Daniel Rees is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at USAA in various financial advisory and investment management roles from 2011 to 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research.

Mercedes Hauck is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and four years of industry experience. Her work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, TD Ameritrade, Robinhood Markets, and UCHealth. Outside of her advisory work, she is the owner of JMACC Holdings, a holding company unrelated to investment services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by its Schwab Center for Financial Research.

Chase Broten is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, CO, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Schwab in 2017, he worked at Cosmo's Pizza and attended the University of Colorado - Boulder. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm utilizes multi-asset model portfolios with strategic asset allocation, supported by centralized custody and operational infrastructure.

Walter Johnson is a CERTIFIED FINANCIAL PLANNER™ professional with 16 years of industry experience. He is currently with Charles Schwab & Co., Inc., where he has held various roles since 2018, including positions at Charles Schwab Trust Bank and Charles Schwab Investment Advisory, Inc. Prior to Schwab, he worked at OppenheimerFunds Distributor, Inc. from 2016 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Felipe Marchena is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His background includes roles at Charles Schwab, Costa Realty, and involvement with Finca Marchena. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, and custody services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services.

Brian Finlayson is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Oppenheimerfunds Distribution Inc and Thrivent Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a broad network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Jonathan Osowski is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and having 10 years of industry experience. He has concurrent roles at Avis Budget Group, PFS Investments Inc., Primerica Financial Services, and Complete Fire Protection. Outside of his advisory work, he is a licensed building instructor, dedicating time monthly to this activity. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs a model-driven investment approach supported by third-party asset managers and focuses primarily on individual investors rather than institutional portfolios.

Kirk Bjorn is a Series 65 licensed financial advisor at Charles Schwab with seven years of industry experience. He previously worked at Mercer Global Advisors, where he served in various roles from 2018 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investment offerings.

Shane Madigan is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and seven years of industry experience. His prior roles include positions at T. Rowe Price and USAA Financial Advisors Inc. Charles Schwab & Co., Inc. serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program. The firm offers a combination of non-discretionary advice and access to discretionary managed accounts, utilizing multi-asset model portfolios and centralized operational structures.

Scott Davis is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2018. Prior to that, he was employed at Schwab Charitable, Parker Douglas Insurance, and Urban Lending Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, supported by multi-asset model portfolios and centralized operational infrastructure.

Carlos Jimenez Velez is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Schwab, he was involved in a painting business and spent several years in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Lisa Storey is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Charles Schwab in 2021, she was self-employed in the restaurant and food services sector for nearly two decades. Outside of her advisory role, she owns Free To Roam LLC, which operates a vehicle rental business through Turo on weekends. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wrap fee programs, managed accounts, and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Lauren Maston is a financial advisor with Charles Schwab in Lone Tree, CO, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab in 2022, she worked at Cambridge Investment Research, Inc. from 2017 to 2021. Outside of her advisory role, she is co-owner and director of Rainbow Reef Enterprises LTD, which develops real estate in Fiji. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, supported by a multi-asset model approach and centralized operational infrastructure.

Kyle Busche is a financial advisor at Charles Schwab with 10 years of industry experience. He has been with Charles Schwab since 2017 and previously worked at optionsXpress from 2015 to 2017. Outside of his advisory role, he owns and operates Planalytics LLC, an analytics firm supporting small businesses and nonprofits in the Denver metro area. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts, offering multi-asset model portfolios and a formal alternative-investment onboarding process.

Amber Pojman is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 designations and 20 years of industry experience. She has been with Charles Schwab since 2006 and has held roles at several Schwab-affiliated entities since 2022. Prior to that, she worked at Digital Altitude from 2016 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary SMAs, offering multi-asset model portfolios and a centralized operational structure.

Lauren Wise is a financial advisor at Charles Schwab with 12 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab since 2018. Her prior experience includes roles at Bank of America and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational services.

Tyler Nielson is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TIAA. Outside of financial services, he is involved with Ed's Building Services, a facility maintenance business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering integrated advisory, brokerage, custody, and financial planning services with a combination of non-discretionary and discretionary investment options.

Greg Fulkerson is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and with 22 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2011 and concurrently has an affiliation with Colorado Christian University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options through a centralized and integrated platform.

Hayley Marcus is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and four years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2020 and Charles Schwab Bank, SSB since 2025. Prior to her advisory role, her background includes positions in university advancement and hospitality. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and due diligence on alternative investments.

John Flanagan is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been associated with various branches of Charles Schwab since 2009, including Charles Schwab Premier Bank and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.