffalo. His educational background also includes attendance at the US Military Academy Preparatory School and two years at the US Military Academy at West Point. Thomas is affiliated with the professional organization Compass House and has contributed to his community as a youth softball coach for eight years. Outside of his professional commitments, Thomas enjoys spending time with his family, and his personal interests include billiards, bowling, golfing, photography, reading, and traveling. He resides in Williamsville, New York with his wife, Laurie, and has two daughters.

Jacob Johnson is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and 12 years of industry experience. He has worked within various branches of JPMorgan since 2012, including his current role at J.P. Morgan Securities since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a select group of Wealth Advisors.

Earl Axelson is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors since 2016. He serves as a trustee for the Axelson Wealth Management 401(k) plan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including cash-flow, retirement, education, risk and wealth-transfer planning, and specialized services such as business-owner transition and special-needs analysis.

Douglas Morey is a financial advisor with Cetera Investment Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes long tenures at Investacorp Advisory Services and MTI Financial Advisors, and more recent roles at Securities America Advisors and OSAIC. He is also licensed as an insurance agent for life, health, and disability coverage. Cetera Investment Advisors is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporations, charities, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

Todd Adams is a CFP®-certified financial advisor with 45 years of industry experience. He has been with LPL Financial in Fort Myers, FL since 1990 and previously was associated with Mills-Price & Associates, Inc. from 1990 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, research, and both discretionary and non-discretionary management strategies.

Peter Nguyen is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2010. Peter is based in Fort Myers, Florida. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management alongside brokerage, custody, and financial planning services. The firm’s integrated structure supports a large client base with multi-asset model portfolios and access to alternative investments.

Kay Anderson is a CFP® with 13 years of industry experience and is currently with Osaic. Prior to joining Osaic in 2023, Anderson worked at FSC Securities Corporation for 17 years and has been associated with Ciccarelli Advisory Management, LLC and Ciccarelli Advisory Services, Inc. since 2005. Anderson serves on the board and finance committee of The Shelter for Abused Women & Children and holds a partnership role at CAS Advisory Management, LLC. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm employs various asset-allocation tools and offers integrated brokerage, advisory, and managed-account services.

Erik Heben is a CFP® professional at Raymond James Financial with 31 years of industry experience. Prior to joining Raymond James in 2025, he spent 19 years at Commonwealth Financial Network. He is a managing partner at Private Wealth Consultants, a practice associated with Raymond James that focuses on investment and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client decision-making.

Denise Bernardi is a financial advisor at OSAIC with 36 years of industry experience. She holds Series 63 and Series 66 credentials and formerly worked at FSC Securities Corporation for 24 years before joining OSAIC in 2023. In addition to her advisory role, she also offers term life insurance to existing clients and operates Wealth Mgt SW FL, a financial services corporation. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party platforms to construct diversified portfolios tailored to client needs.

Nicholas Chlumsky is a CFP® certificant with 18 years of experience in the financial industry. He is currently with Wells Fargo Advisors in Fort Myers, FL, having worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as president of the Harborage Homeowner's Association in Fort Myers. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, supported by Wells Fargo research and planning tools.

Brendan O'Connor is a CFP® professional with 41 years of industry experience, currently affiliated with Osaic. He previously worked at Lincoln Financial Advisors Corporation for 27 years. In addition to his advisory role, he is licensed to offer various insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and third-party services to provide integrated brokerage, investment advisory, and wealth management solutions.

Geral Smith is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining OSAIC in 2023, he worked at FSC Securities Corporation for 17 years and has been involved with Park Central LLC since 2013. In addition to his advisory role, he serves as Director of Administration for Ciccarelli Advisory Services, an investment-related firm, and also oversees administrative functions at Park Central LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of affiliated advisors and offers various portfolio management options including discretionary and non-discretionary accounts.

David Rouse is a financial advisor with Raymond James Financial in Cape Coral, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2009 and is also a partner in Rouse Kelly Financial, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs in municipal advisory and SIMPLE IRA employer consulting.

Jeffrey Brockway is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs in its offerings.

Daniel Hynden is a CFP® professional with 11 years of experience, currently serving as a financial advisor at UBS Financial Services in Fort Myers, FL. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans to clients’ goals and risk tolerances.

Connor Fewster is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2021, progressing through roles including High Net Worth Service Associate, Relationship Manager, and Investment Consultant before assuming his current position in 2025. His work involves developing investment strategies and retirement plans tailored to client objectives. Connor emphasizes listening and understanding client concerns to provide personalized financial solutions. Outside of his professional role, Connor has interests in fitness, food, social events with friends, golf, traveling, and volunteering.

Nicole Giannone is a CFP® professional with seven years of industry experience. She has worked at LPL Financial since 2019 and previously held roles at FSC Securities Corporation, King’s Way Christian Center, and D. Gates Wealth Management. Outside of her advisory work, she is a business owner of Business Supporting Communities, Inc. in Cape Coral, FL, and holds notary status in the State of Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, supported by diverse model portfolios and research from LPL Research and third-party subadvisors.

Jason Phillips is a Series 66-licensed financial advisor with Merrill in Fort Myers, FL, with 12 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2014. Outside of his advisory role, he serves on the Allocations Committee for United Way, where he reviews grant requests and provides recommendations for charitable funding. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathan Cox is a financial advisor with Charles Schwab in Fort Myers, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2013 and 2015, respectively, and spent a year at TD Ameritrade Inc. Outside of his advisory work, he and his wife manage a rental condo that was their previous residence. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic multi-asset portfolios and a centralized operational platform.

Kyle Kennedy is a financial advisor with OSAIC in Naples, Florida, holding a Series 66 credential and four years of industry experience. Prior to joining OSAIC in 2023, he worked at Fidelity Investments, FSC, and Equitable Advisors LLC. Outside of finance, he has been involved in the restaurant industry as a server at Jimmy P's Burgers & More since 2018. OSAIC Wealth, Inc. serves a broad client base including individual and high-net-worth investors, institutional clients, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing a variety of portfolio construction tools and multiple third-party platforms.