Lynnly Damm is a Series 66-licensed financial advisor with seven years of industry experience, currently with Cetera Investment Advisers, LLC. She has previously worked at Securian Financial Services Inc and Minnesota Life Insurance Company. Outside of her advisory role, she is involved with GummiBaron Miniatures. Cetera Investment Advisers is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services.

Katherine Terlinden is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. She has worked at various Cetera entities since 2023 and previously spent over a decade with Securian Financial Services and Minnesota Life Insurance Company. Terlinden has also been involved with the Animal Humane Society of Minnesota. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party money managers across a multi-manager platform.

Marilyn Miles is a Series 66-licensed financial advisor with 27 years of industry experience. She has been with Cetera and its affiliated entities since 2023, following a 25-year tenure at Securian Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various investment management and financial planning services through a large nationwide network of advisors and multiple program structures.

David Schmitz is a financial advisor with OSAIC, holding a Series 63 license and over 42 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory work, he is treasurer of North 20 Brewing Company, a nano-brewery co-founded with family members. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage portfolios across a range of investment types.

Jerrod Resseman is a Series 66 credentialed financial advisor with Edward Jones in Eagan, MN, where he has nine years of industry experience. Before joining Edward Jones in 2017, he worked at Red Robin International from 2015 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branches across the United States.

Seymour Loving is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2011 to 2020. Outside of his advisory role, he serves on the Board of Directors and finance committee of Pilgrim Baptist Church and is a Scoutmaster for the Boy Scouts of America. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored recommendations delivered through a centralized consulting team.

Molly Sproull is a financial advisor with Robert W. Baird & Co. who holds Series 63 and Series 65 licenses and has 28 years of industry experience. She worked at RBC Capital Markets Corporation for 10 years before joining Robert W. Baird in 2018. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers consulting and portfolio services tailored to client goals, utilizing a range of strategies from traditional equity and fixed-income to more complex approaches, supported by both in-house and third-party managers.

Allison Butler is a CFP® with 10 years of industry experience currently serving at Edward Jones since 2016. She also has an academic role at UW-Eau Claire. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Anthony Lerud is a financial advisor with Edward Jones in Woodbury, MN. He holds the Series 66 designation and has 11 years of industry experience, including 12 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Kelly Perron is a financial advisor at Edward Jones in Eagan, MN, holding a Series 66 designation with three years of industry experience. She has worked at Edward Jones since 2016. Outside of her advisory role, Perron serves as a Brand Ambassador for Gray Duck Spirits, promoting their alcoholic beverages at regional events. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and offers a range of advisory strategies under a fiduciary standard.

Joseph Rathmanner is a financial advisor with Cetera in Saint Paul, MN, holding a Series 66 designation and bringing 11 years of industry experience. Prior to joining Cetera in 2025, he spent five years with Ameriprise. Outside of his advisory work, he tutors math through an educational service called Mathnasium. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various investment strategies and program structures.

Paul Mc Creight is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations and has been with Edward Jones since 2006. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets under management through a network of over 23,700 financial advisors and 15,000 branch offices nationwide.

Peter Miles is a financial advisor at OSAIC with 18 years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services INC and U.S. Bancorp Investments, Inc. He is also president of St. Croix Wealth Management LLC, a paying agent for employees and insurance sales. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Paul Archambeau is a financial professional with 27 years of industry experience. He is currently affiliated with Cetera and North Star Resource Group, and holds Series 63 and 65 credentials. Archambeau has previous experience at Securian Financial Services, Inc. and Minnesota Life. He serves as a board member of the SG3 Foundation. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Nicholas Jones is a financial advisor with Cetera, holding a Series 66 credential and one year of industry experience. His work history includes roles at Cetera Wealth Services, Securian Financial Group, Rohloff Associates LLC, and the University of St Thomas. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment solutions including discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Kurt Atkinson is a financial advisor with RBC Capital Markets in St. Paul, MN, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has worked at RBC Capital Markets since 2008 and has also been with City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of wrap fee advisory programs that provide portfolio management, financial planning, custody, and brokerage services, using tailored strategies implemented through a combination of in-house and third-party investment managers.

William Pelto is a financial advisor with Fidelity Investments based in Oakdale, MN. He holds a Series 66 designation and began his career at Fidelity in 2025. His prior work experience includes roles at Hy-Vee, Gustavus Adolphus College, and Running Aces Casino, Hotel & Racetrack. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including those constructed from mutual funds, ETFs, and ETPs.

Jacqueline Mekhail is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following a one-year tenure at Bank of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning delivered through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes supported by proprietary tools and market models.

Chad Zawacki serves as a Senior Resident Director and Wealth Management Advisor at Merrill. Raised in Duluth, Minnesota, he began his career at Merrill while attending Bethel University of St. Thomas, where he earned a Bachelor's degree in Finance. Chad has maintained his professional tenure in the Saint Paul office throughout his career. Chad's experience includes assisting pre-retirees with lifestyle planning, working with business owners on liquidity strategies and company benefit plans, and helping surviving spouses with budgeting. He has worked through multiple economic cycles and significant life events, focusing on helping clients pursue their personal, family, and business goals. Chad is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA™) designations. Beyond his professional work, Chad is a past board member of Special Olympics Minnesota and has participated in fundraising events such as The Northland 300. He resides in Linwood Township, Minnesota, with his wife Heidi and enjoys outdoor activities including hunting, boating on Lake Superior, snowmobiling, and driving all-terrain vehicles. Chad is also a life member of Safari Club International and a member of the Madeline Island Yacht Club.

Anthony Cognetta is a Financial Advisor at Merrill Lynch Wealth Management with over 13 years of experience in the financial industry. He focuses on helping individuals and families achieve their financial goals through tailored strategies that address retirement planning, education savings, wealth growth, and tax minimization. Anthony emphasizes building lasting relationships based on trust, transparency, and clear communication to create personalized financial roadmaps. He holds a Bachelor's Degree in Economics from the University of St. Thomas and holds the Personal Investment Advisor (PIA) designation. Fluent in both English and Spanish, Anthony serves on the Board of Directors at United Family Medicine, demonstrating his commitment to community involvement. Originally from Saint Paul, Minnesota, Anthony and his family enjoy outdoor activities including boating, fishing, camping, skiing, and travel throughout the seasons.