Melisa Portillo Leonardi is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and Primerica Financial Services. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as trusts, estates, partnerships, and corporate entities. The firm offers both point-in-time planning and ongoing portfolio management through a range of model and customized portfolios.

Kaitlin Cochran is a Series 66-credentialed financial advisor with Commonwealth Financial Network, based in Salt Lake City, UT. She has one year of industry experience and has been with Commonwealth Financial Network and Sterling Financial Group in overlapping roles since 2015. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of individual and institutional clients. The firm offers a range of managed-account programs and access to third-party asset managers, supporting clients with a comprehensive platform that includes discretionary and nondiscretionary portfolio options and custody services.

Scott Martineau is a financial advisor at Creative Planning with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Creative Planning since 2021, following roles at Reilly Financial Advisors and Gwfs Equities Inc/Great West Life & Annuity Insurance Company. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets, employing a financial planning-led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by tactical and private market investment options.

Paul Mathewson is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 27 years of industry experience. He has been with Commonwealth since 2002. Outside of his advisory role, he owns a window cleaning business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios and specialized program options.

Rodrigo Garay is a financial advisor at CWM, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and Carson Wealth. Garay also serves as adjunct faculty for business and language courses at Salt Lake Community College and the University of Utah and is an accredited advisor for the Capitaliz Value Acceleration system. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, typically managing accounts on a discretionary basis using model portfolios with a blend of fundamental and technical analysis and third-party sub-advisors.

Mckay Sobotka is a financial advisor at Equity Services, Inc. with a Series 65 credential and one year of industry experience. Prior to his current role, he worked at National Life Group and LiveView Technologies. He has been an insurance agent with Cambridge Financial Network since 2025. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizes third-party asset managers and model portfolios, and operates with both discretionary and non-discretionary client programs.

Steven Cox is a CFP® with seven years of industry experience, currently serving as a financial advisor at Centaurus Financial, Inc. since 2019. He also maintains a role with Scott D. Phillips, where he has been involved since 2016. Outside of advisory work, Cox provides life coaching services through Sound Coaching, Inc., focusing on individual, family, and business clients. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm employs a variety of analytical approaches and provides both discretionary and non-discretionary portfolio management, as well as specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Kendra Burgon is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and three years of industry experience. She serves as president of the Silver Mesa PTA and is involved as a referral partner with Beach Boss Influencers. Kendra's prior roles include marketing positions with WealthWave and Managed Wealth Financial. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, offering a range of advisory and broker-dealer services including fee-based wrap programs, model portfolios, and access to third-party money managers. The firm provides discretionary and non-discretionary investment programs and operates as both a registered broker-dealer and registered investment adviser.

Andrew Burdick is a financial advisor at Empower Advisory Group based in Salt Lake City, UT. He holds a Series 66 designation and has been active in the industry since 2026. Prior to joining Empower, he worked at The Investor's Edge from 2024 to 2026 and has experience in education and nonprofit sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Michael Ewing is a financial advisor with Transamerica Financial Advisors and holds Series 65 and Series 63 licenses. He has four years of industry experience and has worked at Transamerica Financial Advisors since 2021. Outside of his advisory role, he has involvement with Super Saver Media and World Financial Group, Inc. Transamerica Financial Advisors serves individual investors, pension plans, trusts, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, including fee-based wrap programs, model portfolios, and access to third-party money managers.

Kelly Zitting is a CFP® with 24 years of industry experience, currently affiliated with Osaic Advisory Services, LLC. He has held prior roles at firms including Equitable Advisors, Arbor Point Advisors, and Strategic Advisers, Inc. In addition to his advisory work, he serves in the U.S. Army Reserve as a Resource Manager and operates a health insurance and annuities business. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base including individuals, pension plans, corporations, and nonprofit entities. The firm provides investment management, financial planning, and retirement consulting through multiple program models and uses a combination of proprietary and third-party platforms.

Isaac Gwinn is a financial advisor at Corient in Salt Lake City, holding the CFP® designation and Series 65 license with four years of industry experience. Prior to joining Corient in 2025, he worked at WCG Wealth Advisors, LLC, and V Wealth Advisors LLC. Outside of his advisory role, he serves as a referee for recreational soccer and volleyball. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party manager solutions and offers specialized services such as family office and corporate trustee offerings.

Brett Bunker is a financial advisor at Guardian Life with 10 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he was involved with Rocky Mountain Nanotechnology, LLC for nine years. Guardian Life’s subsidiary, Park Avenue Securities LLC, is a dually registered broker-dealer and investment adviser that serves individuals, pension plans, charitable organizations, and corporate clients with a range of brokerage and advisory services, including proprietary and third-party investment programs.

Nathan Jackson is a financial advisor at J.W. Cole Advisors, Inc. with 10 years of industry experience. He holds the Series 66 credential and previously worked at Cambridge Investment Research Advisors from 2016 to 2021. Outside of his advisory role, he serves as a caregiver and acts as successor trustee for a family trust. J.W. Cole Advisors serves individuals, high-net-worth clients, and institutional accounts through an extensive network of independent Investment Adviser Representatives. The firm offers fee-based portfolio management, financial planning, retirement plan services, and access to various third-party investment platforms, employing both discretionary and non-discretionary management strategies.

Victoria Ferguson is a CFP® with five years of industry experience, currently advising at Mercer Global Advisors Inc. Prior to joining Mercer, she worked at Northstar Investment Advisory LLC, Dentist Advisors, SECFI, Ellevest, Robert W. Baird, and the University of Utah. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, providing investment advisory services along with financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory-based investment approach emphasizing globally diversified, risk-appropriate portfolios using a mix of low-cost ETFs, index funds, separate account managers, and other strategies.

Traci Carrion is a financial advisor with TIAA-CREF in Salt Lake City, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Her prior firms include Raymond James, Allstate Financial Advisors, and Morgan Stanley Smith Barney. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers model and customized portfolios through its managed account programs and acts as adviser to a donor-advised fund sponsored by Charityvest.

Thomas Hall is a CFP® and ChFC® with 32 years of experience in the financial services industry. He is currently with CWM, LLC and has previously worked at Carson Wealth, Cetera Wealth Services, Signal Wealth, Thom K Hall Financial Group, and Securities America. Outside of advisory work, he is the founder and president of Advisor Metrix LLC, a software application company, and serves on the board of the Entrepreneurs' Organization Utah chapter as well as on the board of the non-profit Sentience Retreats. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, retirement-plan services, and sub-advisory solutions, with a discretionary investment approach that combines model portfolios, third-party sub-advisors, and customized indexing tools.

Thomas Sautel is a financial advisor with Valic Financial Advisors in Salt Lake City, UT, holding a Series 66 credential and five years of industry experience. His work history includes positions at Agia and The Prudential Insurance Company of America. Outside of his advisory role, he competes as a professional disc golfer in local tournaments. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and consulting services, utilizing discretionary unified managed accounts and multiple wrap programs through a large network of investment advisor representatives.

Zachary Ford is a financial advisor with TIAA-CREF in Salt Lake City, UT, holding a Series 66 designation and three years of industry experience. His prior work includes roles at LPL Financial, CUSO Financial Services, America First Credit Union, and OSF International. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans.

Kristine Maxfield is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 designations and 33 years of industry experience. She has worked at Ameritas Advisory Services since 2021 and previously held roles at Charles Schwab from 2000 to 2015. In addition to her advisory role, she serves as a senior vice president and wealth advisor with Sovereign Financial Group, where she also acts as a resident producer of insurance sales. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers managed account programs, fee-based variable annuity and life insurance subaccount management, and utilizes various custodial platforms and third-party tools to support portfolio construction and ongoing client management.