Garrett Culwell is a financial professional with 13 years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked previously at Minnesota Life Insurance Company and Securian Financial Services. In addition to his advisory role, he is involved with North Star Consultants, where he serves as an agent/broker and financial professional in related financial services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and provides access to affiliated and third-party managers.

Warren Rogers II is a financial advisor with Cetera, holding Series 66, Series 65, and Series 63 designations and 19 years of industry experience. His work history includes roles at Cetera Investment Services, Regions Bank, Fifth Third Bank, Fifth Third Securities, and SunTrust Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Brian Fisher is a financial advisor with Equitable Advisors in Franklin, TN, holding Series 63 and Series 66 credentials and nine years of industry experience. Prior to joining Equitable Advisors in 2017, he was self-employed as an independent commodities trader for over two decades. Fisher serves as Chair of the Business Conduct Committee and Probable Cause Committee for CME Group’s regulatory committee and is a Certified Divorce Financial Analyst assisting clients during divorce proceedings. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs, including third-party asset managers and LPL-sponsored solutions, focusing on personalized risk assessment and tailored investment strategies.

Tessa Dueker is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has worked at Charles Schwab Bank, Charles Schwab, Fidelity Investments, and TDAmeritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Cory Holman is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has one year of industry experience and has worked with several real estate firms, including Parks Compass Real Estate, where he is also a licensed realtor and owner. Holman’s prior work includes roles at Landmark Homes of Tennessee and Bob Parks Realty. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-based planning using firm-approved software and various event-driven planning programs.

David Capozzi is a financial advisor with Mass Mutual Investors Services in Brentwood, TN, holding Series 63 and Series 66 registrations and 21 years of industry experience. His prior work includes roles at MassMutual Life Insurance, PRUCO Securities, and AllState Financial Services. Outside of his advisory work, he is an enrolled agent providing CPA and tax preparation services and is a licensed notary public in Tennessee. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a structured planning process using firm-approved software and offers programs including divorce planning, estate settlement, and employer-sponsored planning.

Kyle Donahoe is a financial advisor with Fisher Investments, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Fisher Investments since 2016. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates, with a centralized investment approach that incorporates quantitative and qualitative research.

Dean Patton is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has one year of industry experience and prior work history in firms including Forvis Mazars and Healthcare Corporation of America. Outside of financial advising, he teaches at Williamson College. LPL Enterprise provides investment advisory and brokerage services to a diverse client base such as individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach using portfolios developed by internal and third-party strategists and offers additional services including financial planning, insurance product facilitation, and affiliated trust and lending programs.

Joseph Borrelli is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Iris Brashear is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Her prior experience includes roles at Charles Schwab Bank SSB, AutoZone Corporate Headquarters, and Rocky Top Nutrition, as well as several years in full-time education. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a comprehensive range of integrated investment and custody services.

Tammy Alexander is a financial advisor at Raymond James & Associates with 32 years of industry experience. She holds a Series 63 designation and has worked at Raymond James since 2019, following previous roles at Wells Fargo Clearing and WELLS FARGO Advisors. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

M. Brandon Hall is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with various Fidelity entities since 2000 and currently serves in Franklin, TN. Outside of his advisory role, he owns a family horse business focused on rescue, training, and racing, and serves as Vice President of Fundraising for the Franklin High School Band Boosters. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios through intermediary platforms.

Nell Hughes is a financial advisor with UBS Financial Services in Franklin, TN, holding a Series 66 designation and 13 years of industry experience. She has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and delivers tailored investment solutions supported by proprietary research and market analysis.

Bret Robbe is a CFP® professional with 11 years of industry experience, currently serving at Edward Jones since 2015. Based in Nashville, TN, he holds Series 63 and Series 66 licenses. Outside of his advisory role, he participates as a public speaker in church services and business groups. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages more than $1 trillion in assets and provides a range of advisory services through a large network of financial advisors and branch offices nationwide.

Bruce Schroeder is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses. He has 32 years of industry experience, including eight years at Citigroup Global Markets prior to joining LPL Financial in 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

William Powell is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2018. Outside of his advisory work, he owns and operates River Rock Media Group, a photography business based in Nolensville, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments, with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of investment strategies, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated funds, operating under a fiduciary standard.

John Holliday is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Stifel since 2015. He is a board member of the 4-H Club Foundation of Mississippi, where he supports and advises state 4-H programs. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach employs proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation, retirement, insurance, and estate planning.

Kristy Harris is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. She has worked at LPL Financial since 2022 and also serves clients through CUNA Brokerage Services, Inc. and Ascend Federal Credit Union. Outside of advisory work, she is a notary and is involved with Ascend Retirement & Investment Services, a DBA for LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Samuel Greenwell is a financial advisor at Equitable Advisors holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, he worked briefly at GuideWise Financial Group / Ameriprise Financial Services, LLC and has experience in education and other fields. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of advisory programs and third-party managers to deliver investment solutions tailored to client needs.

Kristopher Matheson is a Financial Consultant currently with Fidelity Investments, bringing a focused approach to guiding clients toward their financial objectives. He has extensive experience in financial consulting, having served in various roles including Vice President Financial Consultant at TD Ameritrade and Charles Schwab from 2022 to 2024, and as a Wealth Planner and Financial Consultant at Fidelity Investments between 2016 and 2022. His career began in the financial sector with Morgan Stanley as a Financial Advisor from 2010 to 2014, and prior to that he worked as a Lending Specialist at Bank of America from 2009 to 2010. Kristopher holds insurance licenses in Arkansas and California, supporting his comprehensive understanding of financial planning across different regions. Outside of his professional work, Kristopher has interests in cars, family activities, fitness, pets, traveling, and volunteering.