Andrea Murphy is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she is a limited partner in a real estate business, Granite Properties, LLP. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Jeffrey Nelson is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at OSAIC since 2024. Prior to this, he spent over four decades with AMEV Investors/Fortis Investors, Inc./Woodbury Financial Service and has owned Nelson Financial Services since 1988, where he is involved in life, long-term care, and fixed annuity sales. OSAIC Wealth serves a wide range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting diverse client needs with a variety of investment programs and third-party manager options.

Barry Oxton is a Series 66-licensed financial advisor with Ameriprise in Saint Paul, MN, and has 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm provides written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis to support clients' retirement planning.

Katarzyna Nienaltowska is a financial advisor with Ameriprise in Arden Hills, MN, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kathleen Leistikow is a financial advisor with OSAIC, holding a Series 66 license and nine years of industry experience. She has worked with Royal Alliance Associates since 2017 and has been affiliated with Brokerage Resources since 2014, where she also serves as a licensing specialist. Leistikow is involved in financial planning and advising clients through her role at First Signature Services LLC. OSAIC Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement consulting. The firm utilizes a model-based investment process with asset allocation and portfolio optimization tools, supporting discretionary and third-party manager strategies.

Nathaniel Klauser is a financial advisor at Edward Jones in New Brighton, MN, holding CFP® and ChFC® designations with 12 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of advisors and branch offices.

Roan O Leary is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, N.A., he worked at K Capital Partners LLC and has been involved with the Preservation Society of Newport County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Brent Voeller is a financial advisor with LPL Financial in Plymouth, MN, holding CFP® and multiple securities licenses. He has 14 years of industry experience, including prior roles at Edward Jones and Investment Centers of America. Outside of finance, he works as an independent ice hockey coach and provides consulting for youth hockey tryouts, as well as assisting individuals in job transition with networking. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment programs and supports its advisors with research tools and multiple platform options.

Keith Johnson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked at firms including VOYA Financial Advisors and Altitude Investment Management, and has been involved as an independent insurance agent focusing on fixed insurance product sales since 2010. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with options ranging from automated allocations to custom strategies.

Nicholas Bednarczyk is a CFP® with 26 years of industry experience, currently serving at Raymond James Financial. He has worked at Raymond James Financial Services, Inc. since 2009 and previously was associated with The MissionBridge Wealth for three years. Bednarczyk is involved with Anderson Financial Services as an independent contractor providing financial planning and advising. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary consulting using risk profiling and modeling tools and supports its clients through various advisory programs.

Lawrence Tate is a financial advisor at Cetera with 26 years of industry experience. He holds the ChFC® and Series 66 credentials and has worked with firms including Cri Securities and Midwest Wealth Advisors. Outside of advisory roles, he serves on the board of a homeowners association in Clearwater, Florida. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with access to both affiliated and unaffiliated managers.

Perry Long is a CFP® professional with 35 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Arbor Point Advisors, Securities America, and Questar Capital Corporation. Outside of his financial advisory work, he operates a divorce mediation service and practices photography part-time. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers diversified investment platforms and utilizes advisor-facing technology tools to support portfolio management.

John Anderson is a financial advisor at Raymond James Financial Services Advisory, Inc. with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Raymond James since 1999. Anderson also serves as president and board member of the Wayne W. Wittman Memorial Scholarship Fund, a nonprofit organization based in Coon Rapids, MN. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and consulting supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

William Defiel is a financial advisor at Osaic Wealth with 27 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Osaic in 2024, he worked at Securities America Advisors and Securities America Inc from 2015 to 2024. Outside of his advisory work, he is a board member of the University Flats Condominium Association in Minneapolis. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and access to both proprietary and third-party investment strategies.

Elisa Schaum is a financial advisor with Ameriprise in Oak Grove, MN, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its related entities since 2006. Outside of her advisory role, she owns and operates a fused glass art studio, creating glass fused pieces such as plates and bowls. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports through a centralized consulting team.

Keith Boudreau is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm utilizes a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Stephen Merriman is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves as the head volleyball coach for a high school girls' team. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. It offers a Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Sean Mulchrone is a financial advisor at RBC Capital Markets with a Series 66 designation and three years of industry experience. His prior roles include positions at MassMutual Life Insurance Co, Mass Mutual Investors Services, and TD Ameritrade. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to client risk profiles and utilizing a range of in-house and third-party investment managers.

Bradley Timmons is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 26 years of industry experience. His prior roles include positions at Woodbury Financial Services and OSAIC. Outside of his advisory work, he is involved in youth hockey as a coach, referee, and instructor, and owns a hockey development sole proprietorship focused on teaching life skills through the sport. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a broad investment platform, including financial planning, model portfolios, and institutional programs.

Awilda Diaz is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Royal Alliance Associates, Inc. and Financial Dimensions Group. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through various programs that emphasize model-based asset allocation and portfolio optimization.