Walter Katz is a CFP® and ChFC® affiliated with MassMutual Investors Services in Houston, TX, with 40 years of industry experience. He has been with MassMutual and its subsidiary MML Investors Services since 2002. Outside of his advisory role, he is involved in the sale of personal insurance products through K Financial Services, Inc., where he holds ownership and officer positions. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative annual planning engagements using firm-approved analytical tools.

Sergio Ordonez currently serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2021. He has been with Fidelity Investments since 2016, progressing through various positions including Financial Consultant and Investment Consultant. Prior to joining Fidelity, Sergio worked as a Financial Representative at MetLife Securities and New England Securities. With over a decade of experience in the financial services industry, Sergio focuses on creating comprehensive and holistic financial plans tailored to each client's unique situation and goals. He holds an Arkansas Insurance License which supports his work in providing financial guidance. Outside of his professional career, Sergio enjoys activities such as spending time at the beach, family activities, hiking, running, soccer, and traveling.

Billy Gross is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Investments, Stanford Group Company, and Merrill. He has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers investment solutions alongside its planning services.

Jenifer Thomas is a financial advisor at Edward Jones in Pearland, TX, holding a Series 66 designation. She began her career at Edward Jones in 2025 after 25 years at Oceaneering Space Systems. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Noah Doney is a Financial Advisor at Merrill Lynch Wealth Management. He provides guidance to clients in areas including family wealth management strategies, legacy planning, liquidity management, managing new wealth, portfolio management services, sports and entertainment, individual and corporate investment strategy, and tax minimization. Noah holds the designation of Personal Investment Advisor (PIA). Noah has an educational background that includes a High School Diploma from South River High School and an Associate's Degree from Anne Arundel Community College. He focuses on helping clients create personalized financial strategies that reflect their unique perspectives and priorities, aiming to simplify the complexities of investing and wealth planning.

Feriz Halili is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management and Bank of America. He has been in the financial services industry since 2010, beginning his career as a bank teller at Bank of America before joining Merrill in June 2016 to support The Fecel Team in various capacities. Feriz is a Personal Investment Advisor (PIA) and holds a Bachelor's Degree from the University of Houston System. In his role, Feriz provides clients with access to the investment insights of Merrill and banking convenience of Bank of America to address various financial needs. He works closely with high-net-worth individuals and families to identify goals such as asset allocation, education funding, retirement income planning, tax minimization strategies, and estate planning services. He also assists clients with banking, credit, lending products, and has experience with Merrill's self-directed brokerage platform, EDGE. Outside of his professional responsibilities, Feriz participates in community service activities including volunteering with the Houston Food Bank. He is affiliated with professional organizations such as Arberia Houston, Houston Beekeepers Association, and the Spondylitis Association of America. His personal interests include boating, reading, soccer, spending time with family, traveling, and watching movies.

Logan Cheak is a Senior Financial Advisor at Merrill Lynch Wealth Management and a key member of The Cheak Group. Since joining the team in 2018 alongside his father, he has focused on assisting clients with personal retirement and college education planning, as well as developing wealth management strategies tailored to families and individuals. Logan supports The Cheak Group’s goals-based approach to financial planning, emphasizing customized strategies that address tax minimization, retirement income, estate considerations, and long-term care. A native Texan, Logan earned his Bachelor of Business Administration degree in Marketing from Texas Tech University in 2017. He holds the Personal Investment Advisor (PIA) designation and is affiliated with the professional organization Lambda Chi Alpha. In addition to his professional work, Logan participates in community activities including involvement with the South Plains Food Bank. Outside of work, he enjoys playing golf and softball, drawing and painting, and following Houston and Texas Tech sports.

Jamel Wilson is a financial advisor with Charles Schwab in Houston, TX, holding the CFP® designation and Series 66 license. He has four years of industry experience, including roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. Outside of his advisory work, Wilson serves as a foundation board member for Casa de Esperanza, a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management. The firm’s integrated structure combines advisory, brokerage, custody, and cash-sweep services, employing multi-asset model portfolios and a centralized operational platform.

Christopher Steger is a financial advisor at Edward Jones in Alvin, TX, holding a Series 66 designation. He joined Edward Jones in 2025 following a 13-year tenure with Angleton Independent School District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large nationwide network of advisors and branch offices.

Jorge Vazquez is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at UBS Financial Services, SWBC Investment Company, and Wells Fargo Clearing. Outside of his advisory role, he is involved in managing a sole proprietorship focused on real estate in Conroe, Texas. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies developed by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Carlos Alvarado is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and 41 years of industry experience. His career includes roles at Citigroup Global Markets from 1998 to 2009 and Morgan Stanley Smith Barney since 2009, transitioning to Morgan Stanley Private Bank, National Association in 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and manages approximately $2.74 trillion in client assets.

Justin Gardiner is a financial advisor with LPL Financial in Houston, TX, holding Series 65 and Series 63 licenses and having 15 years of industry experience. He previously worked at VALIC Financial Advisors, Inc. for 14 years and AGIA for 3 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Robbie Sitka is a financial advisor with Equitable Advisors in Houston, TX, holding a Series 66 credential and four years of industry experience. Prior to joining Equitable Advisors, he worked for Humble Independent School District for 11 years. Outside of advisory work, he teaches music lessons as an independent contractor. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and a variety of asset-management programs through a network of Investment Adviser Representatives. The firm’s approach includes matching clients to program models or discretionary managers, with many advisory models implemented by third-party sponsors and approved advisory programs.

Christopher Montgomery is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and 29 years of industry experience. His career includes tenures at UBS Financial Services and Citigroup Global Markets before joining Morgan Stanley Smith Barney in 2009 and Morgan Stanley Private Bank in 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and comprehensive financial planning supported by firm-approved tools and methodologies.

Mason Cheatham is a financial advisor with Edward Jones in Seabrook, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Clear Creek Community Church for five years and Christ's Church of the Valley for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households across various wealth levels, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a broad range of advisory strategies and affiliated investment products, with approximately $1.01 trillion in assets under management supported by a large nationwide network of advisors and branch offices.

Corey Magliolo is a financial advisor at OSAIC with 24 years of industry experience. He holds the Series 66 designation and has worked at Sagepoint Financial, Inc., Lincoln Financial Securities Corp, Woodbury Financial Services, Inc., OneAmerica Securities, Inc., and LPL Financial. Outside of his advisory work, he serves as president of the Dickinson Independent School District board and is involved in managing employee benefits through insurance agencies. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Gary Broughton is a financial advisor at Primerica Advisors in Houston, TX, holding Series 65 and Series 63 licenses with six years of industry experience. His prior work includes nine years at Market Source before joining Primerica in 2020. Outside of advisory services, he is involved in the sale of loan products and home-related services referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established partners.

Sara Armstrong is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with five years of industry experience. Her career includes roles at UBS Financial Services, The Mid-Continent Companies, Ltd, and the University of St. Thomas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory process.

Antonio Coria is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and six years of industry experience. His work history includes multiple roles at J.P. Morgan Securities LLC and JP Morgan Chase Bank, as well as a prior position at Southwest Airlines. Outside of his advisory role, he is a partner in a real estate LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through non-discretionary, written asset allocation advice, manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative screening and qualitative research and includes ESG considerations within a broader derivatives and commodities capability.

Milton Alvarez Jr. is a financial advisor at Merrill with Series 63 and Series 65 credentials and seven years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.