Aaron Stark is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Toledo, OH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and trust services. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Colgan Karcher is a financial advisor with OSAIC based in Toledo, OH. He holds a Series 66 designation and has worked at Osaic Wealth Inc and Platinum Wealth Solutions of Ohio since 2025. Prior to his advisory roles, he held positions in logistics and hospitality. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, utilizing a model-based investment process and a range of portfolio management options.

Joel Salazar is a financial advisor at LPL Financial in Toledo, OH, holding the Series 66 designation with 26 years of industry experience. His prior experience includes roles at OSAIC, Ameriprise Financial Services, Allstate Financial Advisors, and Thrivent Investment Management. In addition to his advisory work, he owns Salazar Wealth Management, LLC and is involved in offering life insurance, long-term care, disability coverage, and fixed annuities through related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm supports a broad range of investment solutions, including model portfolios, third-party asset management, and customized strategies, while leveraging advanced operational and research tools.

Jared Kalb is a financial advisor with Edward Jones in Maumee, Ohio, holding a Series 66 designation and possessing 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he is part owner of a family farm and is involved in local community organizations including the Maumee Chamber of Commerce and The National Exchange Club, a volunteer group supporting local charities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with an extensive network of advisors and branch offices. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Fraley II is a financial advisor with Morgan Stanley in Toledo, Ohio, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and advanced planning tools to support its services.

Richard Gum Jr. is a financial advisor with Morgan Stanley in Perrysburg, OH, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and approved planning tools without providing individual security recommendations as part of its standalone planning services.

Andrew Snell is a Series 66-licensed financial advisor at Morgan Stanley in Perrysburg, Ohio, with 16 years of industry experience. He has worked at Morgan Stanley and its private bank since 2017 and previously at Bank of America and Merrill. Outside of his advisory role, he serves as president of a local business networking organization. Morgan Stanley Wealth Management offers a wide range of financial advisory programs to individual and institutional clients, providing tailored financial planning supported by structured discovery processes and advanced modeling tools.

Donald Hess is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at FSC Securities for 22 years. Outside of his advisory role, he has served as a high school soccer and track coach for Oregon City Schools since 1998 and has been a member of the Oregon Board of Education since 1988. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

John Lung is a financial advisor at Ameriprise with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Ameriprise Financial Services since 2009, as well as at Merrill and Wells Fargo Clearing earlier in his career. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Vivian Adkins is a financial advisor with Primerica Advisors in Sylvania, Ohio, holding 12 years of industry experience. She has been with Primerica Advisors since 2014 and has been affiliated with Primerica Financial Services since 2001. Outside of advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable accounts. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven strategies managed by unaffiliated asset managers and supported by third-party custodians.

Michael Clements is a financial advisor with LPL Financial in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has held roles at Financial Design Group, Minnesota Life, and Securian Financial Services, with ongoing involvement in non-variable insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad platform that integrates third-party asset management and institutional solutions.

Milton McClain is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He works closely with clients and their families to navigate the complexities of financial planning and develop personalized plans tailored to their financial goals and family priorities. Prior to his current role, he served as a Workplace Planning Consultant at Fidelity Investments from 2021 to 2025 and worked as a Personal Banker at KeyBank between 2020 and 2021. Milton emphasizes building strong relationships with clients through trust, reliability, and competency. He encourages collaboration to co-create financial strategies that meet clients' unique needs. Outside of his professional work, Milton has interests in comedy, football, golf, music, and traveling.

David Wright is a ChFC®-credentialed financial advisor with 40 years of industry experience. He is currently with LPL Financial and has previously worked at Wright Financial Group, Sound Income Strategies, and Cetera Advisors. He owns Wright Financial Group, LLC, which conducts sales and service of fixed and index annuities as well as life and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Kelly Kelly is a financial advisor at Thrivent Investment Management with Series 65 and Series 63 credentials. Kelly has been in the industry since 2023, with prior roles at Gallon Takacs & Boissoneault Co and Morgan & Morgan. Kelly is based in Maumee, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering one-time or ongoing planning engagements. The firm focuses on holistic, goal-based analyses across various financial topics while keeping planning and managed-account services separate.

Lindsay Buker is a CFP® professional with 14 years of experience in financial advising, currently with Raymond James Financial Services Advisors, Inc. in Perrysburg, OH. She has been with Raymond James since 2011 and is also associated with Skotynsky Financial Group, LLC in a non-investment support role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary advisory solutions that incorporate analytical tools and supports institutional consulting, portfolio management, and specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory.

Barbara Malhoit is a CFP® and ChFC® with 47 years of industry experience. She has been with Ameriprise since 2005, currently serving clients from Holland, OH. Outside of her advisory work, she owns an office suite in Toledo, OH, which is unrelated to investment activities. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax-efficient strategies and adaptive withdrawal planning.

Timothy Perry is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with PFS Investments Inc. since 2007 and Primerica Financial Services since 2005. Outside of his advisory role, Perry serves at Wyldewood Baptist Church and has held a vice chairman position on a local election campaign finance committee. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with trading and custody services provided by Pershing and Primerica Brokerage Services.

Richard Bohn is a financial advisor with Raymond James Financial in Toledo, OH, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been associated with Raymond James Financial as well as Lexington Capital Partners, LLC and NWQ Wealth Partners, LLC since 2009. Outside of his advisory role, he is owner of two support companies and works as a non-variable insurance agent on a referral basis. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals, and maintains unique affiliations and programs, including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Brandon Perry is a financial advisor with Ameriprise who holds a Series 63 designation and has 26 years of industry experience. He has worked with Ameriprise Financial Service, LLC since 2000 and previously was with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he has worked as a small sort package sorter for United Parcel Service (UPS). Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies, while providing a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Matthew Langham is a financial advisor at Robert Baird & Co. with 23 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing from 2016 to 2024. Outside of his advisory work, Langham serves as a trustee for the Williamsburg on the River HOA in Bowling Green, Ohio. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and utilizes both manager-traded and model-traded SMA strategies along with tax-management and direct-indexing capabilities.