Jennifer Vigil is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and three years of industry experience. She previously worked at WIS International from 2015 to 2017. Outside of her advisory role, she is employed by Certainty of Uncertainty, where she manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement-income recommendations through a centralized consulting team.

Melanie Morgan is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been associated with Primerica Financial Services since 2002 and PFS Investments since 2006. Outside of her advisory work, she is an author of children's books. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through a large network of financial advisors, delivering model-based investment strategies supported by third-party asset managers and custodial services.

Parth Rana is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. He has worked at MML Investors Services Inc since 2007 and Massachusetts Mutual Life Insurance Company since 2006. In addition to his advisory role, Rana provides business consulting and exit planning services to help business owners prepare for future sales of their companies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning relationships using firm-approved analytical tools.

Robert Courtney is a Series 66-licensed financial advisor with Equitable Advisors in San Antonio, TX. He joined the firm in 2026 and has prior experience at Partners Real Estate and SP Plus, as well as roles during his education at Texas A&M University. Outside of advisory work, he has been involved with Seymour's Garage. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations with financial planning, retirement consulting, and asset management. The firm uses a network of Investment Adviser Representatives and offers programs including third-party asset managers and LPL-sponsored advisory solutions.

David Zeitz is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2009. He has also been affiliated with Bank of America, N.A. since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions, supported by internal and third-party portfolio management teams.

Robert Donnelly is a financial advisor at Raymond James & Associates with Series 63 and Series 65 credentials and 43 years of industry experience. His prior roles include positions at Morgan Keegan & Company, LLC, Morgan Stanley, and Citigroup Global Markets. He is based in San Antonio, TX. Raymond James & Associates is a nationally recognized firm managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, pension plans, and municipal entities. The firm offers non-discretionary financial planning and investment consulting, drawing on various portfolio management styles and affiliated research to support client decision-making.

Daniel Nelson is a financial advisor at Merrill with 28 years of industry experience. He holds a Series 66 credential and has been associated with Merrill since 1997, including concurrent service with Bank of America since 2009. Outside of his advisory role, he serves as a committee member of the Louise H. Batz Patient Safety Foundation, focusing on community awareness and fundraising for hospital safety initiatives. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient strategies while leveraging its integration with Bank of America affiliates and capital-markets resources.

Lance Childress is a financial advisor at Morgan Stanley with 32 years of industry experience. He has held roles at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He holds Series 63 and Series 65 designations and is based in San Antonio, TX. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Carlos Tovar is a financial advisor at Ameriprise in San Antonio, TX, holding Series 63 and Series 65 credentials with six years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities LLC, and GWN Securities, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Markos Pappas is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Edward Jones and Investment Professionals, Inc. before joining Ameriprise in 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver customized, non-discretionary advice through a centralized consulting team.

Logan Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and bringing nine years of industry experience. He has been with Morgan Stanley since 2016, including four years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and research.

Troy Engelke is a financial advisor with Ameriprise in Live Oak, TX, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Randolph-Brooks Federal Credit Union and Cuna Brokerage Services. Outside of advising, he serves as Data Analytics Manager for RBFCU Assets LLC, providing analytical and operational support to Credit Union Service Organization leadership. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to provide tailored, non-discretionary advice, primarily for clients with substantial assets under management.

Leticia Sanchez is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and bringing 18 years of industry experience. Her prior work includes roles at Waddell & Reed, Inc. and various insurance carriers serving W&R Insurance Agencies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Robert Nelson Jr. is a financial advisor at Merrill with over 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1969 and Bank of America since 2011. Outside his advisory role, he is an investor in an oil and gas exploration venture through Nelson and Son LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacky Phan is a Series 65-licensed financial advisor with LPL Financial in San Antonio, TX, and has four years of industry experience. Prior to joining LPL Financial in 2025, Phan worked at Ulrich Consulting and Investment Group, LLC, CapFinancial Partners, LLC (CAPTRUST), Covenant, and was affiliated with the University of Texas at San Antonio. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, using a mix of discretionary and non-discretionary strategies supported by research tools and machine-learning applications.

Maria Elena De Anda is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized financial planning and guidance tailored to clients' unique goals and priorities. Her focus areas include college education planning, family wealth management strategies, legacy planning, retirement income, small business strategies, philanthropic planning, portfolio management services, tax minimization, managing new wealth, and personal retirement planning. Maria holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a High School Diploma from Allen High School and an Associate's Degree from Collin College. Outside of her professional work, Maria enjoys antiquing, cooking, interior decorating, photography, spending time with her family, and traveling.

Kelly Hendin is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 credential and 15 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Rebecca Benavidez is a financial advisor at Merrill with 37 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1987. Located in San Antonio, TX, her career has been dedicated to serving clients through Merrill’s platform. Merrill provides managed account services through its Select Portfolio Solutions (SPS) Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary investment strategies developed by internal and third-party managers, offering strategic asset allocation and tax-aware options.

Eduardo Guajardo is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and 17 years of industry experience. He previously worked at Bank of America and Merrill from 2008 to 2024 before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations in its financial planning process.

Diana Scheel is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and with 22 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2005. In addition to her advisory role, she works as a life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation through separate brokerage or insurance arrangements.