Miguel Espinoza is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA for over a decade. Outside of his advisory role, he has a small non-investment business based in Prescott Valley, AZ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning and access to model portfolios and third-party management, supported by technology tools for research and operations.

Richard Kuhn is a financial advisor with Edward Jones in Surprise, AZ, holding a Series 66 designation and 25 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jeffrey Munster is a financial advisor at Merrill with 46 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 2006. Prior to this, he worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Brown is an advisor with LPL Financial, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at AE Wealth Management and Independent Wealth Management. Additionally, he has experience in the hospitality industry with McFadden's Bar and Grill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions utilizing both proprietary and third-party strategies, supported by extensive technology and a broad network of advisors.

Joseph Shinske III is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Cuna Mutual Group, CUNA Brokerage Services, Inc., and Cetera Wealth Services, LLC. He also serves as a notary outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios and institutional platforms, supported by technology tools for advisors.

Ellen Dean is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 28 years of industry experience. She has been with Raymond James in various capacities since 2000 and recently operated under the Paradise Financial Partners brand. Outside of her advisory work, she is involved with Medicare health insurance sales through her business, Dean and Associates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains unique services such as municipal advisory capabilities and SIMPLE IRA Employer Advisory programs.

Chad Swanson is a Series 66 licensed advisor with Edward Jones in Litchfield Park, AZ, where he has worked since 2018. He has eight years of industry experience, including four years at Southwest Products prior to joining Edward Jones. Outside of his advisory role, he manages rental property in Litchfield Park. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and maintains a large national network of advisors and branch offices.

Andrew Meeks is a financial advisor with Charles Schwab based in Phoenix, AZ, holding a Series 66 designation and five years of industry experience. His prior positions include roles at Renaissance Financial, Minnesota Life Insurance Co, Securian Financial Services Inc, and Grand Canyon University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary strategies and offers centralized custody and order-routing services to a large client base.

Catherine Scrivano is a financial advisor with Cetera who holds Series 63, 65, and 66 licenses and has 39 years of industry experience. She is also president and owner of Casco Financial Group and volunteers as a presenter for the SIFMA Foundation to promote financial education. Additionally, she serves on the board and finance committee of Beatitudes Campus, a senior living organization, and participates in voter registration outreach with the Maricopa County Recorder’s Office. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering diverse portfolio management and financial planning services with a multi-manager platform that includes affiliated and third-party investment strategies.

Blake Jones is a financial advisor at Edelman Financial Engines in Phoenix, AZ, with four years of industry experience and a Series 65 credential. Prior to joining Edelman Financial Engines in 2025, he worked at Financial Engines Advisors L.L.C. from 2021 to 2025. Outside of his advisory role, he has worked as an on-demand delivery driver for Uber Eats and Amazon Flex since 2020. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a range of workplace and planner-led wealth management solutions, combining proprietary modeling with planner delivery and online tools, managing approximately $326 billion for about 477,000 clients.

Kelton Lyons is a financial advisor at Wells Fargo Clearing with a Series 66 designation and entry-level industry experience. He has been with Wells Fargo Clearing since 2025. Prior to this, he studied at Arizona State University and worked at Discount Tire. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

King Mah is a financial advisor with Osaic Wealth, holding a Series 66 designation and 10 years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Advisors Corporation for six years and held various roles with insurance agencies and Waddell & Reed. Outside of his advisory role, he has been involved in administrative duties at Magic Feet Reflexology since 2021. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, complex affiliate network, and recent consolidation activities.

Sammer Miqbel is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and nine years of industry experience. He previously worked at Wells Fargo Clearing and U.S. Bancorp Investments and is currently associated with Desert Financial Credit Union and Desert Financial Wealth Management. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations, providing financial planning and investment consulting tailored to client goals. The firm offers a range of advisory programs and supports institutional consulting with tools that incorporate risk profiling and modeling to help illustrate potential outcomes.

Kevin Naef is a financial advisor at Edward Jones with 25 years of industry experience, all of which he has spent with the firm since 2001. He holds the Series 63 designation and is based in Sun City, AZ. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Jennifer Merrifield is a financial advisor at LPL Financial with seven years of industry experience. She holds the Series 65 and Series 63 designations and has worked at LPL Financial since 2021. Prior to that, she was employed at BMO Harris Bank from 2002 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kevin Ragon is a financial advisor with Ameriprise in Phoenix, AZ, holding Series 63 and Series 66 licenses and 18 years of industry experience. His career includes prior roles at Wells Fargo Clearing and Edward Jones. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Torsten Saile is a financial advisor with Cetera in Phoenix, AZ, holding the ChFC® designation and Series 63 and 66 licenses, with 27 years of industry experience. His prior roles include positions at LPL Financial, Sequioa Wealth Management, and Triad Advisors. Outside of advisory work, he co-owns several ventures including Ironwood Family Wealth Advisors and Clear Path Growth Partners, where he provides consulting services to business owners. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various program options and a mix of discretionary and non-discretionary portfolio management services.

Jason Braunstein is a financial advisor at Robert W. Baird & Co. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at City National Bank and RBC Capital Markets. Braunstein serves on the boards of the People of Faith Foundation and the Peoria North Rotary Club. He is part of The DDK Group within Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of strategies from traditional to complex allocations.

Shannon Simmons is a financial advisor with Edward Jones in Peoria, AZ, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2018, she spent 16 years working as a realtor and has been involved with Watermark Solutions/LaundriTek, a company selling cleaning chemicals, since 2001. She is also a co-trustee for her family trust, managing distributions for educational expenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with a network of over 23,700 advisors and approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, investment solutions, and affiliated services under a fiduciary standard.

Aaron Mcgowan is a financial advisor at Primerica Advisors in Buckeye, AZ, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has been with Primerica Advisors since 2014 and Primerica Financial Services since 2013. Outside of his advisory role, Mcgowan serves as a worship minister at The Church at Sun Valley, committing 15 hours per month to this position. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and delegates portfolio implementation to third-party managers, maintaining oversight and model curation.