Ashley Pribble is a CFP® and holds a Series 66 license, with 11 years of experience in the financial services industry. She has worked at Charles Schwab since 2022 and previously held roles at USAA, focusing on financial planning and life insurance. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides a broad range of integrated custody, brokerage, and advisory services.

Diane Edwards is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She previously worked at Kovack Advisors, Inc. and Kovack Securities, Inc. from 2015 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and uses research from both in-house and third-party sources.

Abigail Claudio Jackson is a financial advisor at Merrill with 27 years of industry experience. She has been with Merrill since 1997 and holds a Series 63 designation. Outside of her advisory role, she owns and operates a small retail boutique called Abby's One of a Kind Finds. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew Phillips is a financial advisor with Morgan Stanley Wealth Management, based in San Antonio, TX, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Joshua Killeen is a Financial Advisor with Merrill Lynch Wealth Management, where he provides personalized wealth management strategies tailored to the unique goals and priorities of his clients. He focuses on bringing simplicity and transparency to financial planning, helping clients navigate the complexities of managing their wealth by placing their needs at the center of every decision. Joshua works collaboratively within the K&I Associates team, leveraging over 100 years of combined financial industry experience and the resources of Merrill to offer a comprehensive approach to investment, lending, and banking solutions. Joshua's areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, small business strategies, and investment strategies for both individual and corporate clients. He holds a Bachelor's degree in Finance from the University of Texas at San Antonio, where he was a member and captain of the baseball team, received all-conference honors, and was a three-time academic honor roll selection. Joshua has also served in leadership roles with the Fellowship of Christian Athletes and trains young athletes in baseball. He is married to his wife Kathryn, and they are expecting their first child in August 2024. Joshua holds the Personal Investment Advisor (PIA) designation. In his personal time, he enjoys baseball, football, golf, hunting, pickleball, reading, spending time with family, table tennis, traveling, and watching movies. Banking and lending services are provided through Bank of America, N.A.

Michael Whitehurst is a Wealth Management Advisor and Retirement Benefits Consultant with Merrill Lynch Wealth Management. He is a partner with the Collins Whitehurst Femat Wealth Management Team, where he focuses on helping businesses establish, evaluate, and improve retirement plans for their employees. Michael works closely with employers to evaluate plan providers, control costs, and enhance retirement outcomes for their workforce. He has experience advising companies ranging from 15 to over 1,500 employees. Michael holds a Bachelor of Business Administration degree from Texas Christian University, with a major in marketing and a minor in psychology. He has earned multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Retirement Plans Specialist™ (CRPS™), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) within Bank of America/Merrill. In addition to his professional work, Michael has been involved with various community organizations such as the Catholic Youth Organization, Catholic Charities of San Antonio, American Lung Association of Texas, Habitat for Humanity, and the TCU San Antonio Alumni Association. He has participated in leadership development programs including the Alexander E. Briseño Leadership Development Program, Leadership San Antonio, and the Community Education Leadership Program. Michael enjoys spending time with his wife Katie and their three daughters and engages in activities such as hot yoga, Pilates, kayaking, and outdoor pursuits.

Baochau Ton is a financial advisor at Merrill with Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining Merrill in 2024, Ton worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2018 to 2024. Ton has also held roles in various academic and nonprofit organizations, including Texas A&M University and the University of Texas MD Anderson Cancer Center. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Raul Guerrero is a CFP® with 17 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. His prior roles include positions at USAA Financial Advisors Inc. and USAA Investment Management Company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Christopher Budde is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. Prior to joining J.P. Morgan in 2019, he worked at Mcgill Airflow LLC and Panda Express, and he attended Abilene Christian University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Wesley Taylor is a financial advisor with Raymond James Financial in San Antonio, TX, holding Series 65 and Series 63 licenses. He has one year of industry experience and previously worked at Mutual of Omaha Insurance and Investor Services. In addition to his advisory role, he serves as a worship leader at First Presbyterian Church. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory solutions and maintains a notable presence in municipal and public finance through its affiliate network.

William Davis III is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including International Bank of Commerce, Air Force Federal Credit Union, and SWBC Investment Services. Outside of his advisory work, he is involved with Double D Bar Ranch, LLC, a non-investment related business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by research and model portfolios from internal and third-party sources.

Richard Sharp is a financial advisor at Osaic Wealth, Inc. with over 31 years of industry experience. He has held roles at Securian Financial Services and Securities America Advisors, among others. Sharp is also the owner of Symmetry Financial Solutions, an advisory and insurance business based in San Antonio, TX. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, using various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Lisa Martinez is a financial advisor with Fidelity in San Antonio, TX, holding Series 65 and Series 63 credentials and bringing 12 years of industry experience. She previously worked at Sendero Wealth Management, LLC, and has been with Fidelity Brokerage Services LLC since 2020. Outside of her advisory role, Martinez serves as president of her local Home Owner’s Association. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its formal advisory role to multiple registered investment companies and its use of advanced algorithmic methods and AI in portfolio management.

Jose Ramos is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and seven years of industry experience. He has worked at JPMorgan Chase & Co. and JPMorgan Securities LLC since 2009. Outside of his advisory role, he is involved in the entertainment industry as a musician performing with a band in San Antonio, TX. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and delivers its services on a non-discretionary basis.

Michael Sonnier is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 designations and possessing 23 years of industry experience. He has been with Merrill since 2009 and Bank of America, N.A. since 2002. Sonnier serves on the advisory board of PragerU, a media organization that provides educational content on American values. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

Adalberto Cuevas is an International Wealth Advisor with Merrill Lynch Wealth Management. In this role, he provides personalized wealth management strategies tailored to clients' evolving financial needs. Leveraging insights from Merrill and the comprehensive banking and lending solutions of Bank of America, he aims to help clients pursue their financial goals. With over 25 years of experience in the financial industry, Adalberto brings a deep understanding of wealth management. He was born in Mexico, grew up in Chicago from the age of eight, and has lived in San Antonio for more than 20 years. He holds a Bachelor's Degree from St. Mary's University and has earned the Personal Investment Advisor (PIA) designation. Adalberto is bilingual, fluent in both Spanish and English. Committed to community involvement, Adalberto follows the Merrill tradition of participating in local organizations through volunteer work. His professional philosophy centers on building strong, accessible relationships with clients to assist them in making important financial decisions.

Annabelle Watson is a financial advisor at Ameriprise with three years of industry experience. She previously worked at Raymond James & Associates and Recognos Financial. Watson is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise offers a retirement-income planning service primarily for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored planning through a centralized consulting team.

Alan Imes is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2020, including time at Charles Schwab Bank, SSB. Prior to that, he was employed at USAA in various financial planning and investment management roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios, due diligence on alternative investments, and a centralized operational structure serving a large client base.

John Friesen Jr. is a financial advisor at RBC Capital Markets with 14 years of industry experience and holds a Series 66 designation. He has been with RBC Capital Markets since 2016. Outside of his advisory role, he serves on the board of directors for St. David’s Episcopal School in San Antonio, focusing on finance and budgeting. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs combining in-house and third-party managers, with options for discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Joshua Galindo is a financial advisor at Morgan Stanley based in San Antonio, TX, holding the Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he was affiliated with Texas Cavaliers and has experience working in education within the Alamo Heights School District. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies.