Raymond Trepanier Jr. is a CFP® professional at OSAIC with 20 years of industry experience. He has worked at OSAIC since 2018 and previously spent 12 years with Signator Investors Inc. Outside of his advisory role, he owns a sole proprietorship through which he maintains an active license used for personal projects benefiting from builder discounts. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various tools to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Christopher Leone is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. His prior work history includes roles at MassMutual Life Insurance Company, CKL Global, and Quicken Loans. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and firm-approved software to provide written planning recommendations, focusing on investment categories and strategies.

Brock Becker is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2003, he has focused on helping clients and their families develop goal-oriented strategies tailored to their personal and financial objectives. His areas of expertise include education planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. Brock holds a bachelor's degree from Madonna University and holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows Merrill’s tradition of community engagement, volunteering with local organizations. Outside of his professional work, Brock enjoys biking, golfing, and soccer, and he and his family actively participate in soccer through playing, coaching, and volunteering.

Jessica Pauly is a financial advisor at Osaic Wealth, Inc. with four years of industry experience. She holds a Series 66 designation and has worked at Osaic Wealth since 2026. Her prior experience includes nine years at LPL Financial and eleven years at Auto Warehousing Company. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct diversified portfolios across various asset classes.

Shane Moran is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2025 after spending four years at a national accounting firm, where he developed strong client service and relationship-building skills. Shane focuses on Divorce Transition Planning, Family Wealth Management Strategies, and Legacy Planning, assisting individuals and families in achieving their financial goals through personalized strategies and tactical guidance. He holds a Bachelor's degree in Accounting from Michigan State University and carries the Personal Investment Advisor (PIA) designation. Prior to this, he attended Henry Ford College and Schoolcraft College without completing a degree, and graduated from Dearborn High School. Shane's experience includes a background in college basketball, reflecting his competitive spirit. Originally from Dearborn and now residing in Wyandotte, Shane is engaged in his local community as a member of his church. Outside of his professional work, he enjoys various sports such as basketball, golf, baseball, and football, along with cooking, fishing, traveling, and spending time with his wife, Tess.

Joseph Banaszewski is a financial advisor with LPL Financial in Grosse Pointe Woods, MI, holding Series 63 and Series 66 licenses and possessing 32 years of industry experience. He has been with LPL Financial, including its predecessor LINSCO/PRIVATE LEDGER CORP., for 26 years. Outside of his advisory work, Banaszewski serves as an assistant baseball coach at Grosse Pointe North High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from various sources.

Peter Buhl is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized strategies aimed at supporting their long-term financial goals. He joined Fidelity Investments in 2023 and has held several roles within the company, including Financial Representative and Investment Consultant. Throughout his tenure at Fidelity, Peter has gained experience in financial consultation and investment advising. His progression within the firm reflects his commitment to assisting clients in managing their financial portfolios. Outside of his professional responsibilities, Peter has interests in cars, fitness, football, golf, soccer, and traveling.

Bradley Augustine is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with LPL Financial since 2014. Outside of his advisory role, he is involved with multiple investment-related business entities operating under LPL's umbrella, including Mercury Capital Group and Sherman Private Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and services, including financial planning, retirement consulting, and portfolio management supported by proprietary and third-party research.

Mehul Mistry is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked for over 15 years at Securities America Advisors, Inc. and Securities America Inc. In addition to his advisory role, Mistry has ongoing involvement with Superior Engineering Inc., where he has worked for more than three decades. He participates in a financial advisor study group composed of professionals introduced to the industry by family members and is involved with a charitable foundation established by his parents. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with access to various investment platforms and third-party managers, employing firm-provided tools to construct diversified portfolios tailored to client needs.

Mark Karcher is a financial advisor with Mass Mutual Investors Services in Dearborn, MI, holding Series 63 and Series 65 registrations with 34 years of industry experience. He has worked at Mass Mutual Investors Services since 2003 and has been associated with MassMutual Life Insurance Co since 1990. Outside of his advisory role, he owns and operates the Karcher Agency Inc., focusing on life, health, dental, and vision insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Gurveer Mann is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He previously worked at Ameriprise Financial Services for seven years before joining OSAIC in 2021. Outside of his advisory role, Mann serves as the head coach for freshman boys soccer at Salem High School and Plymouth Scholars Charter Academy. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services utilizing various asset-allocation tools, third-party money managers, and supports both discretionary and non-discretionary account management.

Jennifer Herman is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2016. Prior to that, she was with LPL Financial and Wealth Management Services, LLC from 2004 to 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Mark Scofield II is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017. Prior to that, he was with PNC Investments and PNC Bank from 2016 to 2017. Outside of his advisory role, he is involved with several family investment entities and occasionally participates in decision-making related to commercial property leasing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Antonio Kavouriou is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has previously worked at firms including Equitable Advisors and J.P. Morgan Securities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services supported by various advisory platforms and utilizes asset-allocation tools and automated rebalancing to manage portfolios across multiple asset classes.

Randa Dagher is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She previously worked at Metlife Securities Inc. for 27 years before joining Mass Mutual Investors Services in 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Kenneth Fruehauf is a financial advisor with Wells Fargo Advisors in Grosse Pointe, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2012. Outside of his advisory role, he is involved in managing multiple family business ventures related to oil and gas investments and serves on an investment committee focused on wildlife preservation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services supported by its research and planning tools, allowing clients to choose how to implement recommendations through various brokerage and advisory programs.

Hio Rumschlag is a CFP® professional with over 42 years of experience in the financial services industry. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 1991 and is also the owner of R2 Financial Planning, LLC. Outside of his advisory role, he has involvement in life insurance sales and is a landlord through Rumschlag Realty, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by risk profiling and analytical modeling, and maintains specialized offerings such as municipal advisory services and employer SIMPLE IRA consulting programs.

Austin Carlson is a financial advisor with Ameriprise Financial Services LLC in Dearborn, MI. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2024. Prior to his advisory role, his work experience includes positions in retail and service industries and attendance at the University of North Dakota. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice, utilizing investment research and algorithmic tools within a defined asset and product framework.

Michael Acho is a CFP®-designated financial advisor with 32 years of industry experience. He is currently with Cetera and previously worked at Osaic Fa, Inc for 18 years. Acho serves as a board member and finance committee member for several nonprofit organizations, including the Ocular Immunology and Uveitis Foundation and the Yatoomas Foundation for the Kids, and participates in the Michigan Association of CPA’s as a task force member. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors nationwide, offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm operates a multi-manager platform with a variety of program options and manages assets exceeding $256 billion.

Casey Quinn is a financial professional at Cetera with 18 years of industry experience and holds the Series 66 designation. Prior to joining Cetera in 2023, Casey worked at Valic Financial Advisors for 11 years and has been involved with Wealth Strategies Financial Group since 2022, focusing on fixed insurance sales. Casey operates in Southfield, MI. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and access to third-party managers.