Ray Burns Jr. is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 63 designation and with 39 years of industry experience. He has been with UBS Financial Services since 2013. Burns serves on the Houston Independent School District Investment Advisory Committee and is a non-compensated trustee for the Southwestern Theological Seminary Foundation. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management services.

Maleehah Saya is a financial advisor with Charles Schwab in Richmond, TX, holding Series 66 and Series 63 licenses and bringing seven years of industry experience. Prior to joining Charles Schwab in 2019, she worked at the University of Texas at Dallas, GIS Corporation, and Kumon Education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

David Hollkamp is a financial advisor with Mass Mutual Investors Services in Sugar Land, TX, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at Metlife Securities Inc. for 23 years and has been with Mass Mutual and its affiliates since 2016. Outside of his advisory role, he is an author of inspirational literature unrelated to finance. MassMutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, using firm-approved analytical tools to develop collaborative, annual financial plans.

Javier Leonardo is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2019, progressing through various positions including Investment Consultant, Relationship Manager, Regional Investment Consultant, and Inside Sales Associate. His extensive experience within the company has provided him with a deep understanding of investing and financial planning. Javier's approach involves getting to know clients beyond surface-level details by asking pertinent questions and discussing their goals, concerns, family, and important matters. He aims to help clients execute investment strategies that align with their desired outcomes. His decade of industry knowledge supports his ability to guide clients effectively.

Stephen Mount is a financial advisor at Edward Jones in Katy, TX, with eight years of industry experience. He holds a Series 66 designation and previously worked at Slalom, LLC for four years. Outside of his advisory role, he serves as Vice President on the board of Fort Bend County Municipal Utility District No. 58 and owns a family farm where hay is grown and sold. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Joshua Folsom is an advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to his current role, he worked at American General Life Insurance, AIG Capital Services, and has experience in education through roles at VIPKID HK LTD and Foreign Language Teaching and Research Press. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios using mutual funds, ETFs, and ETPs.

Mychael Haywood is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2022, he worked at Merrill and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research, incorporates an ESG eligibility framework, and offers broader derivatives and commodities capabilities through its regulatory registrations and affiliations.

Ignatius Liu is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds Series 65 and Series 66 licenses. Prior to joining UBS, he worked at Wells Fargo Clearing Services and Wells Fargo Bank from 2018 to 2023, and at Morgan Stanley Capital International from 2011 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment plans.

Alan Jaks is a CFP®-designated financial advisor at Ameriprise with 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003, including a brief tenure at Choreo, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

John Carter is a financial advisor with Charles Schwab in Houston, TX, holding a Series 66 designation and 17 years of industry experience. He previously worked at TDAmeritrade from 2011 to 2022 before joining Charles Schwab in 2022. Outside of advising, he is president of Carter Holdings, a private real estate investment company focused on qualified investors. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm integrates non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by research and formal alternative investment programs.

Gilberto Pena is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. His prior roles include positions at Edward Jones, Morgan Stanley, and Merrill. Pena has established a business entity, Pena Wealth Management LLC, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, institutions, and retirement plan participants through a large network of investment adviser representatives. The firm offers a range of financial planning and investment solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Peter Goudeau Jr. is a financial advisor with LPL Financial in Houston, TX, holding the ChFC® designation and Series 63 and 66 licenses. He has 24 years of industry experience, including roles at Ameriprise and Oak Bridge Financial, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers various financial planning and investment management solutions, including model portfolio programs and institutional platforms.

Grady West is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Merrill, Wells Fargo Bank, and Wells Fargo Clearing Services. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored advisory programs and portfolio management solutions that incorporate both in-house and third-party investment managers.

Brent Garrett is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and previously worked at Independent Bank for five years before joining RBC in 2018. He is based in Houston, TX. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers.

Jennifer Stucka is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at New England Securities, MetLife Securities Inc., RWM Capital, LLC, and Mass Mutual Investors Services. Outside of her advisory work, she operates a small business creating and selling wreaths, bows, arrangements, and home décor under the name The Tilted Bow. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management, utilizing firm-approved software tools and structured, collaborative client relationships.

Stephen Richer is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Merrill in 2020, he worked at New York Life and Lincoln Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ashley Greenwood is a financial advisor with Edward Jones in Katy, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2018, Greenwood worked for YMCA Youth & Family Services for five years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mike Whang is a Financial Consultant at Fidelity Investments, where he has been providing financial advisory services since 2026. Prior to this role, he served as an Investment Consultant at Fidelity from 2025 to 2026 and as a Financial Representative from 2024 to 2025. In his role, Mike focuses on developing financial plans that align with clients' values and goals. He emphasizes listening to clients to understand their priorities, investment preferences, lifestyle aspirations, and legacy intentions. Utilizing Fidelity's expertise and analytical tools, he collaborates with clients to build personalized financial strategies. Outside of his professional responsibilities, Mike has interests in cooking and baking, exploring food culture, music, parenthood, photography, and volunteering.

Brett Flodder is a CFA® charterholder with 13 years of industry experience, currently serving as a financial advisor at Equitable Advisors since 2013. He previously worked at Axa Advisors, LLC, and is a partner in Number 10 Autosport LLC, an LLC focused on owning specialty cars. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management through a broad network of advisers and third-party asset managers.

James Matthews is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 designations and bringing 53 years of industry experience. He has been with UBS Financial Services since 2000. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a network of Financial Advisors who tailor plans based on proprietary research and model-based asset allocations.