Omar Ramirez is a Wealth Management Planning Consultant at Fidelity Investments, a position he has held since 2024. He is committed to delivering an exceptional client service experience and focuses on building lasting relationships founded on trust and a thorough understanding of the individual goals and values of his clients and their families. Omar's career at Fidelity Investments includes roles such as Wealth Management Service Specialist, Wealth Management Service Help Desk, Customer Relationship Advocate, and Workplace Planning Consultant, spanning from 2020 to the present. This progression reflects his experience and expertise within wealth management services. Outside of his professional responsibilities, Omar enjoys attending concerts, visiting museums, spending time with pets, running, snowboarding, and practicing yoga.

John Van De Bogart is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked with Northwestern Mutual in various roles from 2009 to 2019 before joining Mass Mutual in 2019. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and offers a range of planning programs including divorce and estate-settlement planning.

Brett Dammeyer is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018, following prior roles at O'Connell Group, LLC, Julian's Pizza Bar & Kitchen, and Wake Forest University. Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Glenn Rose is a CERTIFIED FINANCIAL PLANNER™ with 25 years of industry experience. He is currently with LPL Financial and has held prior roles at Trilogy Capital, Trilogy Financial Services, and National Planning Corp. In addition to his advisory work, he is a commissioned notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with access to model portfolios, third-party research, and advanced portfolio management tools.

Morgan Harris is a Planning Consultant at Fidelity Investments, where they collaborate with Financial Consultants to deliver comprehensive financial planning services. Morgan is dedicated to cultivating trust and providing reliable support to clients and their families. Morgan joined Fidelity Investments in 2020, holding positions including High Net Worth Service Associate and Relationship Manager before becoming a Planning Consultant in 2023. Their experience spans various roles within the company, contributing to their expertise in financial planning and client service. Outside of work, Morgan enjoys golf, outdoor adventures, skiing, surfing, and traveling.

Julie Shoemaker is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2013. Outside of her advisory role, she is involved in a technology-related business based in Castle Pines, Colorado. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial planning process.

Julie Gilewicz is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill and Morgan Stanley. In addition to her advisory work, she is an independent travel advisor for Cruise Planners-Voyage Vacations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and capital market assumptions to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including portfolio management, financial planning, and capital markets activities.

Elizabeth O'Donnell is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Cetera since 2021. Her prior experience includes roles at Voya Financial Advisors and founding O'Donnell Wealth Management, which she continues to own. Outside of her advisory work, she manages a pet brand ambassador career and serves as president of the Cheesman Square Townhouse Association board. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides portfolio management, financial planning, and access to third-party managers through various program structures and has over $256 billion in assets under management.

Michael Malarney Jr. is a financial advisor with Ameriprise in Denver, CO, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its affiliated firms since 2010. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Caroline Piehl is a CFP® with five years of industry experience, currently serving as a financial advisor at Cetera in Aurora, CO. She has worked with several firms including Avantax and TimeWise Financial LLC. Caroline also develops and delivers a financial literacy course for college and professional athletes through the Win Your Wealth program. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

James Caruso is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 65 licenses and has 43 years of industry experience. His prior work experience includes roles at Waddell & Reed, various insurance carriers, VJ Hein & Co, RMW Financial Group LLC, and his own firm, James T Caruso & Co Ltd. He is involved with Caruso | Jendrusch Generational Wealth, a business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research from various sources, and advanced technologies.

Peter Mac Millan is a financial advisor with Edward Jones in Denver, CO, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Aaron Mangione is a Financial Consultant at Fidelity Investments, where he works to develop and foster meaningful relationships to better understand clients' needs. He collaborates with clients to develop strategies aimed at helping them pursue their financial goals. Aaron has held several roles at Fidelity Investments, beginning as a Financial Representative in 2022. He then served as a Relationship Manager from 2022 to 2023, followed by a position as Planning Consultant from 2023 to 2024 before assuming his current role in 2024. This progression reflects his experience within the financial services industry. Outside of his professional work, Aaron's personal interests include biking, cooking and baking, fishing, football, outdoor adventures, and parenthood.

Patrice Henning is a financial advisor with Raymond James & Associates in Denver, CO, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has been with Raymond James & Associates since 2012. Henning serves on multiple advisory boards, including the Colorado College Invest Advisory Board and the Saint Mary’s University of Minnesota Investment Committee, where she is also active as an alumni community member and founder of an international service trip to Kenya. She is a member of the Fraser River Valley Lions Club Foundation Board. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and provides financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Jenifer Mutari is a financial advisor with Edward Jones in Glendale, CO, holding a Series 66 designation and bringing 11 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Carolyn Newton is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1997. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a wrap-fee structure for its services.

Caroline Hanzlik is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

Chuyang Guan is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. Since beginning their career at Fidelity in 2020, Chuyang has held various roles within the company, including Workplace Planning Consultant, Financial Consultant 1, Investment Solutions Representative, High Net Worth Service Associate, and Customer Relationship Advocate. Chuyang's professional experience encompasses benefits and financial planning, with a focus on developing tailored strategies and services to assist clients in planning for both expected and unexpected life events. They hold insurance licenses in Arkansas and California. Outside of work, Chuyang enjoys playing badminton, table tennis, and tennis, as well as exploring food and watching movies.

Nicholas Manna is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He works closely with clients to build financial plans that they are comfortable with, confident in, and committed to, leveraging the trusted brand and resources of Fidelity. Nicholas has been with Fidelity Investments since 2016, holding various roles including Portfolio Specialist, Client Management Representative, Central Relationship Manager, Financial Representative at the Broomfield Branch, and Premium Relationship Associate. This progression reflects his extensive experience in client management and financial services within the company.

Rebecca Sheets is a Series 66-licensed financial advisor at Edward Jones in Denver, Colorado, with 15 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient solutions, operating under a fiduciary standard.