Amber Koch is a financial advisor at Edward Jones with a Series 66 designation and over 16 years of industry experience, including a recent role starting in 2026 following a previous tenure at the same firm from 2011 to 2026. She is based in Chelsea, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Fitzpatrick is a financial advisor at Edward Jones with 13 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials and has been with Edward Jones since 2013. Outside of his advisory work, he is authorized on the bank and investment accounts of a local yoga instruction business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Carmen Woskershian is a financial advisor with Robert W. Baird & Co. in Ann Arbor, MI, holding Series 66 and Series 63 designations and 18 years of industry experience. Prior to joining Baird in 2018, Carmen worked at Wells Fargo Clearing from 2016 to 2018. The DDK Group at Robert W. Baird & Co. serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing manager-traded and model-traded strategies, tax management, and internal research tools, with approximately $394 billion in assets under management as of December 31, 2025.

Grant Lemirande is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. Prior to joining LPL Enterprise, he held positions at Cargill and FedEx Ground and spent five years at Michigan State University. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

John Rohrhoff is a financial advisor with Cetera in Brighton, MI, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has previously worked with Avantax Advisory Services and Ohio National Insurance Company. Outside of his advisory role, he owns an accounting and tax preparation business and serves as president of The Riley Katheryn Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network. The firm offers a range of portfolio management and financial planning services and supports various program structures, including access to third-party money managers and custom strategies.

Jason Coleman is a financial advisor at Raymond James Financial with eight years of industry experience. He holds the Series 66 designation and previously worked at the University of Michigan. Outside of his advisory role, he is a partner in McLaren Wealth Strategies LLC and serves on the board and finance committee of The Ecology Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary advice using analytical tools and supports a large network of advisors with specialized offerings including municipal advisory and SIMPLE IRA employer consulting.

Alex Barger is a financial advisor at Ameriprise in Ann Arbor, MI, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise in 2025, he worked at Wells Fargo Clearing Services and Wells Fargo Bank from 2023 to 2025, and Bank of America from 2019 to 2023. Outside of his advisory role, he is involved with Mountain Tulip Inc., where he manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic tools, alongside a broad range of advisory, brokerage, and insurance solutions.

Damon Portwood is a financial advisor with Ameriprise in Saline, MI, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. He has been with Ameriprise and its affiliate since 2013. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement advice, with a focus on assets held in Ameriprise Managed Accounts.

Deborah Leek is a financial advisor at Edward Jones in Brighton, MI, holding a Series 66 designation with 18 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a variety of discretionary and non-discretionary investment strategies and affiliated investment products under a fiduciary standard.

Kyle O'Keefe is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked previously at Edward Jones. Outside of his advisory role, he is a co-owner of a landholding entity in Clinton, Michigan. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a range of investment programs.

Colleen Cowles is a financial advisor with Edward Jones in Brighton, MI, holding a Series 66 designation and two years of industry experience. She previously spent ten years at Venture Academy before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds.

Mark Holody is a financial advisor with Morgan Stanley in Ann Arbor, MI, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Caitlin John, LLC and Securities America Advisors, Inc. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a comprehensive advisory approach that includes programs for financial and estate planning.

Thomas Reason is a financial advisor at Edward Jones in Chelsea, MI, holding a Series 66 designation with four years of industry experience. Before joining Edward Jones in 2022, he was the owner of Solar Graphics, LLC, a graphic design and printing business, for over two decades. He also coached at Pinckney Community High School for 26 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a nationwide network of financial advisors and branch offices.

Kristen Hawkins Yakel is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. Her work history includes roles at JPMorgan Chase Bank, N.A., Caitlyn John, Bfg Wealth Advisors, LPL Financial, and Premier Financial Planning. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process involves centralized due diligence supported by quantitative and qualitative research, with recommendations that may include ESG considerations.

Jessica Woodward is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 credentials and has 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously associated with Prudential Securities beginning in 2000. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions through a large network of financial advisors.

John Duncan is a financial advisor with Fidelity Investments in Ann Arbor, MI, holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with Fidelity since 2007, including seven years with Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified portfolios, including funds and model portfolios for intermediary platforms.

Murphy Salgat is a financial advisor with Ameriprise Financial, holding a Series 66 designation and based in Ann Arbor, MI. He has one year of experience in the financial industry, previously working at Farm Bureau Insurance and several companies outside the financial sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kayla Edwards is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She previously worked for the State of Michigan for eleven years before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Rueger is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. His prior positions include roles at L.M. Kohn & Company, Edward Jones, and National Planning Corporation. Outside of his advisory work, he is involved with Pilot Wealth Management as part of his business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, utilizing various models and third-party subadvisors, and supports its network of over 22,800 advisors with technology and operational tools.

Brian Schrag is a Certified Financial Planner (CFP®) with 35 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Northern Trust Securities, Inc. for seven years. He is based in Ann Arbor, Michigan. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.