Kimberly Lentz is a financial advisor with Merrill, holding a Series 66 designation and 2 years of industry experience. She has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering various model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Michael Rubenstein is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. He has held positions at several firms, including BMO Harris Wealth Management, BNY Mellon Wealth Management, Akerman LLP, and SunTrust Private Wealth Management. Rubenstein serves on the boards of the Estate Planning Council of Naples, the Rubenstein Family Foundation, and the Jewish Federation of Greater Naples. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning, portfolio management, and capital markets solutions through a large network of advisors.

Lawrence Manierre is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Naples, Florida. He is a member of The Cenname Team and focuses on business development and relationship management for business executives, entrepreneurs, and retired CEOs. Lawrence works with families to simplify all aspects of financial management, leveraging his expertise to support clients' diverse needs. Lawrence began his financial services career in 1983 and has over 25 years of industry experience. Before joining Merrill in 2007, he spent 21 years with a global asset management firm managing multiple asset classes for institutions and affluent individuals. His background in private banking, wealth management, and asset management informs his approach to risk management and client relationships. Lawrence holds FINRA Series 7, 63, and 66 registrations as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree in mass media and speech communications from Denison University in Granville, Ohio. Lawrence is bilingual in English and Spanish. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Outside of work, Lawrence enjoys biking, hiking, music, scuba diving, spending time with his family, and watching movies.

Eric Robbins is a CFP® with 16 years of experience, currently serving as a financial advisor at Edward Jones since 2010. He is a board member of First Tee in Columbus, Indiana, and also serves on the board of the Columbus Indiana Hospital Foundation, where he assists in fund allocation decisions. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment options. The firm is notable for its extensive advisor and branch network, as well as its affiliated capabilities beyond advisory services.

Gordon Schnitzler is a financial advisor at Raymond James Financial with 35 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Stifel Nicolaus and Wells Fargo Clearing. Schnitzler serves as Treasurer for Compass Bible Church Naples, a nonprofit organization, where he manages accounting and financial reporting. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm provides tailored advice using risk profiling and modeling tools and supports clients through its extensive advisory network and specialized programs.

Giovanni Naranjo is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 66 designation and previously worked at Merrill and DGP Editores, SAS. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, with unique features such as registration as a commodity pool operator and the use of AI in research.

Wade Krempel is a financial advisor with Ameriprise in Naples, FL, holding a Series 66 designation and 18 years of industry experience. His prior experience includes roles at Synovus Securities, Synovus Bank, and SunTrust Advisory Services. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, with an emphasis on managing assets within Ameriprise accounts.

Jim Moutzalias is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1982, including a concurrent role at Bank of America since 2009. Outside of his advisory practice, he is the owner of RJN Condo LLC, a for-profit entity unrelated to investment advisory services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marney Skinner is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at TD Bank, New York Life, JP Morgan Securities, and Edward Jones. She is also involved with Ocean View, Aspida, and F & G in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by proprietary research and technology, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Jane Desmond is a financial advisor with Ameriprise in East Hampton, NY, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She previously worked at American Portfolios Financial Services, Inc. for 20 years and spent one year at OSAIC before joining Ameriprise in 2025. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Thomas Metzler is a ChFC®-designated financial advisor with 42 years of industry experience. He has worked at LPL Financial since 2023 and previously operated his own advisory business, Thomas R. Metzler, CLU, CHFC, while also being affiliated with Cadaret, Grant & Co., Inc. from 2004 to 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Yang Chai is a financial advisor at UBS Financial Services with seven years of industry experience. He previously worked at Bank of America for two years and has been with UBS since 2019. He holds a Series 66 designation and is based in Naples, FL. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Scott Curran is a financial advisor with Mass Mutual Investors Services, holding the ChFC® and Series 63 credentials and bringing 39 years of industry experience. He has been with MassMutual Life Insurance Co and Mass Mutual Investors Services since 1988. Outside of his advisory role, he serves on the board of the Songs of Love Foundation, a charitable organization focused on fundraising. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning, asset management, and educational services to individuals, business owners, trusts, estates, and charitable entities.

Susan Myers is a CFP® with 37 years of experience in the financial industry. She has worked at Mass Mutual Investors Services since 2017 and was previously with MetLife Securities for 14 years. Myers is also an individual life and health insurance agent. Mass Mutual Investors Services, LLC is an SEC-registered investment adviser and broker-dealer serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs using firm-approved tools to analyze client goals and deliver written recommendations.

Eric Burton is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 27 years of industry experience. He has worked at Cetera and its affiliates since 2016 and is president of Megent Financial, a financial services firm. Burton also serves as president and treasurer of a homeowners association and is co-chair of a philanthropy group associated with Florida State University. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

David Donabedian is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services alongside a range of portfolio management strategies and municipal advisory services.

Christine Mallul is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. Her prior roles include positions at Sigma Planning Corporation, Sigma Financial Corporation, and Sanctuary Securities, Inc. She is also the owner of CCM Services Inc., a non-investment-related business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided primarily by investment adviser representatives using a variety of strategic, tactical, and alternative investment options.

Stephen Lawler is a financial advisor with Cetera, holding the ChFC® designation and Series 63 license, and has 43 years of industry experience. He has worked with firms including First Allied Advisory Services and continues to manage his own financial services businesses, Lawler Financial and Stephen Lawler & Associates. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large network of independent advisors and serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management solutions and investment platforms, combining discretionary and non-discretionary services with access to both affiliated and third-party managers.

Dennis Hesselink is a CFP® and ChFC® with 28 years of industry experience. He is currently with Osaic and has previously worked at Royal Alliance Associates, Inc., The O.N. Equity Sales Company, and Ohio National Life Insurance Company. Outside of his advisory role, he serves as president of the board for McLaren Northern Michigan Hospital, a nonprofit organization. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting various customized and third-party managed strategies.

Frank Nicholas Constantino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and nine years of industry experience. He has been with JPMorgan entities since 2016, including JPMorgan Securities LLC and JPMorgan Chase Bank NA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with an ESG eligibility framework, supported by affiliates that provide implementation and portfolio services.