Nicholas Vierra is a financial advisor with Equitable Advisors in Las Vegas, NV, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, Fidelity Investments, and Total Quality Logistics. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to advisory models, often implemented through third-party asset managers and LPL-sponsored programs.

Paul Cohen is a financial advisor with Raymond James & Associates in Las Vegas, NV. He holds Series 63 and Series 65 licenses and has 44 years of industry experience, including eight years each at Raymond James & Associates and UBS Financial Services Inc. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations with a range of financial planning and consulting services, employing various portfolio management styles supported by affiliated research and sub-advisers.

Darren Daye is a financial advisor with Equitable Advisors, holding Series 63, 65, and 66 licenses and 24 years of industry experience. His prior roles include positions at B. Riley Wealth Management, National Securities Corporation, Select Planning Group, and Securian Financial Services. He also serves as power of attorney for his son. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes various advisory models implemented through third-party managers and offers a range of investment options including mutual funds, ETFs, and alternative investments.

Chad Saclolo is a financial advisor with UBS Financial Services in Las Vegas, NV, holding a Series 66 designation and seven years of industry experience. He has previously worked at Ameriprise Financial Services and Jo-Ann Stores, Inc., and also spent time at the University of Nevada, Las Vegas. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans according to clients' goals and risk tolerances.

Dawson Drake is a financial advisor at Ameriprise in Las Vegas, NV, with eight years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018. Outside of financial services, he has experience working at CVS Health and has been involved with the UNR Writing Center and the University of Nevada, Reno. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis to support clients’ retirement planning.

Zachary Richey is a financial advisor at Ameriprise in Las Vegas, NV, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise in 2023, he worked in various roles at the University of Nevada, Las Vegas, including Residential Life and the Student Wellness and Recreation Center. Outside of his advisory role, he engages in AI data annotation as an independent contractor, performing tasks such as completing quizzes, writing, and interacting with chatbots. Ameriprise serves clients primarily through its retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marcos Martinez Bergman is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV. He holds Series 65 and Series 63 licenses and has five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of planning programs and educational seminars, using firm-approved tools to support collaborative, annual financial planning engagements.

Gregory Adams is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63, 65, and 66 licenses and 12 years of industry experience. He previously worked at Edward Jones for seven years before joining Ameriprise in 2022. Adams serves as President of the Rotary of Downtown Las Vegas and is also an Adjutant for the American Legion Post 51 in North Las Vegas. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations as part of a broad range of advisory, brokerage, and insurance solutions.

John Klumbach is a CFP® professional with 27 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax Investment Services and LPL Financial and has operated JJ Klumbach Consulting, Inc. since 2001. Klumbach serves as treasurer for multiple nonprofit organizations, including the Lions District 46 Foundation and the West Charleston Lions Club Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Janinne Campbell Smith is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Ameriprise Financial Services. Outside of her advisory role, she is a travel planner associate and holds various independent contractor positions in transportation and delivery services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Yessenia Hirales is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has previously held roles at Bank of America, Sprint, Dillard's, Aldo, University of Nevada Las Vegas, and Sears. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Nicole Cooper is a financial advisor at Wells Fargo Advisors in Las Vegas, NV, with 17 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for six years and Wells Fargo Clearing for six years before joining Wells Fargo Advisors. She holds Series 63 and Series 65 registrations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a wide range of financial planning services and investment options, utilizing Wells Fargo research and tools to develop tailored recommendations.

Suzanne Anderson is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Michael Bajorek is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Heartland Institute of Financial Education, Nationwide Financial, Transamerica Financial Advisors, and World Financial Group. Bajorek is also involved with Southern Nevada Property Management LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing model portfolios and customized strategies supported by advisor-facing technology.

Jason Kelley is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and bringing 13 years of industry experience. His prior roles include positions at Capital Choice Investment Advisers and Ccf Investments, Inc. Outside of his advisory career, he was involved with Sin City Aquatics LLC from 2019 to 2020. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Malcolm Rose Jr. is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. His prior roles include positions at Truist Investment Services, Prudential Insurance Company of America, and Mutual of Omaha. Outside of his advisory work, Rose has authored a book of poetry and maintains a blog that interprets hip-hop lyrics to discuss mental, physical, and financial fitness. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Nicolas Scamorza is a Financial Advisor at The Cohen Group, a Merrill Lynch Wealth Management team headquartered in Las Vegas, Nevada. Joining the team in 2022, he contributes to business development and works alongside his wife, Jessica Cohen, and father-in-law, Gary Cohen. His role involves helping clients build and preserve their wealth across generations with personalized financial strategies. Prior to his current position, Nicolas spent over 11 years as a Certified Public Accountant at PwC, RSM US LLP, and Deloitte. His areas of client focus include Divorce Transition Planning, Family Wealth Management Strategies, Small Business Strategies, Tax Minimization, and Retirement Income. Although he draws on his accounting background, he does not provide tax advice in his current role. Nicolas holds a Bachelor's Degree from the University of Nevada - Las Vegas and maintains professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, he enjoys spending time with his wife, hiking, cheering for the Vegas Golden Knights, and cooking.

Crystal Heres is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by integrated brokerage, custody, and alternative investment due diligence.

Daniel Beheshti is a financial professional at Cetera with 14 years of industry experience. He has held previous roles at UBS, Bank of America, and Merrill. Outside of his advisory work, he is also an insurance agent selling fixed insurance products. Cetera is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services and access to various third-party managers.

Kerry Withrow is a financial advisor with Raymond James & Associates in Las Vegas, NV, holding Series 63 and Series 65 licenses and 32 years of industry experience. Prior to joining Raymond James in 2024, he worked at City National Bank and RBC Capital Markets. He is a passive investor in a private equity healthcare fund. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management strategies.