Rachel Freyre is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at several firms including Wells Fargo Bank and Key Bank prior to joining J.P. Morgan. Outside of her advisory role, she has been involved in property management as an owner of a rental property. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Michelle Hugmeyer is a financial advisor with J.P. Morgan Securities in Grandville, MI, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1995. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

David Roberge is a financial advisor with Merrill in Farmington Hills, MI, holding Series 63 and Series 66 licenses and offering 42 years of industry experience. He has worked with Merrill since 1983 and has been affiliated with Bank of America since 2009. Outside his advisory role, he serves as an officer for the Milford Heritage Hill Association, a homeowners association, attending annual board meetings. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Victor Harris is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has previously worked at Sigma Financial Corp and NYLIFE Securities LLC. Outside of financial services, he was involved with Aqua Tots Swim Schools for four years. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and has over 10,000 advisors managing more than $256 billion in assets.

Thomas Valade III is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Orchards Architectural Review Committee, a neighborhood committee that reviews exterior modification plans. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement-income recommendation reports and ongoing planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Travis Childs Melton is a financial advisor at Merrill with a Series 66 designation and experience spanning roles at Merrill Lynch, Comerica Bank, Banner Bank, and Wells Fargo Bank. He has been with Merrill since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Todd Perttula is a financial advisor with Charles Schwab in Novi, MI, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at TIAA-CREF and AE Wealth Management. He has been with Charles Schwab and Charles Schwab Bank since 2022. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Jeffrey Husak is a financial advisor with LPL Financial and holds the Series 63 and Series 66 licenses. He has 19 years of industry experience, with prior roles at OSAIC, Fsc Securities Corp, and Next Financial Group, Inc. In addition to his advisory work, he is a partner at The Wealth Advantage Group, where he oversees client accounts and daily operations, and also acts as an insurance agent offering life insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research and various model portfolios.

Christina Wright Sutton is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and over 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Steven Lundquist is a financial advisor with J.P. Morgan Securities and holds a Series 66 credential. He has one year of industry experience and a background that includes service in the United States Marine Corps and work with the Oakland County Sheriff's Office. Prior to joining J.P. Morgan, he was briefly employed at Fidelity Investments and Macy’s. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.

Patrick Brennan is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has held roles at Newbridge Securities Corporation and several other companies outside the financial sector, including DoorDash and Lyft. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, delegation to sub-advisers, and involvement in commodity pool operations and fund advisory.

Steven Schrader is a financial advisor with LPL Financial in Livonia, MI, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 1997. LPL Financial serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and brokerage services. The firm provides both discretionary and non-discretionary management, utilizing model portfolios and research from multiple sources.

Brian Maraone is a financial advisor with Fidelity Investments in Novi, MI. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at MarketCast and an extended period with Defunct. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios, and it serves as an advisor to multiple registered funds while employing systematic methodologies and oversight controls.

Carolyn Friend is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 8 years of industry experience. She has worked with LPL Financial since 2018, following two years at Royal Alliance, and has been operating a bookkeeping business since 1998. Additionally, she is involved in accounting services through CFV & Associates, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources across discretionary and non-discretionary management strategies.

Colin Slater is a financial advisor with OSAIC in Northville, MI, holding a Series 66 designation and 14 years of industry experience. He previously worked at Sagepoint Financial, Inc. for seven years and has been associated with Bruce Slater and Associates since 2011. Outside of his advisory role, he serves as co-treasurer for the First Baptist Church of Farmington, where he assists with financial recordkeeping. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios consisting of various asset classes on both discretionary and non-discretionary bases.

Yazdi Mistry is a financial advisor with UBS Financial Services in Plymouth, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS since 2009. Outside of his advisory work, Mistry serves as treasurer and board member of The Kiefer Foundation and volunteers as a board member for the Encore Musical Theatre Company, supporting charitable and cultural organizations in his community. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans. The firm combines wealth management with institutional trading capabilities and offers a broad range of capital markets and advisory services.

Ryan Rehil is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Rob Orosz is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial consultants in Novi, MI. He focuses on delivering a client experience that aligns with Fidelity's standards of care. Rob has held leadership roles at Fidelity Investments since 2013, progressing from Branch Service Manager to Assistant Branch Leader, and currently serves as Vice President, Branch Leader since 2025. Throughout his career at Fidelity, Rob has gained extensive experience in branch management and client services. Outside of his professional responsibilities, he enjoys cooking and baking, participating in family activities, fishing, fitness, and running.

Ariel Katz is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliates since 2015. Outside of his advisory role, Katz serves on the Board of Directors at Temple Israel and participates in community committees including the ALS Lived Experience Committee and the Great Lakes Z Club. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with assets managed through Ameriprise.

Stacey Galloway is a Series 66-registered financial advisor with Edward Jones in Livonia, MI, and has 10 years of industry experience. She has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.