Dalton Place is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having two years of industry experience. He has worked at several firms, including Pack Tax and NIAX, and is the owner of The Sweet Place LLC, which operates two co-branded franchise food service locations in Utah. Dalton participates in a networking referral group that meets regularly for business and community activities. Transamerica Financial Advisors serves a broad client base ranging from individual investors to large institutional clients, offering a variety of advisory and brokerage services including proprietary and third-party managed model portfolios with both discretionary and non-discretionary options.

Garrett Niles is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Creative Planning. His prior roles include positions at Lido Advisors, Morgan Stanley Private Bank, Morgan Stanley, and E*TRADE Capital Management. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Justin Bitner is a financial advisor with Commonwealth Financial Network in Salt Lake City, UT, holding the CFP® and ChFC® designations and possessing 31 years of industry experience. He has been with Commonwealth Financial Network since 2002, following a one-year tenure at Signator Investors, Inc. Outside of his advisory work, Bitner is involved in family partnerships and manages several private entities related to securities and investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $213 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options including mutual funds, ETFs, and individual securities.

Nick Bapis is a financial advisor with Rockefeller Financial LLC and holds a Series 63 designation. He has 53 years of industry experience, including prior roles at Hightower Advisors, Axiom Capital Management, and Rock & Co. He serves as a trustee or co-trustee for several client accounts, including family members and close family friends, without compensation. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers portfolio management, financial planning, and consulting services while operating as a registered broker-dealer with capabilities in securities transactions, variable insurance products, and investment banking.

Benjamin Pettit is a financial advisor with Eagle Strategies (NY Life) in South Jordan, UT, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His career includes roles at Ettington Financial Group, Nylife Securities LLC, and New York Life. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

John Bingham is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and five years of industry experience. He has worked with several affiliated firms since 2020 and is also the author of the book *Starting Over Starting Late or Both*, which is available for retail sale. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through a variety of proprietary and third-party investment programs, with discretionary and non-discretionary options.

Andrew Ellis is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Key Investment Services and KeyBank in various capacities since 2015. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm utilizes a multi-provider model combining discretionary implementation and strategist portfolio design, with notable integration of KeyCorp affiliates for additional advisory and banking services.

Landon De Coursey is a CFP® professional with one year of experience currently with Carson Wealth and CWM, LLC. His background includes roles in insurance and construction, as well as experience at Brigham Young University. CWM, LLC is an SEC-registered investment adviser managing approximately $50.6 billion across more than 650 advisors. The firm offers discretionary asset management, financial planning, retirement plan services, and uses a committee-driven investment approach incorporating fundamental and technical analysis.

Jonathan Larsen is a financial advisor with Osaic Advisory Services, LLC and holds a Series 66 designation. He has two years of industry experience, previously working at Cetera and Cetera Wealth Services. Outside of finance, he operates a freelance photography business. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base that includes individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a variety of investment programs and financial planning services, utilizing a mix of fundamental and technical analysis, tactical trading, direct indexing, and structured products, with custody primarily through Fidelity and Schwab.

Richard Phillips is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and having seven years of industry experience. His career includes positions at WealthWave, Managed Wealth Financial, World Financial Group, and WFG Direct since 2018. Outside of financial advising, he has worked in aerospace manufacturing since 1982 with PCC Aerostructures Klune-Spanish Fork, specializing in CNC programming and aerospace part production. Transamerica Financial Advisors serves a diverse range of clients including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models with discretionary and non-discretionary options.

Jordan Grow is a financial advisor with Equity Services, Inc. holding a Series 65 designation and two years of industry experience. His prior work includes roles at MDRN Capital LLC, Cambridge Financial, and National Life Group. Outside of advising, he is co-owner of Grow Financial LLC, an insurance agency, and JH Grow LLC, a marketing and home renovation business. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a combination of long-term strategies and options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Gregory Brown is a ChFC® credentialed financial advisor with 42 years of industry experience. He has worked at Hornor, Townsend & Kent, LLC since 2013 and has prior experience at Penn Mutual, Cetera Wealth Services, and Advantage Financial Strategies. In addition to his advisory role, he is involved in a multi-line insurance brokerage, focusing on life, health, disability, long-term care, and annuity clients. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering financial planning, advisory programs, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining custody, execution, and brokerage capabilities with investment advice.

Jonathan Fauver is a CFP® with seven years of industry experience, currently advising at Farther since 2023. His prior roles include positions at Charles Schwab Bank, Charles Schwab, Fidelity Brokerage Services, and E*Trade Securities. Before entering the financial sector, he worked at Brigham Young University for four years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily investing in ETFs, mutual funds, equities, and fixed income.

Aaron Haaga is a financial advisor with Transamerica Financial Advisors in South Jordan, UT. He holds a Series 66 designation and has one year of industry experience. Outside of advisory work, he is involved in real estate development and management through several business ventures, including ownership and operational roles in construction, subdivision development, and real estate sales. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services, utilizing proprietary model portfolios and third-party money managers, with both discretionary and non-discretionary program options.

Jordan Hatanaka is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 registrations and nine years of industry experience. He has held roles at Transamerica Financial Advisors since 2015, with prior involvement in insurance sales and bookkeeping for businesses including Crystal Tones LLC and 2 A4 Life. Outside of his advisory work, he serves as a controller at Crystal Tones LLC, a manufacturing company. Transamerica Financial Advisors serves a broad client base including individual investors, high-net-worth clients, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, employing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Alan Wilde is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His work history includes roles at Megasphere, Business Network International, Inovashare Benefits LLC, Awesome Benefit Advisors, Managed Wealth Financial, and WFGIA. He participates in business networking groups such as Business Network International and Megasphere. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Michael Hadley is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, including prior roles at Morgan Stanley, UBS Financial Services, and Principal Life Insurance. Hadley is based in South Jordan, Utah. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning, consulting, and discretionary management solutions, incorporating both proprietary and third-party platforms.

Randall Fox is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at J.P. Morgan for 21 years before joining Transamerica in 2024. Outside of advising, he is the owner of Fox Properties I & II, a rental property business he has managed since 2008 through a property manager. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach across multiple platforms.

Cody Barrus is a CFP® certificant and Series 65 license holder currently with EP Wealth Advisors in Salt Lake City, UT. He has one year of industry experience and previously worked with Aquire Wealth Advisors, LLC d/b/a Dentist Advisors, Deseret Mutual Benefit Administrators, Alter Domus, and PC Enclosures. He also spent six years at Brigham Young University before beginning his financial advising career. EP Wealth Advisors serves individual, corporate, and retirement plan clients, offering wealth management, discretionary portfolio management, and financial planning services. The firm provides customized model portfolios and ongoing monitoring using a combination of fundamental, technical, and cyclical analysis, and offers additional services such as tax preparation and estate-document facilitation for eligible clients.

Lorraine Umberger is a financial advisor at J. W. Cole Advisors, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Cambridge Investment Research Advisors and Metlife Securities. Outside of her advisory role, she serves as a notary and manages LUC Enterprises, a tax-related business. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent representatives. The firm provides portfolio management, financial planning, access to third-party managers, and various managed account solutions.