Emily Wade is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. Her prior roles include positions at The Ameriflex Group, Sagepoint Financial, and Voya Financial Advisors. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support client planning, delivering recommendations through a centralized consulting team.

Brandon Rinker is a financial advisor with Merrill in Tucson, AZ. He holds a Series 66 designation and has been in the industry for less than one year. His prior work experience includes multiple roles at Carmax and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Roberto Leyva is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo and its affiliates since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Randal Cox is a financial advisor with RBC Capital Markets in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has worked at RBC Capital Markets since 2008 and at City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to client risk profiles and utilizing both in-house and third-party investment managers.

Mario Molina is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. for much of his career, with a brief tenure at Morgan Stanley. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining institutional advisory capabilities with brokerage and investment management services.

William Babicke is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 36 years of industry experience. His career includes long tenures at MetLife Securities Inc. and Metropolitan Life Insurance Company before joining Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Babicke is also an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements that focus on investment strategies rather than specific product selections.

Richard Burrows is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Hermann is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and MassMutual in various capacities. Outside of his advisory role, he is involved with Evexias Health Solutions in Tucson, AZ. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Thomas Mccausland III is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and having 43 years of industry experience. He has been with RBC Capital Markets since 2008. Mccausland has served on the board of the Tucson Conquistadores Foundation, which supports Southern Arizona youth athletic programs. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customized advisory programs and portfolio management services, utilizing both in-house and third-party investment managers while providing access to a wide range of investment options.

Biancha Infante is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding a Series 66 designation and eight years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously at CUNA Brokerage Services, Inc. from 2016 to 2017. Outside of advising, she owns Soledad Studios LLC, a photography business based in Oro Valley, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Richard Johnson is a financial advisor at Merrill with 40 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2003 and Bank of America, N.A. since 2011. Outside of advising, he is a co-owner of a family rental property. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates closely with Bank of America affiliates and emphasizes manager selection, monitoring, and tax-efficient investment strategies.

Jonathan Rafferty is a Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2013 and holds the Personal Investment Advisor (PIA) designation. Jonathan has an Associate degree in Pre-Business from New Mexico State University and has also attended Colorado State University and Liberty University, although no degrees were conferred from these institutions. Jonathan's expertise encompasses college education planning, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. He works closely with clients to define their financial goals and develop portfolio strategies tailored to their needs, providing ongoing advice to adapt to changing circumstances. Originally from Colorado Springs, Jonathan grew up in an Air Force family and was medically discharged from the U.S. Air Force Reserve while attending college. He is active in community initiatives, volunteering with organizations such as Habitat for Humanity, Junior Achievement, and RSL-AZ Southern Arizona. Outside of work, he enjoys spending time with his family, participating in various sports, running, cooking, and music.

Yamen Fellah is a financial advisor at Raymond James Financial with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and Merrill. Fellah serves as a Finance and Investment Committee Member for the Community Foundation of Southern Arizona. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Kimberly Watkinson is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Bank, Wells Fargo Clearing, Fidelity Investments, and WELLS FARGO Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Sara Watson is a Planning Consultant at Fidelity Investments, a role she has held since 2025. She has experience in various capacities within the financial services industry, including positions as a Relationship Manager at Fidelity Investments, Operations Specialist II at TCI Wealth Advisors, Client Services Associate at UBS Financial Services, and Financial Representative at Fidelity Investments. This range of experience has provided her with practical knowledge in client relationship management, operations, and financial planning. Sara holds a background in Philosophy and an MBA, which she integrates into her professional approach to financial consulting. Her method emphasizes ethical insight and strategic thinking to assist clients in making informed, value-driven financial decisions. She focuses on combining critical analysis with practical financial expertise to deliver personalized planning that supports clients' long-term goals. Outside of her professional commitments, Sara's interests include board games, concerts, family activities, social events, music, and parenthood.

Cathleen Pike is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, with a long tenure at Wells Fargo Bank, NA. Outside of her advisory role, she manages several long-term and short-term rental properties in Tucson, AZ. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, corporations, and nonprofit organizations. The firm offers tailored investment programs combining in-house and third-party managers, with options for portfolio customization and integrated financial services.

Geoffrey Miller is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he is a member of Revivify Capital Fund 1, LLC, and is involved with the Arizona Captive Insurance Association, which promotes Arizona as a captive insurance domicile. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning and estate planning services supported by firm-approved tools and a structured discovery process.

Thomas Mc Connell is a financial advisor with Edward Jones in Oro Valley, AZ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Merrill Lynch and self-employment periods before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutional investors, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory programs and affiliated services under a fiduciary standard.

Brian Crawford is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory work, he is involved as an investment committee member for the Rotary of Tucson and has ownership interests in NALLY JAMES PLLC and CRAWFORD GP LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that address a wide range of planning needs, including niche areas such as business-owner transition and special-needs analysis. The firm offers tailored recommendations supported by proprietary research and planning tools, with flexible implementation options through brokerage or advisory programs.

Luke Kacer is a financial advisor with Ameriprise in Tucson, AZ, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to Ameriprise, he worked at Northwestern Mutual in various roles including wealth management, investment services, and life insurance. He was also employed by the University of Arizona for five years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service offering retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.