Gary Hirschfeld is a financial advisor at Hightower Advisors in San Diego, CA, with eight years of industry experience. He holds a Series 65 designation and has worked at Hightower Advisors since 2019, after four years at Delphi Private Advisors. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes manager selection and multi-manager solutions and utilizes both affiliated and third-party managers with proprietary research to support portfolio construction.

Richard Love II is a financial advisor with Principal Financial Services based in Carlsbad, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at Kepha Wealth and Benefits Management, WestCorp Financial and Insurance Services, and Principal-affiliated companies. Outside of financial services, he is involved in equipment sales through Lionheart Enterprises, selling dash cams and solar generators. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers under various arrangements.

Jarrod Hendricks is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior work includes roles at Jerome C. Price and operating his own firms such as Hendricks Financial and Jb Hendo. He is involved in estate planning referrals through affiliated entities like Inherit Guard and LSPN Pro. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm delivers advice through proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Walter Hansch is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and 40 years of industry experience. His career includes roles at Cetera Advisor Networks and Cetera Wealth Services, and he has operated Hansch Financial Group since 2005. Outside of advisory work, he is a licensed California real estate agent and insurance agent, and provides tax planning consulting through his independent contractor role. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers financial planning and portfolio management through multiple platforms, employing both active and passive strategies combined with ongoing due diligence.

Nathan Hartman is a CFP® professional with 22 years of experience in the financial services industry. He currently serves as an advisor at Schwab Wealth Advisory and has previously worked at Fidelity Investments, LPL Financial, and The Vanguard Group. Outside of his advisory work, he co-owns an LLC with his spouse focused on golf-related business ideas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Kent Tedrick is a financial advisor with Integrated Wealth Concepts LLC in Carlsbad, CA. He holds the CFP® and CFA® designations and has 31 years of industry experience. Prior to joining Integrated Wealth Concepts in 2019, he worked at Independent Financial Partners, LPL Financial, Kestra Investment Services, and Osaic FA, Inc. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios primarily using mutual funds, ETFs, individual equities, and fixed income with a long-term approach complemented by shorter-term trades for rebalancing or cash needs.

William Walsh is a CFP® with three years of industry experience, currently serving as a financial advisor at Corient in San Diego, CA. Prior to his financial advisory roles, he served in the U.S. Navy for 24 years. He also provides mentorship through 3rd Decade, offering financial education and guidance to young adults. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that integrates proprietary strategies with third-party managers, incorporating risk management tools and alternative investments where appropriate.

William Taylor is a CFP® with one year of industry experience, currently serving as a financial advisor at Corient. Prior to joining Corient, he worked at Gradient Capital Advisors, LLC, and has held various roles including positions in education and analytics. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers, employing risk management tools and alternative investment options as appropriate.

Brett Gottlieb is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at AE Wealth Management since 2019 and previously held roles at Legacy Road, LLC and Comprehensive Advisor, LLC, where he is also an owner and insurance agent. Gottlieb serves as a chapter president and speaker for the American Financial Education Alliance, a nonprofit organization providing educational workshops on retirement planning. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm employs discretionary model portfolios and combines fundamental, technical, and cyclical analysis methods, managing approximately $49.8 billion for over 127,000 clients.

Aaron Buczek is a financial advisor at Creative Planning with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Creative Planning since 2013. The firm provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans, managing approximately $217 billion in client assets. Creative Planning employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by direct indexing, tax-loss harvesting, and other portfolio management techniques.

Brett Little is a financial advisor at Independent Financial Group, LLC with 21 years of industry experience. He has been with Independent Financial Group since 2008 and worked previously at EPlanning Advisors Inc. from 2006 to 2008. Outside of his advisory role, he owns and operates Little Business Wealth Advisors, a California corporation offering life, health, long-term care, and disability insurance. Independent Financial Group provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence, offering both discretionary and non-discretionary management through various platforms and third-party programs.

Jacob Erlendson is a CFP® and CFA® with 14 years of industry experience. He is currently with Corient in San Diego, CA, where he has worked since 2022 following a 17-year tenure at Dowling & Yahnke, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that combines proprietary strategies with third-party solutions and risk management tools, and it offers specialized services through affiliated entities.

Emily Saffa is a financial advisor at Stratos Wealth Partners, Ltd with 11 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Outside of her advisory duties, she is involved with Brown Wealth Management as a client service assistant. Stratos Wealth Partners, Ltd is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management, serving individuals, retirement plans, corporations, nonprofits, and institutional clients. The firm operates an open-architecture, IAR-driven model that integrates multiple third-party platforms and managers to deliver discretionary and non-discretionary portfolio management alongside various financial planning and institutional solutions.

Stevan Dority is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and over 21 years of industry experience. His prior firms include Raymond James Financial Services, Wells Fargo Advisors, and Morgan Stanley. In addition to his advisory role, he is the CEO of Wine Country Wealth, a wealth management firm. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolio management using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors.

Kyle Quinn is a CFP® professional with 31 years of experience in financial advising. He has been with Mariner Wealth Advisors since 2011. Based in San Diego, CA, he holds Series 63 and Series 65 licenses. Mariner serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations through customized investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party strategies and integrates tax and accounting services, offering solutions that include Core Family Office services and employer financial wellness tools.

Lucas Lowery is a Series 65-registered financial advisor with Stratos Wealth Partners, Ltd., based in San Diego, CA. He has worked in the financial services industry since 2024, including prior roles at Sprott Asset Management and Real Brokerage, and also has experience outside finance running a cafe business. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management, serving individuals, retirement plans, corporations, nonprofits, and institutional clients through a variety of financial planning and portfolio management services. The firm operates an open-architecture model supported by multiple third-party platforms and emphasizes advisor-driven, customizable portfolio solutions.

Sandra Pappalardo is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 designations and 39 years of industry experience. Her prior roles include positions at LPL Financial, Financial Sense Securities, Inc., and Cuso Financial Services, LP. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers financial planning, portfolio management through various platforms, and employs a combination of strategic asset allocation and multi-manager portfolios using both passive and active investment exposures.

Eric Brelsford is a financial advisor with AE Wealth Management, LLC, holding a Series 66 designation and having 10 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., JP Morgan Securities LLC, and San Diego Tax and Financial Associates. Brelsford is also involved in insurance sales through Comprehensive Advisor LLC. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm utilizes a platform-centered approach that combines model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Jack Geise is a CFP® with three years of industry experience, currently serving as a financial advisor at Corient in San Diego, CA. His prior roles include positions at Dowling & Yahnke, LLC and Equitable Advisors. Corient provides investment advisory and financial planning services to a diverse client base that includes individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers and employs risk management tools to align portfolios with client objectives.

Raymond Wernig Jr. is a CFP® professional with nine years of industry experience. He is currently with Corient, where he has worked since 2022 after prior experience at Dowling & Yahnke, LLC. Corient provides investment advisory and financial planning services to individual, high-net-worth, institutional, and charitable clients. The firm uses a goals-based, team investment approach that combines in-house strategies with third-party managers, incorporating alternative investments and advanced risk management tools.